CSM WRAP
Open bankruptcyA bankruptcy procedure is open for CSM WRAP according to publications in the Belgian State Gazette; curator: GUILLAUME SNEESSENS.
Summary
The 2022 annual accounts show equity of €42,630 and a net result of €16,786.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- French-language Enterprise Court of Brussels
- Declared bankrupt
- 4 March 2024
- Supervising judge
- Philippe De Broqueville
- Official Gazette
- 08-03-2024 (pdf) ↗search the document for 2024/109801
Deadlines
- Appeal or third-party opposition until
- passed on 23 March 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 3 April 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 10 April 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 4 March 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Guillaume SneessensRue Souveraine 95, 1050 Ixellesg.sneessens@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
Embed in an article
Writing about this bankruptcy? Put the card of CSM WRAP in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.
Preview
The preview appears here.
- Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
- Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
- Where scripts do not run (a newsletter, a feed reader) a plain link remains.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 14-08-2023, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
14 d late
2021
111 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 49 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Retail sale of cars and light vans (up to 3.5 tonnes) sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Equity
€42,630▲ 64.9%
2021 · €25,844
Total assets
€84,403▲ 28.5%
2021 · €65,703
Net result
€16,786▼ 19.5%
2021 · €20,844
Working capital
€32,213▲ 38.1%
2021 · €23,323
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022
Operating result€28,575-€20,259▼ 29.1%
Net result€20,844within the sector's middle half-€16,786within the sector's middle half▼ 19.5%
Equity€25,844within the sector's middle half-€42,630within the sector's middle half▲ 64.9%
Total assets€65,703within the sector's middle half-€84,403within the sector's middle half▲ 28.5%
Debt€39,859-€41,773▲ 4.8%
Working capital€23,323within the sector's middle half-€32,213within the sector's middle half▲ 38.1%
Solvency39.3%within the sector's middle half-50.5%within the sector's middle half▲ 11.2pp
Current ratio1.59within the sector's middle half-1.77within the sector's middle half▲ 0.19
Return on assets (ROA)31.7%above the sector's middle half-19.9%above the sector's middle half▼ 11.8pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 29% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €84,403
Fixed assets
€10,417 ▲ 313%
Current assets
€73,985 ▲ 17.1%
Equity and liabilities €84,403
Equity
€42,630 ▲ 64.9%
Debt
€41,773 ▲ 4.8%
Debt's share of the balance-sheet total falls from 60.7% to 49.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22,863▼
2021 · €29,637
Cash flow
€19,390▼
2021 · €21,906
Quick ratio
0.96▲
2021 · 0.84
Debt to equity
0.98▼
2021 · 1.54
ROE
39.4%▼
2021 · 80.7%
Interest coverage
163.71▼
2021 · 531.22
Debt ≤ 1 year
€41,773▲
2021 · €39,859
Income taxes
€3,360▼
2021 · €7,710
Staff costs
€24,894▲
2021 · €437
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €437 | €24,894 | ▲ 5,592% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,062 | €2,604 | ▲ 145% |
| Other operating charges640/8 | €71 | - | - |
| Gross operating margin9900 | €30,145 | €47,757 | ▲ 58.4% |
| Operating profit (loss)9901 | €28,575 | €20,259 | ▼ 29.1% |
| Financial income75/76B | €35 | €26 | ▼ 24.8% |
| Recurring financial income75 | €35 | €26 | ▼ 24.8% |
| Financial charges65/66B | €56 | €140 | ▲ 150% |
| Recurring financial charges65 | €56 | €140 | ▲ 150% |
| Profit (loss) for the period before taxes9903 | €28,554 | €20,145 | ▼ 29.4% |
| Income taxes67/77 | €7,710 | €3,360 | ▼ 56.4% |
| Profit (loss) for the period9904 | €20,844 | €16,786 | ▼ 19.5% |
| Profit (loss) for the period to be appropriated9905 | €20,844 | €16,786 | ▼ 19.5% |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €65,703 | €84,403 | ▲ 28.5% |
| Fixed assets21/28 | €2,521 | €10,417 | ▲ 313% |
| Tangible fixed assets22/27 | €2,521 | €10,417 | ▲ 313% |
| Plant, machinery and equipment23 | €2,521 | €10,417 | ▲ 313% |
| Current assets29/58 | €63,182 | €73,985 | ▲ 17.1% |
| Stocks and contracts in progress3 | €29,680 | €33,855 | ▲ 14.1% |
| Stocks30/36 | €29,680 | €33,855 | ▲ 14.1% |
| Amounts receivable within one year40/41 | €31,015 | €31,373 | ▲ 1.2% |
| Trade receivables40 | €9,751 | €9,918 | ▲ 1.7% |
| Other amounts receivable41 | €21,264 | €21,455 | ▲ 0.9% |
| Cash at bank and in hand54/58 | €2,487 | €8,758 | ▲ 252% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €65,703 | €84,403 | ▲ 28.5% |
| Equity10/15 | €25,844 | €42,630 | ▲ 64.9% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Capital10 | €5,000 | - | - |
| Issued capital100 | €5,000 | - | - |
| Outside capital11 | - | €5,000 | - |
| Other1109/19 | - | €5,000 | - |
| Profit (loss) carried forward14 | €20,844 | €37,630 | ▲ 80.5% |
| Amounts payable17/49 | €39,859 | €41,773 | ▲ 4.8% |
| Amounts payable within one year42/48 | €39,859 | €41,773 | ▲ 4.8% |
| Trade debts44 | €17,747 | €6,369 | ▼ 64.1% |
| Suppliers440/4 | €17,747 | €6,369 | ▼ 64.1% |
| Taxes, remuneration and social security45 | €22,112 | €35,403 | ▲ 60.1% |
| Taxes450/3 | €22,112 | €23,758 | ▲ 7.4% |
| Remuneration and social security454/9 | - | €11,645 | - |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €20,844 | €16,786 | ▼ 19.5% |
| + Depreciation and write-downs630 | €1,062 | €2,604 | ▲ 145% |
| Operating cash flow (approximation) | €21,906 | €19,390 | ▼ 11.5% |
| Investment in fixed assets (approximation) | - | -€10,500 | - |
| Change in cash | - | €6,271 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
08-03
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · event 04-03-2024
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
SignalNBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2020
Ground area
4.2 ha
Building footprint
2.5 ha
Volume, LiDAR
290,359 m³
2 parcels, Brussels · tallest building 26.6 m, ±6 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
CSM WRAP
since 20202.322.069.241
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819B0217/00H003 | Brussels | 3.7 ha | 1 · 2.1 ha | 13.4 m · 4 fl. |
| 21307F0255/00Y000 | Brussels | 5,382 m² | 1 · 3,339 m² | 26.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GUILLAUME SNEESSENS RUE SOUVERAINE 95,
1050 IXELLES |
04-03-2024 → present |
Similar companies · same sector, comparable size
AUTO ATTITUDE
BE 0740.541.946
Charleroi · Eq €42,649
AKTROS
BE 0862.837.962
Braine-l'Alleud · Eq €42,687
Waterloo Automobiles
BE 0772.725.061
Waterloo · Eq €42,702
RLN GROUP
BE 0452.133.529
Nieuwpoort · Eq €42,557
Matthias Tops Machinery
BE 0765.248.539
Balen · Eq €42,791
Of 10,664 companies in sector 47811 we hold annual accounts for 5,227. 3,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
29310Manufacture of motor vehicles, trailers and semi-trailers
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles
47820Retail sale of motor vehicle parts and accessories
73110Advertising agencies
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.