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CRYPTABLE

Active Private limited company (pre-2019)founded 2014active for 11 yearsGrote Vreunte 29, 3473 KortenakenKBO/BCE: BE 0567.870.959

Overview

Lifetime

11 annual accounts with figures on one time axis
peak €148,582 (2021)
€84,536▲ 18.0%
peak €102,521 (2021)
€58,830▲ 17.6%
peak €442,240 (2023)
€376,900▼ 3.8%
€36,796▲ 64.0%
Board1 name since 2021
1 directorTillemans David
Documentsfilings and deeds
21-09-202652 days late
2025micro format
Gross margin from €71,668 to €84,536Dividend €73,777Debts from €22,438 to €36,796Investments €20,596Cash from €349,472 to €233,126

Key points

from the 2025 annual accounts

Equity

€376,900 ▼ 3.8%
391,8472024+58,830Profit-73,777Dividend376,9002025

CRYPTABLE paid out €73,777 in dividends. That is 125% of the 2025 profit.

Turnover

≈ €160,000 estimated

The micro format states no turnover.

Investments

€20,596 8.4 × depreciation
202220232025

Green is investment, beige is depreciation. Land and buildings stand 61.3% higher than in 2024.

Liquidity

9.97 was 17.18 in 2024

Short-term debts rose from €22,438 to €36,796.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

Three of the last ten came late. The 2025 accounts came latest: 52 days after the end of the period.

Position in the sector

€376,900

More equity than 92% of companies in computer programming and consultancy. Sector median €69,058 · 21,211 companies.

Checked score

96
Excellent
Financially stronger than 66% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 91.1% of total assets
100=short-term debt 8.9% · cash 56.4%
87+3return on assets 14.2%

Score breakdown

raises risk
Last filed accounts filed 52 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 9.97, cash €233,126
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €376,900 (91.1% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 49% on profitability and 36% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as CRYPTABLE has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of CRYPTABLE itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for CRYPTABLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 9.97 (17.18 in 2024), above the usual 1.5. Short-term debt is 8.9% and cash 56.4% of total assets. 8.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 52 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 9.97, cash €233,126
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €376,900 (91.1% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
52 days late
2024
46 days late
2023
51 days early
2022
29 days late
2021
54 days early
2020
53 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 79 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TD
Tillemans David
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0567870959
Incorporation published on 19-11-2014 · Gazette deed
First establishment Grote Vreunte 29, Kortenaken
All 19 events

Comparable companies

same main activity, similar in size and age
Company
CRYPTABLE Kortenaken €413,695 €84,536 91.1% -
Wierckx Consulting Rotselaar €360,776 €86,284 93.1% -
Azert Sint-Genesius-Rode €406,950 €74,237 5.9% -
ELSEN CONSULTING Aarschot €419,444 €84,337 75.7% -
Christophe Traina Consulting Aarschot €382,875 €87,358 92.7% -
Marqui Steenokkerzeel €372,087 €83,828 66.4% -
Uplift Rotselaar €450,634 €78,861 98.4% -

These companies have the same main activity as CRYPTABLE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €361,000 and €451,000, founded between 2012 and 2016.

Official details

Source: KBO
Status
Active since 17-11-2014Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 5 others
Establishment unit
2.237.052.1073473 Kortenaken, since 17-11-2014
Financial year end
31 December
Peppol
Reachable since 07-07-2026
Company details

Annual accounts 2025

€84,536▲ 18.0%
€58,830▲ 17.6%
€376,900▼ 3.8%
€413,695▼ 0.1%
Filing
Filed on 21-09-2026
Financials

Insights on CRYPTABLE

CRYPTABLE files the micro format. That format states no turnover. The gross margin rose from €48,211 in 2015 to €84,536 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 21-09-2026, 52 days late
€84,536
▲ 18.0%
€81,135
▲ 18.5%
€58,830
▲ 17.6%
€329,966
▼ 9.1%
91.1%
▼ 3.5 percentage points
9.97
▼ 7.21

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €160,000. Estimated: probably between €140,000 and €210,000.

Balance sheet

balance sheet total €413,695 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

91.1%

Higher than 90% of 21,205 companies in 2025.

9.97

Higher than 89% of 20,568 companies in 2025.

14.2%

Higher than 43% of 20,743 companies in 2025.

CRYPTABLE Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015
Balance sheet: assets
20/58 413,695414,284455,809440,304407,972310,351273,458206,534106,28183,54970,928
21/28 46,93328,77630,88911,9631,3133,4933,7858,90316,10122,86331,140
22/27 46,93328,77630,88911,9631,3133,4933,7858,90316,10122,86331,140
22 46,08028,56430,13010,094-------
24 8532127591,8691,3133,4933,7858,90316,10122,86331,140
29/58 366,762385,508424,920428,340406,659306,858269,673197,63190,18060,68739,787
40/41 133,63636,03671,64727,16136,78514,18436,30545,66338,88414,28720,618
40 32,54934,94459,21625,51136,27411,55036,00045,66338,57714,28720,618
41 101,0871,09212,4321,6505112,634305-307--
54/58 233,126349,472353,023399,454369,624292,128232,713151,96951,29546,40018,790
490/1 --2501,725250545656---379
Balance sheet: equity and liabilities
10/49 413,695414,284455,809440,304407,972310,351273,458206,534106,28183,54970,928
10/15 376,900391,847442,240395,389373,284271,563223,835149,77270,58450,15125,017
10/11 1,5001,5001,5001,5001,5001,5001,5001,5001,5001,5001,500
100 ------1,5001,5001,5001,5001,500
13 375,400390,347440,740393,889371,784270,063222,335148,27269,08448,65123,517
130/1 18,55018,55018,55018,55018,55018,550-----
130 ------18,55018,55018,55018,55018,550
1311 18,55018,55018,55018,55018,55018,550-----
132 286286286286286286286----
133 356,564371,511421,904375,053352,948251,227203,499129,72250,53430,1014,967
17/49 36,79622,43813,56944,91434,68738,78849,62356,76235,69833,39945,911
17 -------3,08910,40017,56724,595
170/4 -------3,08910,40017,56724,595
42/48 36,79622,43813,56944,91434,68738,78849,62353,67325,29815,83121,316
42 ------3,0897,3117,1687,0286,888
44 16,5608,1808,10617,7356,7753,50313,6876,4141,7284713,722
440/4 16,5608,1808,10617,7356,7753,50313,6876,4141,7284713,722
46 -------17,57114,157--
45 20,23513,4575,46327,18027,91335,11532,37519,9991016,1048,491
450/3 17,96711,1885,46327,18027,91335,11532,37517,9491014,0546,441
454/9 2,2692,269-----2,050-2,0502,050
47/48 -800---1704722,3782,1452,2302,215
Income statement
9900 84,53671,66867,91376,734148,58270,54495,219140,54450,72949,01748,211
630 2,4382,1132,2431,1322,1812,5419,4119,9679,0448,2789,706
631/4 -------24,00015,6758,325--
640/8 9621,086834803924675737908756743700
9901 81,13568,47064,83674,800145,47767,328109,071113,99432,60439,99637,805
75/76B 1,0142,0941,68898412800-12
75 1,0142,0941,68898412800-12
65/66B 4334313122,3152404631,833406571833763
65 4334313122,3152404631,833406571833763
9903 81,71670,13366,21273,469145,23866,893107,238113,58932,03339,16537,045
67/77 22,88620,10618,56120,46342,71718,36632,37534,00011,60114,03113,528
9904 58,83050,02847,65153,006102,52148,52874,86379,58820,43325,13423,517
789 73,77799,621-30,101-------
689 ------286----
9905 132,608149,64947,65183,107102,52148,52874,57779,58820,43325,13423,517
Appropriation of the result
9906 132,608149,64947,65183,107102,52148,52874,57779,58820,43325,13423,517
691/2 58,83049,22846,85152,206101,72147,72873,77779,18820,43325,13423,517
6920 ----------18,550
6921 58,83049,22846,85152,206101,72147,72873,77779,18820,43325,1344,967
694/7 73,777100,42180030,901800800800400---
694 73,777100,42180030,901800800800400---
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 21-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 52 days after the deadline. Filed on 21 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00517433.

Financial year Type Filed Reference Document
31-12-2025 micro format 21-09-2026 2026-00517433 PDF
31-12-2024 micro format 15-09-2025 2025-00491327 PDF
31-12-2023 micro format 10-06-2024 2024-00118007 PDF
31-12-2022 micro format 29-08-2023 2023-00366545 PDF
31-12-2021 micro format 07-06-2022 2022-20048118 PDF
31-12-2020 micro format 08-06-2021 2021-17800395 PDF
31-12-2019 micro format 08-06-2020 2020-15000120 PDF
31-12-2018 micro format 10-07-2019 2019-30100022 PDF
31-12-2017 micro format 15-06-2018 2018-18400591 PDF
31-12-2016 micro format 11-07-2017 2017-29200097 PDF
31-12-2015 abbreviated format 01-07-2016 2016-25100243 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015
83,57370,58367,07975,931147,65869,869118,482123,96141,64848,27447,511
61,26952,14149,89454,138104,70251,06984,27489,55529,47733,41233,222
20,596021,16911,78302,2504,2932,7682,283040,846
-116,346-3,551-46,43229,83077,49659,41580,744100,6734,89627,609-
329,966363,071411,351383,426371,972268,070220,051143,95864,88244,85518,471
91.1%94.6%97.0%89.8%91.5%87.5%81.9%72.5%66.4%60.0%35.3%
9.9717.1831.329.5411.727.915.433.683.563.831.87
0.100.060.030.110.090.140.220.380.510.671.84
15.6%12.8%10.8%13.4%27.5%17.9%33.4%53.1%28.9%50.1%94.0%
14.2%12.1%10.5%12.0%25.1%15.6%27.4%38.5%19.2%30.1%33.2%
over 100over 100over 10032.80over 100------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€20,596-€21,169€11,783-
€2,438€2,113€2,243€1,132€2,181

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CRYPTABLE

The operating result for 2025 is 18% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total rises from 5.4% to 8.9%. Equity is lower and debt is higher.

Board & ownership

Board

1 director
Tillemans David
Director
listed in the 2025 annual accounts, filed on 21-09-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Tillemans David
Director
Boardmandate already running before its first mention
Mandates as a list
  • Tillemans David
    • Director, since before 31-12-2021

See the board, name and registered office on a given date →

Control

Capital

Contribution
€1,500
Source
2025 annual accounts

Network & group

No group

CRYPTABLE has no parent and no holdings in its annual accounts. Tillemans David is the only director. CRYPTABLE shares no director with another company.

Timeline

Timeline

19 events since 2014

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 52 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0567870959
2025
Annual accounts 2024 filed PDFmicro format · 46 days late
2024
Annual accounts 2023 filed PDFmicro format · 51 days before the deadline
2023
Liquidity more than triples current ratio 31.32 The current ratio rises from 9.54 to 31.32. Short-term debt falls from €44,914 to €13,569.
Annual accounts 2022 filed PDFmicro format · 29 days late
2022
Annual accounts 2021 filed PDFmicro format · 54 days before the deadline
2021
Highest result from 2015 to 2025 net €102,521 ▲111% The operating result of €145,477 and the net result of €102,521 are both a record.
Annual accounts 2020 filed PDFmicro format · 53 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 53 days before the deadline
2019
Equity above €200,000 equity €223,835 ▲49.5% With a profit in every financial year since 2015, equity grows to €223,835.
Annual accounts 2018 filed PDFmicro format · 21 days before the deadline
2018
Equity above €100,000 equity €149,772 ▲112% With a profit in every financial year since 2015, equity grows to €149,772.
Annual accounts 2017 filed PDFmicro format · 46 days before the deadline
2017
Annual accounts 2016 filed PDFmicro format · 20 days before the deadline
2016
Liquidity more than doubled current ratio 3.83 The current ratio rises from 1.87 to 3.83. Short-term debt falls from €21,316 to €15,831.
Annual accounts 2015 filed PDFabbreviated format · 30 days before the deadline
2014
Incorporation PDFpublished on 19-11-2014
First establishment Grote Vreunte 29, Kortenaken

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 17 November 2014, CRYPTABLE was incorporated.1 Total assets went from €206,534 in 2018 to €413,695 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0567.870.959
VAT number
BE 0567.870.959
Peppol ID
0208:0567870959
Other Peppol ID
9925:BE0567870959
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
17-11-2014
Financial year
ends on 31 December
Peppol
Reachable since 07-07-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CRYPTABLE in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62020 IT consultancy main activity
18130 Pre-press and pre-media services
70210 Activities of head offices; management consultancy activities
73110 Advertising, market research and public relations activities
74202 Other professional, scientific and technical activities
85599 Other education

Registered office and establishments

1 establishment
Establishment Since Unit number
Grote Vreunte 29 registered office 3473 Kortenaken 17-11-2014 2.237.052.107

Buildings and parcels at the address

Ground area
316 m²
Buildings
225 m²
Volume, LiDAR
1,254 m³
Tallest building
10.0 m
Buildings to scale, each on its own parcel
225 m², 10.0 m 225 m², 10.0 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
24115B0294/00Y000316 m² 1 · 225 m² 10.0 m · 2