Skip to content

CT-B

Active
Private limited companyfounded 20242 yrs activePlace Emile-Dupont 11, 4000 Liège, BelgiumKBO/BCE: BE 1009.354.779
Summary

The computed 12-month bankruptcy probability of CT-B is 3.5% (moderate). The 2024 annual accounts show equity of €20,267 and a net result of €20,267. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.61; short-term debt: 38.3% and cash: 100% of total assets), and 38.3% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
61.7%
Return on assets
61.7%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 91 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CT-B was incorporated on 14 May 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity
€20,267
Total assets
€32,861
Net result
€20,267
Working capital
€20,267

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €32,861
Equity €20,267
Debt €12,594
Debt finances 38.3% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
2.61
Debt to equity
0.62
ROE
100.0%
ROA
61.7%
Debt ≤ 1 year
€12,594
Income taxes
€5,182

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 23 lines
Balance sheet Code2024
Assets
Total assets20/58€32,861
Current assets29/58€32,861
Cash at bank and in hand54/58€32,861
Equity and liabilities
Total equity and liabilities10/49€32,861
Equity10/15€20,267
Profit (loss) carried forward14€20,267
Amounts payable17/49€12,594
Amounts payable within one year42/48€12,594
Trade debts44€620
Suppliers440/4€620
Taxes, remuneration and social security45€5,182
Taxes450/3€5,182
Other amounts payable47/48€6,792
Income statement Code2024
Other operating charges640/8€63
Gross operating margin9900€25,500
Operating profit (loss)9901€25,437
Financial income75/76B€12
Recurring financial income75€12
Profit (loss) for the period before taxes9903€25,449
Income taxes67/77€5,182
Profit (loss) for the period9904€20,267
Profit (loss) for the period to be appropriated9905€20,267
Appropriation of the result
Profit (loss) to be appropriated9906€20,267
Line2024
Other operating charges640/8€63
Gross operating margin9900€25,500
Operating profit (loss)9901€25,437
Financial income75/76B€12
Recurring financial income75€12
Profit (loss) for the period before taxes9903€25,449
Income taxes67/77€5,182
Profit (loss) for the period9904€20,267
Profit (loss) for the period to be appropriated9905€20,267
Line2024
Assets
Total assets20/58€32,861
Current assets29/58€32,861
Cash at bank and in hand54/58€32,861
Equity and liabilities
Total equity and liabilities10/49€32,861
Equity10/15€20,267
Profit (loss) carried forward14€20,267
Amounts payable17/49€12,594
Amounts payable within one year42/48€12,594
Trade debts44€620
Suppliers440/4€620
Taxes, remuneration and social security45€5,182
Taxes450/3€5,182
Other amounts payable47/48€6,792
Line2024
Profit (loss) for the period9904€20,267
Operating cash flow (approximation)€20,267

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
514 m²
Building footprint
392 m²
Volume, LiDAR
9,140 m³
Parcel 62803A1383/00F000, Wallonia · tallest building 25.7 m, ±8 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
CT-B
Place Emile-Dupont 11, 4000 LiègeOther education
since 20242.360.086.313
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62803A1383/00F000 Wallonia 514 m² 1 · 392 m² 25.7 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-05-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.