CS
ActiveCS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €8k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-35
Solvency80▼-20
Growth81=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 4.32 in 2024; short-term debt: 45% and cash: 27.2% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
3 d late
2024
4 d late
2023
on the day
2022
1 d early
2021
on the day
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€643k▲ 16.7%
2019 · €551k
2019: €551k
2019 → 2020
EBIT margin
2.7%▲ 2.2pp
2019 · 0.5%
2019: 0.5%
2019 → 2020
Net result
€8k▼ 58.9%
2024 · €20k
2019: €-739
2020: €9k
2021: €-10k
2022: €-8k
2023: €31k
2024: €20k
2019 → 2025
Working capital
€69k▲ 14.6%
2024 · €60k
2019: €7k
2020: €19k
2021: €10k
2022: €909
2023: €33k
2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€16k▼ 33.4%€47k▲ 197%€67k▲ 42.4%€75k▲ 12.2%
Operating result€-6k-€-4k▲ 25.9%€50k€30k▼ 40.4%€14k▼ 52.6%
Net result€-10k-€-8k▲ 24.3%€31k€20k▼ 36.0%€8k▼ 58.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€6k▼ 9.9%
Current assets
€131k▲ 66.2%
Equity and liabilities €136k
Equity
€75k▲ 12.2%
Debt
€61k▲ 238%
The debt ratio rises from 21.4% to 45.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €31k
Cash flow
€9k▼
2024 · €21k
Solvency
55.0%▼
2024 · 78.6%
Current ratio
2.13▼
2024 · 4.32
Quick ratio
1.62▼
2024 · 2.78
Debt / equity
0.82▲
2024 · 0.27
ROE
10.9%▼
2024 · 29.8%
ROA
6.0%▼
2024 · 23.4%
Interest coverage
4.32▼
2024 · 5.89
Debt
€61k▲
2024 · €18k
Debt ≤ 1 year
€61k▲
2024 · €18k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€136k▲
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€2k€2k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€79k€131k▲
Stocks and contracts in progress3€28k€31k▲
Stocks30/36€28k€31k▲
Amounts receivable within one year40/41€13k€60k▲
Trade receivables40€12k€55k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€35k€37k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€85k€136k▲
Equity10/15€67k€75k▲
Contributions10/11€6k€6k=
Reserves13€971€971=
Distributable reserves133€971€971=
Profit (loss) carried forward14€60k€68k▲
Amounts payable17/49€18k€61k▲
Amounts payable within one year42/48€18k€61k▲
Trade debts44€13k€56k▲
Suppliers440/4€13k€56k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€587€884▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€641€641=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€32k€17k▼
Operating profit (loss)9901€30k€14k▼
Financial income75/76B€170€114▼
Recurring financial income75€170€114▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€25k€11k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€20k€8k▼
Profit (loss) for the period to be appropriated9905€20k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€68k▲
Profit (loss) brought forward from the previous period14P€40k€60k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Liquidity doublescurrent ratio 4.32
Current ratio from 1.88 to 4.32; short-term debt falls from €37k to €18k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-10k ▼212%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Francisco Ferrerlaan 1339000 GentGround area
503 m²
Building footprint
352 m²
Volume, LiDAR
3,187 m³
Parcel 44810K0388/00S003, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ESILA MARKET
since 20152.246.481.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0388/00S003 | Flanders | 502 m² | 1 · 352 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.246.481.891
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Of 3,829 companies in sector 47210 we hold annual accounts for 965. 792 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2015
Fiscal year end30-06
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.