CT & CO
InactiveSignals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
3 d early
2023
on the day
2022
on the day
2021
9 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
What became of the directors' other companies?Supplier due diligence Who ran this company, and where was it based, on a date before the end?Company as of a date Which other companies belong to the same group?FINVISION · 13 companies
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€555,241▼ 20.2%
2024 · €695,694
Total assets
€1.3m▲ 3.9%
2024 · €1.3m
Net result
€620,834▲ 55.7%
2024 · €398,682
Working capital
€662,572▲ 42.5%
2024 · €464,857
Trend over the years
In euros
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€139,881▲ 38.1%€304,230▲ 117%€373,134▲ 22.6%€537,762▲ 44.1%€1.1m▲ 95.9%
Net result€216,149▲ 177%€247,239▲ 14.4%€273,671▲ 10.7%€398,682▲ 45.7%€620,834▲ 55.7%
Equity€1.4m▲ 18.3%€1.6m▲ 17.7%€373,512▼ 77.3%€695,694▲ 86.3%€555,241▼ 20.2%
Total assets€1.7m▲ 16.6%€1.9m▲ 16.8%€980,844▼ 49.2%€1.3m▲ 32.4%€1.3m▲ 3.9%
Debt€257,250▲ 7.7%€287,897▲ 11.9%€607,332▲ 111%€603,340▼ 0.7%€794,163▲ 31.6%
Working capital€922,064▲ 31.7%€1.2m▲ 26.5%€111,091▼ 90.5%€464,857▲ 318%€662,572▲ 42.5%
Staff (FTE)3.2▼ 13.5%2.7▼ 15.6%5.1▲ 88.9%7.7▲ 51.0%7.9▲ 2.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2025 Net result +56% on 2024. This fiscal year ran 18 months, the previous one 12.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 96% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€3,146 ▼ 99.4%
Current assets
€1.3m ▲ 67.0%
Equity and liabilities €1.3m
Equity
€555,241 ▼ 20.2%
Debt
€794,163 ▲ 31.6%
Debt's share of the balance-sheet total rises from 46.4% to 58.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.1m▲
2024 · €560,490
Cash flow
€640,009▲
2024 · €421,410
Current ratio
1.97▼
2024 · 2.36
Debt to equity
1.43▲
2024 · 0.87
ROE
111.8%▲
2024 · 57.3%
ROA
46.0%▲
2024 · 30.7%
Interest coverage
3.20▼
2024 · 59.02
Debt ≤ 1 year
€683,687▲
2024 · €341,404
Debt > 1 year
€6,981▼
2024 · €102,921
Income taxes
€116,545▼
2024 · €141,531
Staff costs
€539,388▲
2024 · €276,942
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €608 | - |
| Remuneration, social security and pensions62 | - | €108,209 | €175,322 | €276,942 | €539,388 | ▲ 94.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,688 | €27,541 | €22,880 | €22,728 | €19,174 | ▼ 15.6% |
| Other operating charges640/8 | - | €3,493 | €13,207 | €23,678 | €8,515 | ▼ 64.0% |
| Non-recurring operating charges66A | - | - | - | - | €12 | - |
| Gross operating margin9900 | €295,933 | €443,473 | €584,543 | €861,110 | €1.6m | ▲ 88.2% |
| Operating profit (loss)9901 | €139,881 | €304,230 | €373,134 | €537,762 | €1.1m | ▲ 95.9% |
| Financial income75/76B | - | €24,717 | €6,487 | €11,947 | €19,679 | ▲ 64.7% |
| Recurring financial income75 | €4,717 | €13,789 | €5,660 | €11,947 | €19,679 | ▲ 64.7% |
| Non-recurring financial income76B | - | €10,928 | €826 | - | - | - |
| Financial charges65/66B | - | €6,002 | €4,824 | €9,496 | €335,523 | ▲ 3,433% |
| Recurring financial charges65 | €6,118 | €6,002 | €4,824 | €9,496 | €335,523 | ▲ 3,433% |
| Profit (loss) for the period before taxes9903 | €248,090 | €322,946 | €374,796 | €540,213 | €737,379 | ▲ 36.5% |
| Income taxes67/77 | €31,941 | €75,707 | €101,125 | €141,531 | €116,545 | ▼ 17.7% |
| Profit (loss) for the period9904 | €216,149 | €247,239 | €273,671 | €398,682 | €620,834 | ▲ 55.7% |
| Profit (loss) for the period to be appropriated9905 | €216,149 | €247,239 | €273,671 | €398,682 | €620,834 | ▲ 55.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.9m | €980,844 | €1.3m | €1.3m | ▲ 3.9% |
| Fixed assets21/28 | €612,788 | €603,324 | €510,248 | €492,772 | €3,146 | ▼ 99.4% |
| Tangible fixed assets22/27 | €54,288 | €44,824 | €180,248 | €162,772 | €3,146 | ▼ 98.1% |
| Land and buildings22 | - | - | €115,049 | €106,824 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | - | €34,107 | €28,811 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €32,531 | €11,482 | €9,705 | €3,146 | ▼ 67.6% |
| Other tangible fixed assets26 | - | €12,292 | €19,610 | €17,433 | €0 | ▼ 100% |
| Financial fixed assets28 | €558,500 | €558,500 | €330,000 | €330,000 | €0 | ▼ 100% |
| Current assets29/58 | €1.0m | €1.3m | €470,597 | €806,261 | €1.3m | ▲ 67.0% |
| Amounts receivable within one year40/41 | €398,808 | €456,453 | €381,407 | €626,090 | €732,950 | ▲ 17.1% |
| Trade receivables40 | - | €131,986 | €375,437 | €622,761 | €612,643 | ▼ 1.6% |
| Other amounts receivable41 | - | €324,466 | €5,969 | €3,329 | €120,307 | ▲ 3,514% |
| Cash at bank and in hand54/58 | €630,367 | €865,875 | €85,048 | €166,777 | €600,076 | ▲ 260% |
| Deferred charges and accrued income490/1 | - | €4,087 | €4,142 | €13,394 | €13,232 | ▼ 1.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.9m | €980,844 | €1.3m | €1.3m | ▲ 3.9% |
| Equity10/15 | €1.4m | €1.6m | €373,512 | €695,694 | €555,241 | ▼ 20.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €16,295 | ▼ 12.4% |
| Reserves13 | €1.4m | €1.6m | €354,912 | €677,094 | €538,946 | ▼ 20.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | - | €1.6m | €353,052 | €675,234 | €538,946 | ▼ 20.2% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €257,250 | €287,897 | €607,332 | €603,340 | €794,163 | ▲ 31.6% |
| Amounts payable after more than one year17 | €134,980 | €123,797 | €136,248 | €102,921 | €6,981 | ▼ 93.2% |
| Financial debts170/4 | - | €123,797 | €136,248 | €102,921 | €6,981 | ▼ 93.2% |
| Amounts payable within one year42/48 | €117,001 | €159,825 | €359,505 | €341,404 | €683,687 | ▲ 100% |
| Current portion of amounts payable after more than one year42 | - | €11,183 | €36,498 | €33,327 | €10,286 | ▼ 69.1% |
| Financial debts43 | - | - | €100,000 | - | - | - |
| Credit institutions430/8 | - | - | €100,000 | - | - | - |
| Trade debts44 | €50,586 | €60,236 | €22,113 | €208,671 | €189,762 | ▼ 9.1% |
| Suppliers440/4 | - | €60,236 | €22,113 | €208,671 | €189,762 | ▼ 9.1% |
| Taxes, remuneration and social security45 | - | €64,795 | €192,111 | €98,915 | €127,503 | ▲ 28.9% |
| Taxes450/3 | - | €48,372 | €174,020 | €67,640 | €102,885 | ▲ 52.1% |
| Remuneration and social security454/9 | - | €16,422 | €18,092 | €31,275 | €24,618 | ▼ 21.3% |
| Other amounts payable47/48 | - | €23,611 | €8,783 | €491 | €356,136 | ▲ 72,459% |
| Accrued charges and deferred income492/3 | - | €4,276 | €111,579 | €159,015 | €103,495 | ▼ 34.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €216,149 | €247,239 | €273,671 | €398,682 | €620,834 | ▲ 55.7% |
| + Depreciation and write-downs630 | €27,688 | €27,541 | €22,880 | €22,728 | €19,174 | ▼ 15.6% |
| Operating cash flow (approximation) | €243,837 | €274,779 | €296,551 | €421,410 | €640,009 | ▲ 51.9% |
| Investment in fixed assets (approximation) | - | -€18,077 | €70,196 | -€5,253 | €470,453 | ▲ 9,057% |
| Change in cash | - | €235,508 | -€780,827 | €81,729 | €433,298 | ▲ 430% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
15-01
State Gazette act
Restructuring · End & cessationResignation: FINVISION (director) · Permanent representative: JACKERS Jurgen · Merger13 facts ▸
State Gazette act
Restructuring · End & cessation
Resignation: FINVISION (director) · Permanent representative: JACKERS Jurgen · Merger13 facts ▸
- General meeting, 30-12-2025
- Merger, absorption, 01-01-2026
- Merger, absorption, 01-01-2026
- Dissolution, 01-01-2026
- Dissolution, 01-01-2026
- Accounting effect, 01-01-2026
- Accounting effect, 01-01-2026
- Director resignation, FINVISION (director)
- Permanent representative, JACKERS Jurgen
- Accounting effect, 30-09-2025
- Shareholder, FINVISION
- Shareholder, FINVISION
- +1 further facts in this act
12-01
State Gazette act
Restructuring · End & cessationMerger · Share issue · Capital9 facts ▸
State Gazette act
Restructuring · End & cessation
Merger · Share issue · Capital9 facts ▸
- General meeting, 14-12-2025
- Merger, 0, 171 aandelen
- Share issue, aandelen op naam, 171
- Capital
- Share cancellation, 186
- Statutes amendment
- Power of attorney, FINVISION ACCOUNTANCY
- Capital increase, €15.000
- Note, vereenvoudigde zusterfusie met Finvision Accountancy, Tax & Legal in het kader van de herstructurering van de Finvision groep
2025
31-12
Financial
Highest result since 2019net €620,834 ▲55.7%
Operating result €1.1m, net result €620,834, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €500,000Eq €695,694 ▲86.3%
6 profitable years in a row build equity to €695,694.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €78,109 ▼86.6%
Net result drops to €78,109, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 13 acts read
About the unread acts
Of the 13 Belgian State Gazette acts we know for this company, 2 have been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2025
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Mandate history
1 person since 2025, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| FINVISION |
|
Structure & network
Part of the group
FINVISION
13 companies
Group, risk and exposure
Owners and holdings
2 owners · 1 holdingChain of control
- CTG-INVESTMENTS
- CT & CO
Highest known parent: CTG-INVESTMENTS. The sources do not say who stands above it.
Owners 2
- CTG-INVESTMENTSparent100%
- FINVISIONparentSourceaccounts FINVISION 2025100%
Holdings 1
-
100%
According to the annual accounts to 30-06-2024 of CT & CO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
2 transactionsTook over:CTG-INVESTMENTS
Taken over by:FINVISION ACCOUNTANCY BV
Capital and shareholders
Capital over the years
- 12-01-2026 Capital increase of 15,000 EUR
Subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 2,074 EUR awarded · 2,074 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 360 EUR |
| 2024 | 2 | 2,074 EUR | 1,714 EUR |