Crufix
ActiveSummary
The computed 12-month bankruptcy probability of Crufix is 2.3% (moderate). The 2025 annual accounts show equity of €64,781 and a net result of €2,493. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 28184 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
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Peer companies
Historical observationOf the 2,548 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €487 | €967 | €967 | = |
| Other operating charges640/8 | €2,226 | €895 | €473 | ▼ 47.2% |
| Gross operating margin9900 | €53,538 | €37,266 | €7,637 | ▼ 79.5% |
| Operating profit (loss)9901 | €50,824 | €35,405 | €6,197 | ▼ 82.5% |
| Financial income75/76B | €1 | €141 | €15 | ▼ 89.6% |
| Recurring financial income75 | €1 | €141 | €15 | ▼ 89.6% |
| Financial charges65/66B | €1,915 | €2,265 | €2,101 | ▼ 7.3% |
| Recurring financial charges65 | €1,915 | €2,265 | €2,101 | ▼ 7.3% |
| Profit (loss) for the period before taxes9903 | €48,910 | €33,280 | €4,111 | ▼ 87.6% |
| Income taxes67/77 | €10,812 | €8,207 | €1,618 | ▼ 80.3% |
| Profit (loss) for the period9904 | €38,099 | €25,073 | €2,493 | ▼ 90.1% |
| Profit (loss) for the period to be appropriated9905 | €38,099 | €25,073 | €2,493 | ▼ 90.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €57,239 | €77,424 | €80,317 | ▲ 3.7% |
| Fixed assets21/28 | €2,413 | €1,446 | €479 | ▼ 66.8% |
| Tangible fixed assets22/27 | €2,413 | €1,446 | €479 | ▼ 66.8% |
| Plant, machinery and equipment23 | €2,080 | €1,247 | €413 | ▼ 66.8% |
| Furniture and vehicles24 | €333 | €199 | €66 | ▼ 66.8% |
| Current assets29/58 | €54,826 | €75,978 | €79,838 | ▲ 5.1% |
| Stocks and contracts in progress3 | - | €3,276 | €750 | ▼ 77.1% |
| Stocks30/36 | - | €3,276 | €750 | ▼ 77.1% |
| Amounts receivable within one year40/41 | €33,578 | €56,978 | €74,365 | ▲ 30.5% |
| Trade receivables40 | €21,777 | €6,425 | €17,937 | ▲ 179% |
| Other amounts receivable41 | €11,801 | €50,553 | €56,428 | ▲ 11.6% |
| Cash at bank and in hand54/58 | €19,755 | €12,639 | €0 | ▼ 100.0% |
| Deferred charges and accrued income490/1 | €1,494 | €3,087 | €4,723 | ▲ 53.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €57,239 | €77,424 | €80,317 | ▲ 3.7% |
| Equity10/15 | €38,933 | €62,288 | €64,781 | ▲ 4.0% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €36,433 | €59,788 | €62,281 | ▲ 4.2% |
| Distributable reserves133 | €36,433 | €59,788 | €62,281 | ▲ 4.2% |
| Amounts payable17/49 | €18,306 | €15,136 | €15,536 | ▲ 2.6% |
| Amounts payable within one year42/48 | €18,306 | €15,136 | €15,536 | ▲ 2.6% |
| Trade debts44 | €5,950 | €5,500 | €2,705 | ▼ 50.8% |
| Suppliers440/4 | €5,950 | €5,500 | €2,705 | ▼ 50.8% |
| Taxes, remuneration and social security45 | €10,690 | €7,919 | €12,831 | ▲ 62.0% |
| Taxes450/3 | €10,690 | €7,919 | €12,831 | ▲ 62.0% |
| Other amounts payable47/48 | €1,666 | €1,718 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,099 | €25,073 | €2,493 | ▼ 90.1% |
| + Depreciation and write-downs630 | €487 | €967 | €967 | = |
| Operating cash flow (approximation) | €38,586 | €26,040 | €3,460 | ▼ 86.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€7,117 | -€12,639 | ▼ 77.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0648/00V000 | Flanders | 526 m² | 1 · 111 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.