Staff
2 employees on 30-09-2025
In 2025, 53 people joined and 53 left.
Cruysberg
Lifetime
9 annual accounts with figures on one time axispeak €127,253 (2022)
€126,046▲ 0.1%
lowest -€17,789 (2025)
-€17,789▼ €30,473
peak €107,108 (2024)
€89,319▼ 16.6%
€116,442▲ 19.4%
peak 1.8 FTE (2021)
-not published
Board2 names since 2022
2 directorsHilde Dillen and 1 other
Documentsfilings and deeds
27-03-202634 days before the deadline
2025micro format
Loss of €17,789Equity from €107,108 to €89,319Debts from €97,517 to €116,442
Key points
from the 2025 annual accountsFilings
9 annual accounts since 2017
The last five annual accounts were filed 5 to 34 days before the end of the period.
Position in the sector
-€17,789
Lower net result than 86% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
Checked score
84
Excellent
Financially stronger than 46% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.6%▲ +0.1 percentage points vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 0.2%▼ -0.5 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.3 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.4%▼ -0.1 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Loss of €17,789 (financial year 2025)
Size: total assets €205,761
lowers risk
Liquidity: current ratio 1.49, cash €170,325
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 62% of them on solvency, 75% on liquidity, 21% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as Cruysberg has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Cruysberg itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for Cruysberg. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.49 (1.79 in 2024), below the usual 1.5. Short-term debt is 56.6% and cash 82.8% of total assets. 56.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
34 days early
2024
5 days early
2023
12 days early
2022
15 days early
2021
30 days early
2020
7 days early
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 15 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0644465921
2 directors resigning, 2 reappointments
Resignations: Johan Vermeiren and Hilde Dillen · Reappointments: Johan Vermeiren (director) and Hilde Dillen (director) · Director discharge: Johan Vermeiren · General meeting of 21-06-2023 · Gazette deed
Incorporation
published on 23-12-2015 · Gazette deed
First establishment
Kruiskensbaan (Bevel) 2, Nijlen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cruysberg Nijlen | €205,761 | €126,046 | 43.4% | - |
| THE KINGS & QUEEN Ghent | €249,074 | €134,826 | 42.8% | 1.7 |
| THE PLAYGROUND Antwerp | €182,962 | €158,552 | -95.2% | - |
| BAR SALON Antwerp | €169,471 | €171,969 | 50.1% | - |
| JELOTI Wuustwezel | €161,402 | €124,332 | 45.6% | - |
| TERE Grobbendonk | €220,448 | €117,850 | 72.4% | - |
| Verhaegheninvest Antwerp | €235,592 | €188,505 | 69.8% | - |
These companies have the same main activity as Cruysberg: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €161,000 and €249,000, founded between 2012 and 2017.
Official details
Source: KBO- Status
- Active since 14-12-2015Normal situation
- Activity
- Cafés and barsNACE 56301and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 30-09-2025
- Establishment unit
- 2.250.715.6452560 Nijlen, since 14-12-2015
- Financial year end
- 30 September
- Peppol
- Reachable since 12-11-2025
Annual accounts to 30-09-2025
- ≈ €340,000estimated
- €205,761▲ 0.6%
- Employeeson 30-09-2025
- 2=
- Filing
- Filed on 27-03-2026, 34 days before the end of the filing period
Insights on Cruysberg
Cruysberg files the micro format. That format states no turnover. The gross margin rose from €51,162 in 2017 to €126,046 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Cruysberg
- What is the company number of Cruysberg?
- The company number of Cruysberg is 0644.465.921. The VAT number is the same number with BE in front: BE 0644.465.921.
- Where is Cruysberg based?
- The registered office is at Kruiskensbaan (Bevel) 2, 2560 Nijlen.Company details
- What does Cruysberg do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of Cruysberg?
- Cruysberg is a private limited company (BV).
- When was Cruysberg founded?
- Cruysberg was founded on 14-12-2015.
- Is Cruysberg still active?
- Yes, Cruysberg is an active enterprise in the KBO register.
- How many employees does Cruysberg have?
- Cruysberg had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Cruysberg fall under?
- In its 30-09-2025 annual accounts, Cruysberg states joint committee 302 (Hotels and catering).
- What is the turnover of Cruysberg?
- The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €126,046 and 32 comparable companies (NACE 56301). It probably lies between €300,000 and €430,000.
- Is Cruysberg profitable?
- In financial year 2025, Cruysberg made a loss of €17,789.
- Where can I find the annual accounts of Cruysberg?
- Cruysberg filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Cruysberg due?
- Cruysberg must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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