CSS
ActiveSummary
CSS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €166k and a net result of €46k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▼-7
Solvency94▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 9.21 in 2023; short-term debt: 13.4% and cash: 58.1% of total assets), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
43 d early
2022
4 d late
2021
37 d early
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€166k▲ 38.4%
2023 · €120k
2018: €75k
2019: €79k
2020: €98k
2021: €141k
2022: €80k
2023: €120k
2018 → 2024
Total assets
€240k▲ 78.5%
2023 · €134k
2018: €120k
2019: €110k
2020: €130k
2021: €159k
2022: €94k
2023: €134k
2018 → 2024
Net result
€46k▲ 16.5%
2023 · €40k
2018: €2k
2019: €4k
2020: €19k
2021: €44k
2022: €39k
2023: €40k
2018 → 2024
Working capital
€142k▲ 21.7%
2023 · €117k
2018: €55k
2019: €62k
2020: €87k
2021: €140k
2022: €77k
2023: €117k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€98k-€141k▲ 44.9%€80k▼ 43.1%€120k▲ 49.1%€166k▲ 38.4%
Operating result€29k-€50k▲ 76.2%€55k▲ 9.9%€56k▲ 1.8%€66k▲ 17.3%
Net result€19k-€44k▲ 135%€39k▼ 10.8%€40k▲ 1.1%€46k▲ 16.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 17% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €240k
Fixed assets
€65k ▲ 1,971%
Current assets
€174k ▲ 33.0%
Equity and liabilities €240k
Equity
€166k ▲ 38.4%
Debt
€74k ▲ 417%
Debt's share of the balance-sheet total rises from 10.6% to 30.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2023 · €57k
Cash flow
€61k▲
2023 · €41k
Current ratio
5.43▼
2023 · 9.21
Debt to equity
0.44▲
2023 · 0.12
ROE
27.7%▼
2023 · 32.9%
ROA
19.2%▼
2023 · 29.4%
Interest coverage
38.23▼
2023 · 492.02
Debt ≤ 1 year
€32k▲
2023 · €14k
Debt > 1 year
€41k
Income taxes
€18k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€134k€240k▲
Fixed assets21/28€3k€65k▲
Tangible fixed assets22/27€3k€65k▲
Land and buildings22€596€523▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€897€62k▲
Current assets29/58€131k€174k▲
Amounts receivable within one year40/41€12k€23k▲
Trade receivables40€12k€23k▲
Other amounts receivable41-€35
Current investments50/53-€12k
Cash at bank and in hand54/58€119k€139k▲
Deferred charges and accrued income490/1€765€368▼
Equity and liabilities
Total equity and liabilities10/49€134k€240k▲
Equity10/15€120k€166k▲
Contributions10/11€6k€6k=
Reserves13€103k€149k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€103k€149k▲
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€14k€74k▲
Amounts payable after more than one year17-€41k
Financial debts170/4-€41k
Amounts payable within one year42/48€14k€32k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€1k€806▼
Suppliers440/4€1k€806▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Remuneration and social security454/9-€165
Other amounts payable47/48€12k€15k▲
Income statement
Code20232024
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€15k▲
Other operating charges640/8€1k€991▼
Non-recurring operating charges66A€0-
Gross operating margin9900€59k€82k▲
Operating profit (loss)9901€56k€66k▲
Financial income75/76B€10€164▲
Recurring financial income75€10€164▲
Financial charges65/66B€117€2k▲
Recurring financial charges65€117€2k▲
Profit (loss) for the period before taxes9903€56k€64k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€40k€46k▲
Profit (loss) for the period to be appropriated9905€40k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€56k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer to equity691/2€40k€46k▲
To other reserves6921€40k€46k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Highest result since 2018net €46k ▲16.5%
Operating result €66k, net result €46k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲38.4%
7 profitable years in a row build equity to €166k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €120k ▲49.1%
6 profitable years in a row build equity to €120k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 8.85
Current ratio from 3.68 to 8.85; short-term debt falls from €32k to €18k.
31-12
Financial
Equity above €100kEq €141k ▲44.9%
4 profitable years in a row build equity to €141k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Show earlier events
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geelsebaan 332460 KasterleeGround area
285 m²
Building footprint
157 m²
Volume, LiDAR
684 m³
Parcel 13017G0465/00K002, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CSS
since 20082.167.845.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017G0465/00K002 | Flanders | 285 m² | 1 · 157 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 53 EUR awarded · 53 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 53 EUR | 53 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ADOK CONSULT
BE 0508.561.201
Watermaal-Bosvoorde · Eq €166,051
ADHD
BE 0694.770.814
Lebbeke · Eq €165,988
DMA Architecten & Ingenieurs
BE 0686.973.992
Boechout · Eq €165,982
Architectuur & Bouwadvies Buro
BE 0897.187.642
Antwerpen · Eq €166,076
RD Engineering
BE 0756.447.570
Wetteren · Eq €165,891
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,282 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.