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CSS

Active
Private limited companyfounded 201016 yrs activeZakstraat 119, 9112 Sint-Niklaas, BelgiumKBO/BCE: BE 0824.146.939
Summary

CSS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €636k and a net result of €125k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability89▼-11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 6.98 against 12.22 in 2024; short-term debt: 12.2% and cash: 32.2% of total assets), and 17.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.6%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
21 d early
2023
49 d early
2022
12 d early
2021
28 d early
2020
25 d early
2019
15 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€636k▲ 18.4%
2024 · €537k
2018: €158klowest in 8 years 2019: €163k▲ +3.1% vs 2018 2020: €210k▲ +29.4% vs 2019 2021: €265k▲ +25.7% vs 2020 2022: €353k▲ +33.4% vs 2021 2023: €309k▼ -12.5% vs 2022 2024: €537k▲ +73.9% vs 2023 2025: €636k▲ +18.4% vs 2024highest in 8 years
2018 → 2025
Total assets
€770k▲ 23.7%
2024 · €623k
2018: €216k 2019: €216k▼ -0.3% vs 2018lowest in 8 years 2020: €247k▲ +14.6% vs 2019 2021: €396k▲ +60.1% vs 2020 2022: €452k▲ +14.1% vs 2021 2023: €373k▼ -17.4% vs 2022 2024: €623k▲ +66.7% vs 2023 2025: €770k▲ +23.7% vs 2024highest in 8 years
2018 → 2025
Net result
€125k▼ 45.5%
2024 · €230k
2018: €20k 2019: €26k▲ +32.3% vs 2018 2020: €49k▲ +86.6% vs 2019 2021: €106k▲ +114% vs 2020 2022: €90k▼ -14.8% vs 2021 2023: €661▼ -99.3% vs 2022lowest in 8 years 2024: €230k▲ +34680% vs 2023highest in 8 years 2025: €125k▼ -45.5% vs 2024
2018 → 2025
Working capital
€559k▲ 21.5%
2024 · €460k
2018: €131k 2019: €125k▼ -4.5% vs 2018lowest in 8 years 2020: €155k▲ +23.5% vs 2019 2021: €210k▲ +36.0% vs 2020 2022: €294k▲ +39.8% vs 2021 2023: €261k▼ -11.3% vs 2022 2024: €460k▲ +76.5% vs 2023 2025: €559k▲ +21.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€265k-€353k▲ 33.4%€309k▼ 12.5%€537k▲ 73.9%€636k▲ 18.4% 2021: €265klowest in 5 years 2022: €353k▲ +33.4% vs 2021 2023: €309k▼ -12.5% vs 2022 2024: €537k▲ +73.9% vs 2023 2025: €636k▲ +18.4% vs 2024highest in 5 years
Operating result€152k-€129k▼ 14.7%€-18k€294k€173k▼ 41.1% 2021: €152k 2022: €129k▼ -14.7% vs 2021 2023: €-18k▼ -114% vs 2022lowest in 5 years 2024: €294k▲ +1700% vs 2023highest in 5 years 2025: €173k▼ -41.1% vs 2024
Net result€106k-€90k▼ 14.8%€661▼ 99.3%€230k▲ 34,680%€125k▼ 45.5% 2021: €106k 2022: €90k▼ -14.8% vs 2021 2023: €661▼ -99.3% vs 2022lowest in 5 years 2024: €230k▲ +34680% vs 2023highest in 5 years 2025: €125k▼ -45.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €152k€152kNet result 2021: €106k€106kOperating result 2022: €129k€129kNet result 2022: €90k€90kOperating result 2023: €-18k€-18kNet result 2023: €661€661Operating result 2024: €294k€294kNet result 2024: €230k€230kOperating result 2025: €173k€173kNet result 2025: €125k€125k20212022202320242025€-100k€0€100k€200k€300kOperating result 2023: €-18k€-18kNet result 2023: €661€661Operating result 2024: €294k€294kNet result 2024: €230k€230kOperating result 2025: €173k€173kNet result 2025: €125k€125k202320242025
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €770k
Fixed assets €117k ▼ 3.5%
Current assets €653k ▲ 30.2%
Equity and liabilities €770k
Equity €636k ▲ 18.4%
Debt €134k ▲ 56.9%
Debt's share of the balance-sheet total rises from 13.7% to 17.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€187k▼
2024 · €304k
Cash flow
€139k▼
2024 · €240k
Current ratio
6.98▼
2024 · 12.22
Debt to equity
0.21▲
2024 · 0.16
ROE
19.7%▼
2024 · 42.8%
ROA
16.3%▼
2024 · 36.9%
Interest coverage
55.95▼
2024 · 128.56
Debt ≤ 1 year
€94k▲
2024 · €41k
Debt > 1 year
€39k▼
2024 · €44k
Income taxes
€55k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€623k€770k▲
Fixed assets21/28€121k€117k▼
Tangible fixed assets22/27€121k€117k▼
Land and buildings22€71k€75k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€9k€5k▼
Other tangible fixed assets26€39k€33k▼
Financial fixed assets28€25€25=
Current assets29/58€501k€653k▲
Amounts receivable within one year40/41€183k€403k▲
Trade receivables40€20k€232k▲
Other amounts receivable41€162k€171k▲
Cash at bank and in hand54/58€316k€248k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€623k€770k▲
Equity10/15€537k€636k▲
Contributions10/11€6k€6k=
Reserves13€531k€630k▲
Tax-exempt reserves132€99k€99k=
Distributable reserves133€432k€531k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€85k€134k▲
Amounts payable after more than one year17€44k€39k▼
Financial debts170/4€44k€39k▼
Amounts payable within one year42/48€41k€94k▲
Current portion of amounts payable after more than one year42€31k€25k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€4k€64k▲
Taxes450/3€4k€64k▲
Other amounts payable47/48€2k€2k▼
Accrued charges and deferred income492/3€600€1k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€2k€8k▲
Gross operating margin9900€306k€195k▼
Operating profit (loss)9901€294k€173k▼
Financial income75/76B€3k€10k▲
Recurring financial income75€3k€10k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€294k€180k▼
Income taxes67/77€64k€55k▼
Profit (loss) for the period9904€230k€125k▼
Transfer to tax-exempt reserves689€84k€0▼
Profit (loss) for the period to be appropriated9905€146k€125k▼
Appropriation of the result
Profit (loss) to be appropriated9906€146k€125k▼
Transfer from equity791/2€194€25k▲
Transfer to equity691/2€144k€124k▼
To other reserves6921€144k€124k▼
Profit to be distributed694/7€2k€27k▲
Return on contributions (dividend)694€2k€27k▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€13k€11k€10k€14k▲ 39.5%
Other operating charges640/8€5k€2k€1k€2k€8k▲ 231%
Gross operating margin9900€175k€144k€-6k€306k€195k▼ 36.4%
Operating profit (loss)9901€152k€129k€-18k€294k€173k▼ 41.1%
Financial income75/76B€68€0€23k€3k€10k▲ 264%
Recurring financial income75€68€0€23k€3k€10k▲ 264%
Financial charges65/66B€390€708€869€2k€3k▲ 41.4%
Recurring financial charges65€390€708€869€2k€3k▲ 41.4%
Profit (loss) for the period before taxes9903€151k€129k€3k€294k€180k▼ 38.8%
Income taxes67/77€46k€39k€3k€64k€55k▼ 15.0%
Profit (loss) for the period9904€106k€90k€661€230k€125k▼ 45.5%
Transfer to tax-exempt reserves689---€84k€0▼ 100%
Profit (loss) for the period to be appropriated9905€106k€90k€661€146k€125k▼ 14.1%
Line20212022202320242025Change
Assets
Total assets20/58€396k€452k€373k€623k€770k▲ 23.7%
Fixed assets21/28€54k€59k€48k€121k€117k▼ 3.5%
Tangible fixed assets22/27€54k€59k€48k€121k€117k▼ 3.5%
Land and buildings22---€71k€75k▲ 5.7%
Plant, machinery and equipment23€14k€7k€3k€2k€3k▲ 71.5%
Furniture and vehicles24---€9k€5k▼ 40.4%
Other tangible fixed assets26€40k€52k€45k€39k€33k▼ 15.6%
Financial fixed assets28€25€25€25€25€25=
Current assets29/58€342k€393k€325k€501k€653k▲ 30.2%
Amounts receivable within one year40/41€228k€198k€152k€183k€403k▲ 121%
Trade receivables40€190k€96k€31k€20k€232k▲ 1,036%
Other amounts receivable41€38k€102k€121k€162k€171k▲ 5.5%
Cash at bank and in hand54/58€111k€193k€172k€316k€248k▼ 21.5%
Deferred charges and accrued income490/1€3k€2k€2k€2k€2k▼ 36.1%
Equity and liabilities
Total equity and liabilities10/49€396k€452k€373k€623k€770k▲ 23.7%
Equity10/15€265k€353k€309k€537k€636k▲ 18.4%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€258k€347k€303k€531k€630k▲ 18.6%
Non-distributable reserves130/1€2k€2k€0---
Reserves not available under the articles1311€2k€2k€0---
Tax-exempt reserves132€15k€15k€15k€99k€99k=
Distributable reserves133€242k€330k€288k€432k€531k▲ 22.9%
Profit (loss) carried forward14-€0€0€0€0-
Amounts payable17/49€132k€99k€65k€85k€134k▲ 56.9%
Amounts payable after more than one year17---€44k€39k▼ 10.1%
Financial debts170/4---€44k€39k▼ 10.1%
Amounts payable within one year42/48€132k€99k€65k€41k€94k▲ 128%
Current portion of amounts payable after more than one year42-€9k€9k€31k€25k▼ 18.6%
Financial debts43-€449€1k€0--
Credit institutions430/8-€449€1k€0--
Trade debts44€6k€23k€5k€4k€3k▼ 37.1%
Suppliers440/4€6k€23k€5k€4k€3k▼ 37.1%
Taxes, remuneration and social security45€75k€63k€28k€4k€64k▲ 1,703%
Taxes450/3€75k€63k€28k€4k€64k▲ 1,703%
Other amounts payable47/48€51k€3k€21k€2k€2k▼ 3.4%
Accrued charges and deferred income492/3---€600€1k▲ 66.7%
Line20212022202320242025Change
Profit (loss) for the period9904€106k€90k€661€230k€125k▼ 45.5%
+ Depreciation and write-downs630€18k€13k€11k€10k€14k▲ 39.5%
Operating cash flow (approximation)€124k€103k€12k€240k€139k▼ 42.0%
Investment in fixed assets (approximation)-€-18k€0€-83k€-10k▲ 88.4%
Change in cash-€82k€-21k€144k€-68k▼ 147%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €230k ▲34,680%
Operating result €294k, net result €230k, both a record.
31-12
Financial Liquidity doublescurrent ratio 12.22
Current ratio from 5.04 to 12.22; short-term debt falls from €65k to €41k.
31-12
Financial Equity above €500kEq €537k ▲73.9%
7 profitable years in a row build equity to €537k.
12-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €661 ▼99.3%
Net result drops to €661, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
03-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €200kEq €210k ▲29.4%
3 profitable years in a row build equity to €210k.
16-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
01-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
784 m²
Building footprint
157 m²
Volume, LiDAR
841 m³
Parcel 46019B0348/00B000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CSS
Zakstraat 119, 9112 Sint-NiklaasFinancial service activities, except insurance and pension funding
since 20102.186.422.263
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46019B0348/00B000 Flanders 784 m² 1 · 157 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 32,521 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
81100Combined facilities support activities

Scores and ratios are computed by Checked and are not a credit decision.