CT & C
ActiveSummary
CT & C has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,281 and a net result of €4,148. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 18% of 2300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+4
Solvency31=
Growth72▲+17
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.35 in 2024; short-term debt: 93.8% and cash: 0.9% of total assets), and 93.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.2%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2300 sector peers (2025).
NBB · sector comparisonPosition among 2300 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €27,281
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
1 d early
2022
6 d early
2021
2 d early
2020
8 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
Turnover
€2.4m▲ 3,110%
2019 · €75,851
EBIT margin
1.4%▲ 3.4pp
2019 · -1.9%
Net result
€4,148
2024 · -€8,571
Working capital
-€269,293▼ 12.9%
2024 · -€238,625
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€12,764▼ 63.1%€2,948▼ 76.9%-€21,285-€8,393▲ 60.6%€4,355
Net result€10,850within the sector's middle half▲ 89.2%-€2,417below the sector's middle half-€21,641below the sector's middle half▼ 795%-€8,571below the sector's middle half▲ 60.4%€4,148within the sector's middle half
EBIT margin
Equity€47,762below the sector's middle half▲ 29.4%€45,345below the sector's middle half▼ 5.1%€23,705below the sector's middle half▼ 47.7%€23,133below the sector's middle half▼ 2.4%€27,281below the sector's middle half▲ 17.9%
Total assets€1.9mwithin the sector's middle half▲ 2.6%€507,045within the sector's middle half▼ 73.4%€527,434within the sector's middle half▲ 4.0%€391,385within the sector's middle half▼ 25.8%€440,160within the sector's middle half▲ 12.5%
Debt€1.9m▲ 2.0%€461,699▼ 75.2%€503,729▲ 9.1%€368,252▼ 26.9%€412,879▲ 12.1%
Working capital-€305,316▲ 58.2%-€278,835▲ 8.7%-€270,533▲ 3.0%-€238,625▲ 11.8%-€269,293▼ 12.9%
Solvency2.5%below the sector's middle half▲ 0.5pp8.9%below the sector's middle half▲ 6.4pp4.5%below the sector's middle half▼ 4.4pp5.9%below the sector's middle half▲ 1.4pp6.2%below the sector's middle half▲ 0.3pp
Staff (FTE)0below the sector's middle half▼ 100%0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,355 after a loss of €8,393 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €440,160
Fixed assets
€296,574 ▲ 13.3%
Current assets
€143,586 ▲ 10.8%
Equity and liabilities €440,160
Equity
€27,281 ▲ 17.9%
Debt
€412,879 ▲ 12.1%
Debt's share of the balance-sheet total falls from 94.1% to 93.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20,537▼
2024 · €24,087
Cash flow
€20,330▼
2024 · €23,908
Current ratio
0.35▼
2024 · 0.35
Quick ratio
0.06▲
2024 · 0.06
Debt to equity
15.13▼
2024 · 15.92
ROE
15.2%▲
2024 · -37.1%
ROA
0.9%▲
2024 · -2.2%
Interest coverage
94.25▼
2024 · 134.73
Debt ≤ 1 year
€412,879▲
2024 · €368,252
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,377 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.0%
went bankrupt
1.6%
stopped otherwise
96%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,377 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €92,790 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €290 | €9 | -€508 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,614 | €30,322 | €30,327 | €32,479 | €16,182 | ▼ 50.2% |
| Other operating charges640/8 | €6,482 | €5,100 | €3,482 | €2,842 | €2,484 | ▼ 12.6% |
| Non-recurring operating charges66A | €20,981 | €14,619 | - | - | - | - |
| Gross operating margin9900 | €71,131 | €52,998 | €12,016 | €26,928 | €23,022 | ▼ 14.5% |
| Operating profit (loss)9901 | €12,764 | €2,948 | -€21,285 | -€8,393 | €4,355 | ▲ 152% |
| Financial income75/76B | €120 | €259 | €3 | €0 | €10 | ▲ 103,000% |
| Recurring financial income75 | €120 | €259 | €3 | €0 | €10 | ▲ 103,000% |
| Financial charges65/66B | €2,034 | €1,879 | €359 | €179 | €218 | ▲ 21.9% |
| Recurring financial charges65 | €2,034 | €1,879 | €359 | €179 | €218 | ▲ 21.9% |
| Profit (loss) for the period before taxes9903 | €10,850 | €1,329 | -€21,641 | -€8,571 | €4,148 | ▲ 148% |
| Income taxes67/77 | - | €3,745 | - | - | - | - |
| Profit (loss) for the period9904 | €10,850 | -€2,417 | -€21,641 | -€8,571 | €4,148 | ▲ 148% |
| Profit (loss) for the period to be appropriated9905 | €10,850 | -€2,417 | -€21,641 | -€8,571 | €4,148 | ▲ 148% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €507,045 | €527,434 | €391,385 | €440,160 | ▲ 12.5% |
| Fixed assets21/28 | €353,078 | €324,180 | €294,237 | €261,758 | €296,574 | ▲ 13.3% |
| Tangible fixed assets22/27 | €353,078 | €324,180 | €294,237 | €261,758 | €296,574 | ▲ 13.3% |
| Land and buildings22 | €335,269 | €310,717 | €286,165 | €259,605 | €277,163 | ▲ 6.8% |
| Plant, machinery and equipment23 | €17,809 | €13,463 | €8,073 | €2,154 | €1,098 | ▼ 49.0% |
| Furniture and vehicles24 | - | - | - | - | €18,314 | - |
| Current assets29/58 | €1.6m | €182,864 | €233,196 | €129,627 | €143,586 | ▲ 10.8% |
| Stocks and contracts in progress3 | €161,731 | €150,470 | €71,091 | €107,091 | €117,091 | ▲ 9.3% |
| Stocks30/36 | €161,731 | €9,897 | €9,897 | €9,897 | €9,897 | = |
| Contracts in progress37 | - | €140,573 | €61,194 | €97,194 | €107,194 | ▲ 10.3% |
| Amounts receivable within one year40/41 | €89,997 | €30,784 | €149,697 | €18,460 | €22,519 | ▲ 22.0% |
| Trade receivables40 | €87,780 | €30,754 | €149,474 | €17,490 | €17,490 | = |
| Other amounts receivable41 | €2,217 | €30 | €223 | €970 | €5,029 | ▲ 418% |
| Cash at bank and in hand54/58 | €1.3m | €1,610 | €12,409 | €4,076 | €3,976 | ▼ 2.5% |
| Deferred charges and accrued income490/1 | €22,500 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €507,045 | €527,434 | €391,385 | €440,160 | ▲ 12.5% |
| Equity10/15 | €47,762 | €45,345 | €23,705 | €23,133 | €27,281 | ▲ 17.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €33,391 | €33,391 | €33,391 | €33,391 | €33,391 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €31,531 | €31,531 | €33,391 | €33,391 | €33,391 | = |
| Profit (loss) carried forward14 | -€4,229 | -€6,646 | -€28,287 | -€28,858 | -€24,710 | ▲ 14.4% |
| Amounts payable17/49 | €1.9m | €461,699 | €503,729 | €368,252 | €412,879 | ▲ 12.1% |
| Amounts payable within one year42/48 | €1.9m | €461,699 | €503,729 | €368,252 | €412,879 | ▲ 12.1% |
| Trade debts44 | €108,580 | €4,023 | - | €170 | €263 | ▲ 55.0% |
| Suppliers440/4 | €108,580 | €4,023 | - | €170 | €263 | ▲ 55.0% |
| Taxes, remuneration and social security45 | €2,000 | €2,000 | €3,428 | €2,000 | €2,000 | = |
| Taxes450/3 | - | - | €1,428 | - | - | - |
| Remuneration and social security454/9 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Other amounts payable47/48 | €1.7m | €455,676 | €500,301 | €366,082 | €410,616 | ▲ 12.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,850 | -€2,417 | -€21,641 | -€8,571 | €4,148 | ▲ 148% |
| + Depreciation and write-downs630 | €30,614 | €30,322 | €30,327 | €32,479 | €16,182 | ▼ 50.2% |
| Operating cash flow (approximation) | €41,464 | €27,905 | €8,687 | €23,908 | €20,330 | ▼ 15.0% |
| Investment in fixed assets (approximation) | - | -€1,424 | -€384 | €0 | -€50,998 | - |
| Change in cash | - | -€1.3m | €10,799 | -€8,333 | -€100 | ▲ 98.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €4,148
Net result €4,148 after 3 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet -€21,641
Net result drops to -€21,641, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €10,850 ▲89.2%
Net result €10,850, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €5,735
Net result €5,735 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2011
Ground area
2,411 m²
Building footprint
205 m²
Volume, LiDAR
1,149 m³
Parcel 44064A0098/00F000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CT & C
since 20112.200.404.517
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0098/00F000 | Flanders | 2,411 m² | 1 · 205 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 6,263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
82300Organisation of conventions and trade shows
E-invoicing
Reachable via Peppol
Peppol ID
0208:0837574115
Also
9925:BE0837574115
Registered
29-04-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.