Equity
-€24,491
Debts exceed assets in financial year 2025.
CRUCKE
Lifetime
19 annual accounts with figures on one time axis, 21 filings since 2004peak €138,210 (2015)
€6,910▲ 133%
lowest -€229,230 (2020)
-€18,996▲ €4,220
peak €360,318 (2013)
-€24,491▼ €18,996
€373,148▲ 2.3%
peak 0.5 FTE (2011)
-not published
Board1 name since 2021
1 directorJeanLuc CRUCKE
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €2,960 to €6,910Loss of €18,996Equity from -€5,495 to -€24,491
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 37% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025lowest value
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.7%▲ +0.1 percentage points vs 02-2026
04-2026: 0.9%▲ +0.2 percentage points vs 03-2026
05-2026: 1.4%▲ +0.5 percentage points vs 04-2026
06-2026: 1.8%▲ +0.4 percentage points vs 05-2026
07-2026: 1.8%● unchanged vs 06-2026
08-2026: 1.8%● unchanged vs 07-2026
09-2026: 1.8%● unchanged vs 08-2026
10-2026: 2.0%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 2.0%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Liquiditeit niet neergelegd
Negative equity -€24,491
No registered site in the KBO
lowers risk
Size: total assets €348,657
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 13% of them on solvency, 95% on liquidity, 40% on profitability and 1% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,796 companies had the same profile as CRUCKE has now. Each dot stands for 7 companies, two years later.
90.4%
were still trading
6.0%
stopped another way
2.1%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CRUCKE itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for CRUCKE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Short-term debt is 0.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€24,491
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
51 days early
2023
33 days early
2022
34 days early
2021
17 days late
2020
31 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 10 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 March (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end06-11-2026 today30-04-2027 deadline
Recent changes
Change of role: JeanLuc CRUCKE, from manager to director
Director discharge: JeanLuc CRUCKE · General meeting of 21-11-2023 · Gazette deed
Incorporation
published on 13-08-2003 · Gazette deed
Official details
Source: KBO- Status
- Active since 06-08-2003Normal situation
- Activity
- “Laconsultance,lemanagementetlaprestationdetousservices” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-09-2025
- ≈ €53,000estimated
- €348,657▼ 2.9%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on CRUCKE
CRUCKE files the micro format. That format states no turnover. The gross margin fell from €69,979 in 2006 to €6,910 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CRUCKE
- What is the company number of CRUCKE?
- The company number of CRUCKE is 0859.984.479. The VAT number is the same number with BE in front: BE 0859.984.479.
- Where is CRUCKE based?
- The registered office is at Place Verte 8, 7910 Frasnes-lez-Anvaing.Company details
- What is the legal form of CRUCKE?
- CRUCKE is a private limited company (BV).
- When was CRUCKE founded?
- CRUCKE was founded on 06-08-2003.
- Is CRUCKE still active?
- Yes, CRUCKE is an active enterprise in the KBO register.
- What is the turnover of CRUCKE?
- The turnover in financial year 2025 is ≈ €53,000. This figure is estimated from the gross margin of €6,910 and 6,304 comparable companies of the same size. It probably lies between €24,000 and €130,000. It is a rough estimate.Financials
- Is CRUCKE profitable?
- In financial year 2025, CRUCKE made a loss of €18,996.
- Where can I find the annual accounts of CRUCKE?
- CRUCKE filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CRUCKE due?
- CRUCKE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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