Cryo-Physio-Services
ActiveSummary
Cryo-Physio-Services has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47,726 and a net result of €14,941. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 19923 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+81
Solvency100=
Growth81▲+13
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 14.85 against 14.12 in 2023; short-term debt: 6.7% and cash: 10.1% of total assets), and 6.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
37 d early
2024
72 d early
2023
37 d early
2022
117 d early
2021
81 d early
2020
80 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 71 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 May (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€78,274▼ 5.3%
2023 · €82,655
EBIT margin
24.7%▲ 18.8pp
2023 · 6.0%
Net result
€14,941
2023 · -€2,600
Working capital
€47,726▲ 45.6%
2023 · €32,785
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€42,116-€65,537▲ 55.6%€71,926▲ 9.7%€82,655▲ 14.9%€78,274▼ 5.3%
Operating result€8,956-€12,641▲ 41.1%€15,171▲ 20.0%€4,922▼ 67.6%€19,370▲ 294%
Net result€8,954below the sector's middle half-€12,613below the sector's middle half▲ 40.9%€14,318below the sector's middle half▲ 13.5%-€2,600below the sector's middle half€14,941below the sector's middle half
EBIT margin21.3%-19.3%▼ 2.0pp21.1%▲ 1.8pp6.0%▼ 15.1pp24.7%▲ 18.8pp
Equity€10,454below the sector's middle half-€22,267below the sector's middle half▲ 113%€35,385below the sector's middle half▲ 58.9%€32,785below the sector's middle half▼ 7.3%€47,726within the sector's middle half▲ 45.6%
Total assets€11,380below the sector's middle half-€25,622below the sector's middle half▲ 125%€37,771below the sector's middle half▲ 47.4%€35,284below the sector's middle half▼ 6.6%€51,171below the sector's middle half▲ 45.0%
Debt€926-€3,354▲ 262%€2,386▼ 28.9%€2,499▲ 4.7%€3,445▲ 37.9%
Working capital€10,454below the sector's middle half-€22,267below the sector's middle half▲ 113%€35,385within the sector's middle half▲ 58.9%€32,785within the sector's middle half▼ 7.3%€47,726within the sector's middle half▲ 45.6%
Solvency91.9%above the sector's middle half-86.9%above the sector's middle half▼ 5.0pp93.7%above the sector's middle half▲ 6.8pp92.9%above the sector's middle half▼ 0.8pp93.3%above the sector's middle half▲ 0.4pp
Current ratio12.29above the sector's middle half-7.64above the sector's middle half▼ 4.6515.83above the sector's middle half▲ 8.1914.12above the sector's middle half▼ 1.7114.85above the sector's middle half▲ 0.73
Return on assets (ROA)78.7%above the sector's middle half-49.2%above the sector's middle half▼ 29.5pp37.9%above the sector's middle half▼ 11.3pp-7.4%below the sector's middle half▼ 45.3pp29.2%within the sector's middle half▲ 36.6pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 294% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €51,171
Equity
€47,726 ▲ 45.6%
Debt
€3,445 ▲ 37.9%
Debt's share of the balance-sheet total falls from 7.1% to 6.7%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.07▼
2023 · 0.08
ROE
31.3%▲
2023 · -7.9%
Debt ≤ 1 year
€3,445▲
2023 · €2,499
Income taxes
€2,538▼
2023 · €7,432
Staff costs
€33,080▼
2023 · €36,009
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €42,116 | €65,537 | €71,926 | €82,655 | €78,274 | ▼ 5.3% |
| Goods, raw materials, services and sundry goods60/61 | - | €23,654 | €23,289 | €37,668 | €22,963 | ▼ 39.0% |
| Remuneration, social security and pensions62 | - | €28,932 | €30,958 | €36,009 | €33,080 | ▼ 8.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2,158 | - | - | - |
| Other operating charges640/8 | - | €310 | €350 | €4,055 | €2,861 | ▼ 29.4% |
| Gross operating margin9900 | €22,686 | €41,883 | €48,637 | €44,986 | €55,311 | ▲ 23.0% |
| Operating profit (loss)9901 | €8,956 | €12,641 | €15,171 | €4,922 | €19,370 | ▲ 294% |
| Financial charges65/66B | - | €27 | €89 | €90 | €1,891 | ▲ 2,001% |
| Recurring financial charges65 | €2 | €27 | €89 | €90 | €1,891 | ▲ 2,001% |
| Profit (loss) for the period before taxes9903 | €8,954 | €12,613 | €15,082 | €4,832 | €17,479 | ▲ 262% |
| Income taxes67/77 | - | - | €764 | €7,432 | €2,538 | ▼ 65.9% |
| Profit (loss) for the period9904 | €8,954 | €12,613 | €14,318 | -€2,600 | €14,941 | ▲ 675% |
| Profit (loss) for the period to be appropriated9905 | €8,954 | €12,613 | €14,318 | -€2,600 | €14,941 | ▲ 675% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,380 | €25,622 | €37,771 | €35,284 | €51,171 | ▲ 45.0% |
| Current assets29/58 | €11,380 | €25,622 | €37,771 | €35,284 | €51,171 | ▲ 45.0% |
| Amounts receivable within one year40/41 | €7,066 | €18,854 | €32,364 | €29,883 | €45,989 | ▲ 53.9% |
| Trade receivables40 | - | €944 | €5,604 | €1,493 | - | - |
| Other amounts receivable41 | - | €17,910 | €26,760 | €28,390 | €45,989 | ▲ 62.0% |
| Cash at bank and in hand54/58 | €4,314 | €6,768 | €5,407 | €5,401 | €5,182 | ▼ 4.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,380 | €25,622 | €37,771 | €35,284 | €51,171 | ▲ 45.0% |
| Equity10/15 | €10,454 | €22,267 | €35,385 | €32,785 | €47,726 | ▲ 45.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Capital10 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Issued capital100 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €200 | €800 | €1,400 | €1,400 | €1,400 | = |
| Non-distributable reserves130/1 | - | €800 | €1,400 | €1,400 | €1,400 | = |
| Legal reserve130 | - | €800 | €1,400 | €1,400 | €1,400 | = |
| Profit (loss) carried forward14 | €8,254 | €19,467 | €31,985 | €29,385 | €44,326 | ▲ 50.8% |
| Amounts payable17/49 | €926 | €3,354 | €2,386 | €2,499 | €3,445 | ▲ 37.9% |
| Amounts payable within one year42/48 | €926 | €3,354 | €2,386 | €2,499 | €3,445 | ▲ 37.9% |
| Trade debts44 | - | €1,749 | - | - | €1,554 | - |
| Suppliers440/4 | - | €1,749 | - | - | €1,554 | - |
| Taxes, remuneration and social security45 | - | €806 | €1,186 | €1,299 | €1,891 | ▲ 45.6% |
| Taxes450/3 | - | €806 | €1,186 | €1,299 | €1,891 | ▲ 45.6% |
| Other amounts payable47/48 | - | €800 | €1,200 | €1,200 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,954 | €12,613 | €14,318 | -€2,600 | €14,941 | ▲ 675% |
| Operating cash flow (approximation) | €8,954 | €12,613 | €14,318 | -€2,600 | €14,941 | ▲ 675% |
| Change in cash | - | €2,454 | -€1,361 | -€6 | -€219 | ▼ 3,550% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14,941
Net result €14,941 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€2,600
Net result drops to -€2,600, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 15.83
Current ratio from 7.64 to 15.83; short-term debt falls from €3,354 to €2,386.
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2020
Ground area
1,562 m²
Building footprint
150 m²
Volume, LiDAR
346 m³
2 parcels, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Feroobu, Beuzet 44, 5030 Gembloux
since 20202.303.523.336
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92011C0150/00L000 | Wallonia | 1,107 m² | 1 · 102 m² | - |
| 52035B0285/00M003 | Wallonia | 456 m² | 1 · 48 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KINE DEWAELE
BE 1005.395.496
Lochristi · Eq €47,753
FORWARD PHYSIO
BE 0783.593.813
Roeselare · Eq €47,670
HOORCENTRUM SOFIE PEETERS
BE 1001.456.605
Aalst · Eq €47,597
Chiropraxie Mertens
BE 0802.720.728
Asse · Eq €47,568
Kinecare
BE 0745.494.389
Tongeren-Borgloon · Eq €47,904
Of 12,698 companies in sector 86951 we hold annual accounts for 2,146. 1,960 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
81210General cleaning of buildings
Contact
Phone
0475/545716
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743805205
Also
9925:BE0743805205
Registered
11-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.