CRYSTAL SERVICES
ActiveSummary
CRYSTAL SERVICES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,153 and a net result of €14,739. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 1078 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-9
Solvency54▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.08 in 2024; short-term debt: 27.6% and cash: 24.5% of total assets), and 71.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
5.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €79,153
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
48 d late
2024
63 d late
2023
4 d early
2022
6 d early
2021
5 d early
2020
4 d early
2019
116 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€19,735
EBIT margin
-74.9%
Net result
€14,739▼ 54.7%
2024 · €32,529
Working capital
€18,764▲ 232%
2024 · €5,647
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€14,874€8,030▼ 46.0%€19,002▲ 137%€47,571▲ 150%€27,981▼ 41.2%
Net result€14,316within the sector's middle half▲ 157%€7,016within the sector's middle half▼ 51.0%€16,151above the sector's middle half▲ 130%€32,529above the sector's middle half▲ 101%€14,739within the sector's middle half▼ 54.7%
EBIT margin
Equity€8,717within the sector's middle half€15,733within the sector's middle half▲ 80.5%€31,885within the sector's middle half▲ 103%€64,414above the sector's middle half▲ 102%€79,153within the sector's middle half▲ 22.9%
Total assets€21,961below the sector's middle half▲ 122%€31,885within the sector's middle half▲ 45.2%€68,213within the sector's middle half▲ 114%€260,865above the sector's middle half▲ 282%€275,198within the sector's middle half▲ 5.5%
Debt€13,244▼ 14.4%€16,151▲ 22.0%€36,329▲ 125%€196,451▲ 441%€196,045▼ 0.2%
Working capital€3,051within the sector's middle half€12,900within the sector's middle half▲ 323%€19,440within the sector's middle half▲ 50.7%€5,647within the sector's middle half▼ 71.0%€18,764within the sector's middle half▲ 232%
Solvency39.7%within the sector's middle half▲ 96.4pp49.3%within the sector's middle half▲ 9.6pp46.7%within the sector's middle half▼ 2.6pp24.7%within the sector's middle half▼ 22.1pp28.8%within the sector's middle half▲ 4.1pp
Current ratio1.23within the sector's middle half▲ 0.671.80within the sector's middle half▲ 0.571.54within the sector's middle half▼ 0.261.08within the sector's middle half▼ 0.451.25within the sector's middle half▲ 0.17
Return on assets (ROA)65.2%above the sector's middle half▲ 8.7pp22.0%above the sector's middle half▼ 43.2pp23.7%above the sector's middle half▲ 1.7pp12.5%within the sector's middle half▼ 11.2pp5.4%within the sector's middle half▼ 7.1pp
Staff (FTE)0.4below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275,198
Fixed assets
€180,604 ▼ 2.9%
Current assets
€94,593 ▲ 26.3%
Equity and liabilities €275,198
Equity
€79,153 ▲ 22.9%
Debt
€196,045 ▼ 0.2%
Debt's share of the balance-sheet total falls from 75.3% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41,955▼
2024 · €55,614
Cash flow
€28,714▼
2024 · €40,572
Debt to equity
2.48▼
2024 · 3.05
ROE
18.6%▼
2024 · 50.5%
Interest coverage
6.47▼
2024 · 17.37
Debt ≤ 1 year
€75,829▲
2024 · €69,272
Debt > 1 year
€120,216▼
2024 · €127,180
Income taxes
€6,764▼
2024 · €11,859
Staff costs
€7,941▲
2024 · €27
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €27 | €7,941 | ▲ 29,031% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,833 | €2,833 | €5,945 | €8,043 | €13,974 | ▲ 73.7% |
| Other operating charges640/8 | €1,185 | €1,165 | €1,328 | €1,974 | €2,571 | ▲ 30.3% |
| Gross operating margin9900 | €18,893 | €12,028 | €26,275 | €57,615 | €52,467 | ▼ 8.9% |
| Operating profit (loss)9901 | €14,874 | €8,030 | €19,002 | €47,571 | €27,981 | ▼ 41.2% |
| Financial income75/76B | €0 | €11 | €20 | €18 | €12 | ▼ 35.2% |
| Recurring financial income75 | €0 | €11 | €20 | €18 | €12 | ▼ 35.2% |
| Financial charges65/66B | €559 | €1,025 | €371 | €3,201 | €6,489 | ▲ 103% |
| Recurring financial charges65 | €559 | €1,025 | €371 | €3,201 | €6,489 | ▲ 103% |
| Profit (loss) for the period before taxes9903 | €14,316 | €7,016 | €18,651 | €44,388 | €21,503 | ▼ 51.6% |
| Income taxes67/77 | - | - | €2,500 | €11,859 | €6,764 | ▼ 43.0% |
| Profit (loss) for the period9904 | €14,316 | €7,016 | €16,151 | €32,529 | €14,739 | ▼ 54.7% |
| Profit (loss) for the period to be appropriated9905 | €14,316 | €7,016 | €16,151 | €32,529 | €14,739 | ▼ 54.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,961 | €31,885 | €68,213 | €260,865 | €275,198 | ▲ 5.5% |
| Fixed assets21/28 | €5,667 | €2,833 | €12,445 | €185,946 | €180,604 | ▼ 2.9% |
| Tangible fixed assets22/27 | €5,667 | €2,833 | €12,445 | €185,946 | €180,604 | ▼ 2.9% |
| Land and buildings22 | - | - | - | €167,915 | €159,824 | ▼ 4.8% |
| Plant, machinery and equipment23 | - | - | €12,445 | €18,031 | €19,629 | ▲ 8.9% |
| Furniture and vehicles24 | €5,667 | €2,833 | - | - | €1,152 | - |
| Current assets29/58 | €16,294 | €29,051 | €55,768 | €74,919 | €94,593 | ▲ 26.3% |
| Amounts receivable within one year40/41 | €7,117 | €1,197 | - | - | €27,130 | - |
| Trade receivables40 | €7,117 | €1,197 | - | - | €23,894 | - |
| Other amounts receivable41 | - | - | - | - | €3,236 | - |
| Cash at bank and in hand54/58 | €9,177 | €27,855 | €55,768 | €74,919 | €67,384 | ▼ 10.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €80 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,961 | €31,885 | €68,213 | €260,865 | €275,198 | ▲ 5.5% |
| Equity10/15 | €8,717 | €15,733 | €31,885 | €64,414 | €79,153 | ▲ 22.9% |
| Contributions10/11 | €18,500 | €18,500 | €18,500 | €18,500 | €18,500 | = |
| Capital10 | €18,500 | €18,500 | €18,500 | - | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | €100 | €100 | €100 | - | - | - |
| Outside capital11 | - | - | - | €18,500 | €18,500 | = |
| Other1109/19 | - | - | - | €18,500 | €18,500 | = |
| Reserves13 | - | - | - | - | €14,739 | - |
| Distributable reserves133 | - | - | - | - | €14,739 | - |
| Profit (loss) carried forward14 | -€9,783 | -€2,767 | €13,385 | €45,914 | €45,914 | = |
| Amounts payable17/49 | €13,244 | €16,151 | €36,329 | €196,451 | €196,045 | ▼ 0.2% |
| Amounts payable after more than one year17 | - | - | - | €127,180 | €120,216 | ▼ 5.5% |
| Financial debts170/4 | - | - | - | €127,180 | €120,216 | ▼ 5.5% |
| Amounts payable within one year42/48 | €13,244 | €16,151 | €36,329 | €69,272 | €75,829 | ▲ 9.5% |
| Current portion of amounts payable after more than one year42 | €3,534 | €2,523 | €1,486 | €6,667 | €6,964 | ▲ 4.4% |
| Trade debts44 | €117 | €3,428 | €1,955 | €9,028 | €20,392 | ▲ 126% |
| Suppliers440/4 | €117 | €3,428 | €1,955 | €9,028 | €20,392 | ▲ 126% |
| Taxes, remuneration and social security45 | €1,504 | €2,850 | €3,190 | €16,369 | €12,387 | ▼ 24.3% |
| Taxes450/3 | €1,504 | €2,850 | €3,190 | €16,369 | €12,387 | ▼ 24.3% |
| Other amounts payable47/48 | €8,089 | €7,351 | €29,697 | €37,207 | €36,086 | ▼ 3.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,316 | €7,016 | €16,151 | €32,529 | €14,739 | ▼ 54.7% |
| + Depreciation and write-downs630 | €2,833 | €2,833 | €5,945 | €8,043 | €13,974 | ▲ 73.7% |
| Operating cash flow (approximation) | €17,149 | €9,849 | €22,096 | €40,572 | €28,714 | ▼ 29.2% |
| Investment in fixed assets (approximation) | - | €0 | -€15,556 | -€181,544 | -€8,633 | ▲ 95.2% |
| Change in cash | - | €18,678 | €27,914 | €19,150 | -€7,535 | ▼ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 48 days late
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
31-12
Financial
Highest result since 2018net €32,529 ▲101%
Operating result €47,571, net result €32,529, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.56 to 1.23; short-term debt falls from €15,472 to €13,244.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5,580
Net result €5,580 after 2 loss-making years.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 116 days late
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 415 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
5,082 m²
Building footprint
92 m²
Volume, LiDAR
282 m³
Parcel 11313B0860/00M000, Flanders · tallest building 3.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CRYSTAL SERVICES
since 20182.273.948.432
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0860/00M000 | Flanders | 5,082 m² | 1 · 92 m² | 3.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 998 companies in sector 96102 we hold annual accounts for 458. 357 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
13300Finishing of textiles
33120Repair and maintenance of machinery
33140Repair and maintenance of electrical equipment
43222Installation of electric heating, air conditioning, cooling and ventilation
96101Personal service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0691912876
Also
9925:BE0691912876
Registered
03-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.