CRYPTO ENGINEERING
ActiveSummary
CRYPTO ENGINEERING has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113,988 and a net result of €9,519. Equity has been growing by about 11% per year since 2019. Its solvency ranks better than 77% of 20,538 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-01-2017 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Financial year end
- 31 December
- Peppol
- Reachable since 06-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €12,726
- ▼ 38.3%
- Turnover
- ≈ €68,000
- estimated
- Profit
- €9,519
- ▼ 39.8%
- Equity
- €113,988
- ▲ 9.1%
- Total assets
- €137,890
- ▲ 24.1%
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 02-09-2025)No registered site in the KBOlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 5.65, cash €50,779Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 79% on liquidity, 36% on profitability and 55% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 42 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 28-08-2025 PDF all 7 filings
Every figure per financial year
The operating result for 2024 is 39% lower than in 2023 and the lowest since 2020. It is the second fall in a row.
Investments
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Tangible fixed assets | €731 | - | €5,286 | - |
| Depreciation and write-downs of the year | €949 | €949 | €2,006 | €1,903 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | €99,680 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €74,533 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €803 | €949 | €949 | €2,006 | €1,903 | ▼ 5.1% |
| Other operating charges640/8 | - | - | €206 | - | €820 | - | - |
| Gross operating margin9900 | €18,688 | €22,974 | €25,147 | €26,251 | €20,630 | €12,726 | ▼ 38.3% |
| Operating profit (loss)9901 | €18,245 | €21,824 | €23,992 | €25,302 | €17,804 | €10,823 | ▼ 39.2% |
| Financial income75/76B | - | - | - | €1,909 | €2,004 | - | - |
| Recurring financial income75 | - | - | - | €1,909 | €2,004 | - | - |
| Non-recurring financial income76B | - | - | - | €1,909 | €2,004 | - | - |
| Financial charges65/66B | - | - | €85 | €146 | €60 | €60 | = |
| Recurring financial charges65 | €73 | €92 | €85 | €146 | €60 | €60 | = |
| Profit (loss) for the period before taxes9903 | €18,172 | €21,732 | €23,907 | €27,066 | €19,748 | €10,763 | ▼ 45.5% |
| Income taxes67/77 | €2,327 | €7,983 | €5,400 | €13,905 | €3,944 | €1,244 | ▼ 68.5% |
| Profit (loss) for the period9904 | €15,845 | €13,749 | €18,507 | €13,161 | €15,804 | €9,519 | ▼ 39.8% |
| Profit (loss) for the period to be appropriated9905 | €15,845 | €13,749 | €18,507 | €13,161 | €15,804 | €9,519 | ▼ 39.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €63,191 | €79,447 | €96,268 | €110,451 | €111,103 | €137,890 | ▲ 24.1% |
| Fixed assets21/28 | €2,742 | €2,642 | €2,424 | €1,475 | €4,755 | €2,852 | ▼ 40.0% |
| Tangible fixed assets22/27 | €2,742 | €2,642 | €2,424 | €1,475 | €4,755 | €2,852 | ▼ 40.0% |
| Furniture and vehicles24 | - | - | €2,424 | €1,475 | €4,755 | €2,852 | ▼ 40.0% |
| Current assets29/58 | €60,449 | €76,805 | €93,844 | €108,976 | €106,347 | €135,038 | ▲ 27.0% |
| Amounts receivable within one year40/41 | €36,693 | €53,722 | €45,663 | €72,175 | €80,813 | €84,259 | ▲ 4.3% |
| Trade receivables40 | - | - | €8,153 | €5,720 | €21,755 | €23,897 | ▲ 9.8% |
| Other amounts receivable41 | - | - | €37,510 | €66,455 | €59,059 | €60,362 | ▲ 2.2% |
| Cash at bank and in hand54/58 | €23,756 | €23,083 | €48,181 | €36,801 | €25,534 | €50,779 | ▲ 98.9% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €63,191 | €79,447 | €96,268 | €110,451 | €111,103 | €137,890 | ▲ 24.1% |
| Equity10/15 | €58,602 | €75,627 | €94,134 | €107,295 | €104,469 | €113,988 | ▲ 9.1% |
| Contributions10/11 | €8,000 | €8,000 | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Capital10 | - | - | €8,000 | €8,000 | - | - | - |
| Issued capital100 | - | - | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | - | - | €10,600 | €10,600 | - | - | - |
| Reserves13 | €2,530 | €2,530 | €2,530 | €2,530 | €2,530 | €2,530 | = |
| Non-distributable reserves130/1 | - | - | €2,530 | €2,530 | €2,530 | €2,530 | = |
| Legal reserve130 | - | - | €2,530 | €2,530 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €2,530 | €2,530 | = |
| Profit (loss) carried forward14 | €48,072 | €65,096 | €83,604 | €96,765 | €93,939 | €103,458 | ▲ 10.1% |
| Amounts payable17/49 | €4,589 | €3,820 | €2,134 | €3,157 | €6,634 | €23,902 | ▲ 260% |
| Amounts payable within one year42/48 | €4,589 | €3,820 | €2,134 | €3,157 | €6,634 | €23,902 | ▲ 260% |
| Financial debts43 | - | - | €1,638 | €131 | €131 | €131 | = |
| Credit institutions430/8 | - | - | €1,638 | €131 | €131 | €131 | = |
| Trade debts44 | €1,447 | €1,993 | €497 | €3,026 | €6,011 | €23,771 | ▲ 295% |
| Suppliers440/4 | - | - | €497 | €3,026 | €6,011 | €23,771 | ▲ 295% |
| Taxes, remuneration and social security45 | - | - | - | - | €492 | - | - |
| Taxes450/3 | - | - | - | - | €492 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,845 | €13,749 | €18,507 | €13,161 | €15,804 | €9,519 | ▼ 39.8% |
| + Depreciation and write-downs630 | - | €803 | €949 | €949 | €2,006 | €1,903 | ▼ 5.1% |
| Operating cash flow (approximation) | €15,845 | €14,551 | €19,456 | €14,110 | €17,810 | €11,423 | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | -€702 | -€731 | €0 | -€5,286 | €0 | - |
| Change in cash | - | -€674 | €25,099 | -€11,380 | -€11,267 | €25,245 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 26,972 companies had the same profile as CRYPTO ENGINEERING has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CRYPTO ENGINEERING itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for CRYPTO ENGINEERING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 28-08-2025 | 2025-00464140 | |
| 31-12-2023 | full format | 13-12-2024 | 2024-00616978 | |
| 31-12-2022 | full format | 22-06-2023 | 2023-00152318 | |
| 31-12-2021 | full format | 31-08-2022 | 2022-20423717 | |
| 31-12-2020 | full format | 30-08-2021 | 2021-66200100 | |
| 31-12-2019 | full format | 05-10-2020 | 2020-59400348 | |
| 31-12-2017 | full format | 11-10-2018 | 2018-69200394 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 28-12-2023 Capital conversion · mise à disposition pour des distributions futures
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BEN SAAD Tahar Zied |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Frais de procédure et d’expertise pour moitié à charge du cédant et pour moitié à charge du ou des acquéreurs proportionnellement au nombre…”
Articles of association, deed of 28-12-2023 (in French)
Network & group
CRYPTO ENGINEERING shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of CRYPTO ENGINEERING. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
28-12
Gazette deed
Resignation: BEN SAAD Tahar Zied (manager)Reappointment: BEN SAAD Tahar Zied (director) · Capital conversion · Amendment of the articles7 points ▸
- General meeting, 22-12-2023
- Capital conversion, “mise à disposition pour des distributions futures” (deed in French)
- Amendment of the articles
- Capital
- Legal-form conversion, “société à responsabilité limitée” (deed in French)
- Director resignation, BEN SAAD Tahar Zied (manager)
- Director reappointment, BEN SAAD Tahar Zied (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
37 activities
- L’ingénierie
- Les conseils en technologie de l’informatique et de l’électronique
- Les conseils informatiques
- Les conseils aux utilisateurs concernant le type et la configuration du matériel informatique et les applications logicielles
- La gestion d’installations informatiques
- La consultance,la prestation de services,la formation et l’expertise dans les domaines de la conception et la mise au point de modèles numériques,algorithmes et logiciels de tous types
- La conception,l’étude,la promotion et la réalisation de tous projets informatiques,bureautiques et tout ce qui s’y rapporte
- Tous travaux d’encodage et de traitement de l’information et/ou de données informatiques
- La recherche,la conception,le développement,l’engineering,la production,le commerce,la diffusion,le marketing,l’amélioration et la réalisation de tous matériels et concepts dans les domaines de la modélisation,de l’informatique et de la programmation,pour tout particulier,toute industrie ou administration publique ou privée
- Le développement de logiciels informatiques,de sites web
- Les montages audio et vidéo
- L’exploitation d’un magasin de matériels informatique,de logiciels informatiques,de réparation et dépannage
- L’import,l’export,l’achat et la vente de matériels électroniques et informatiques de toute nature en ce compris toutes les activités annexes telles que la conception,la réalisation et la commercialisation de logiciels et de programmes,la production,l’entretien et la maintenance de matériel électronique
- L'exécution des travaux d’infographie,de sérigraphie et tous travaux d'imprimerie
- L'achat et la vente de pièces de rechange et les accessoires pour toutes machines électriques,électroniques et mécaniques
- La fourniture et la prestation de tout service de dépannage dans tous les domaines
- L'achat,la vente,la fabrication et la réparation des ordinateurs,et tous autres équipements électriques et électroniques
- La programmation informatique
- L’édition,la distribution et la commercialisation de licences de programmes et logiciels informatiques
- Le support informatique
- La réalisation et la création de tous design de site web
- La programmation d’applications et de logiciels informatiques
- La consultance informatique
- La formation
- L’étude,la conception,la réalisation et/ou la commercialisation de systèmes multimédias,de systèmes embarqués,de terminaux mobiles ou de logiciels pour terminaux mobiles,tablettes,téléphones,montres et autres dispositifs électroniques portables
- L’achat,la vente,la location,l’entretien de matériel,de fournitures,de machines de bureau et de tous leurs accessoires au sens large(bureautique/informatique,consommables),de matériel de télécommunication,d’appareils électroniques,de tous matériels informatiques neufs ou d’occasion
- L’installation de réseaux(PC)
- Les activités des intégrateurs de réseaux
- L’installation de terminaux de communication(téléboutiques)
- La réalisation de montages électroniques et programmation(techniques digitales)
- Les cours d’informatique
- Le traitement des données,l’hébergement et les activités connexes,portails internet
- La création de banques de données
- Le stockage de données
- L’entretien,la gestion,le développement,l’engineering de réseaux et de serveurs
- La mise à disposition et la location de solutions réseau et serveurs ainsi que l’hébergement de toutes données et programmes
- Toutes activités les plus variées liées à l’exploitation de brevets,licences,copyright,logos,etc…,que ceux-ci aient été déposés par l’entreprise ou non
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21902A0217/00H007 | Brussels | 146 m² | 1 · 73 m² | 15.6 m · 4 |