CSA
ActiveCSA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €81k and a net result of €2k. Equity is growing by ~35.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-29
Solvency100▲+2
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity ample (current ratio 4.89 against 3.96 in 2023; short-term debt: 20.2% and cash: 86% of total assets), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
100 d late
2022
31 d late
2021
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€81k▲ 2.4%
2023 · €79k
2021: €24k
2022: €51k
2023: €79k
2021 → 2024
Total assets
€102k▼ 6.3%
2023 · €108k
2021: €42k
2022: €85k
2023: €108k
2021 → 2024
Net result
€2k▼ 93.1%
2023 · €28k
2021: €21k
2022: €27k
2023: €28k
2021 → 2024
Working capital
€80k▲ 0.8%
2023 · €79k
2021: €23k
2022: €53k
2023: €79k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€24k-€51k▲ 116%€79k▲ 54.6%€81k▲ 2.4%
Operating result€26k-€35k▲ 33.1%€35k▲ 1.8%€4k▼ 89.9%
Net result€21k-€27k▲ 32.7%€28k▲ 1.6%€2k▼ 93.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 90% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€1k▼ 45.9%
Current assets
€100k▼ 5.3%
Equity and liabilities €102k
Equity
€81k▲ 2.4%
Debt
€20k▼ 29.8%
The debt ratio falls from 26.9% to 20.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2023 · €36k
Cash flow
€3k▼
2023 · €29k
Solvency
79.8%▲
2023 · 73.1%
Current ratio
4.89▲
2023 · 3.96
Quick ratio
4.89▲
2023 · 3.96
Debt / equity
0.25▼
2023 · 0.37
ROE
2.4%▼
2023 · 35.3%
ROA
1.9%▼
2023 · 25.8%
Interest coverage
18.76▼
2023 · 804.06
Debt
€20k▼
2023 · €29k
Debt ≤ 1 year
€20k▼
2023 · €27k
Income taxes
€1k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€108k€102k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€106k€100k▼
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€9k€13k▲
Cash at bank and in hand54/58€97k€87k▼
Equity and liabilities
Total equity and liabilities10/49€108k€102k▼
Equity10/15€79k€81k▲
Contributions10/11€3k€3k=
Reserves13€76k€78k▲
Distributable reserves133€76k€78k▲
Amounts payable17/49€29k€20k▼
Amounts payable within one year42/48€27k€20k▼
Advances received on contracts in progress46€938€2k▲
Taxes, remuneration and social security45€24k€12k▼
Taxes450/3€24k€12k▼
Other amounts payable47/48€2k€6k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€733€1k▲
Other operating charges640/8-€1k
Gross operating margin9900€36k€6k▼
Operating profit (loss)9901€35k€4k▼
Financial charges65/66B€45€251▲
Recurring financial charges65€45€251▲
Profit (loss) for the period before taxes9903€35k€3k▼
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€28k€2k▼
Profit (loss) for the period to be appropriated9905€28k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€2k▼
Transfer to equity691/2€28k€2k▼
To other reserves6921€28k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼93.1%
Net result drops to €2k, the lowest in the series.
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 100 days late
2023
31-12
Financial
Highest result since 2021net €28k ▲1.6%
Operating result €35k, net result €28k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arnould Nobelstraat 303000 LeuvenGround area
1.1 ha
Building footprint
1,429 m²
Volume, LiDAR
32,471 m³
Parcel 24502B0312/00M008, Flanders · tallest building 27.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
CSA
since 20212.314.281.923
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0312/00M008 | Flanders | 1.1 ha | 1 · 1,429 m² | 27.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LMF Legal Consulting
BE 0726.571.570
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MARC GODFROID,AVOCAT
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 7,528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.