CRT & Fils Sprl
ActiveSummary
The computed 12-month bankruptcy probability of CRT & Fils Sprl is 2.2% (moderate). The 2024 annual accounts show equity of €96k and a net result of €7k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 36375 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-3
Solvency59▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.27 in 2023; short-term debt: 65.9% and cash: 10.3% of total assets), and 65.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.1%
Return on assets
2.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
78 d late
2022
31 d late
2021
59 d late
2020
107 d late
2019
132 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€96k▲ 10.9%
2023 · €86k
2018: €20k
2019: €58k
2020: €67k
2021: €67k
2022: €75k
2023: €86k
2018 → 2024
Total assets
€280k▲ 26.3%
2023 · €222k
2018: €45k
2019: €268k
2020: €215k
2021: €163k
2022: €182k
2023: €222k
2018 → 2024
Net result
€7k▼ 37.0%
2023 · €11k
2018: €31k
2019: €78k
2020: €22k
2021: €2k
2022: €8k
2023: €11k
2018 → 2024
Working capital
€53k▲ 49.2%
2023 · €35k
2018: €20k
2019: €-25k
2020: €-257
2021: €13k
2022: €5k
2023: €35k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€67k-€67k▼ 0.6%€75k▲ 12.6%€86k▲ 14.6%€96k▲ 10.9%
Operating result€30k-€3k▼ 91.4%€10k▲ 302%€14k▲ 37.3%€11k▼ 20.8%
Net result€22k-€2k▼ 90.3%€8k▲ 296%€11k▲ 30.5%€7k▼ 37.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €280k
Fixed assets
€43k ▼ 24.3%
Current assets
€237k ▲ 43.5%
Equity and liabilities €280k
Equity
€96k ▲ 10.9%
Debt
€184k ▲ 36.0%
Debt's share of the balance-sheet total rises from 61.1% to 65.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▼
2023 · €28k
Cash flow
€21k▼
2023 · €25k
Current ratio
1.29▲
2023 · 1.27
Debt to equity
1.93▲
2023 · 1.57
ROE
7.2%▼
2023 · 12.7%
ROA
2.5%▼
2023 · 4.9%
Interest coverage
44.30▲
2023 · 22.71
Debt ≤ 1 year
€184k▲
2023 · €130k
Income taxes
€4k▲
2023 · €2k
Staff costs
€123k▲
2023 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€222k€280k▲
Fixed assets21/28€56k€43k▼
Intangible fixed assets21€38k€31k▼
Tangible fixed assets22/27€18k€12k▼
Furniture and vehicles24€18k€12k▼
Current assets29/58€165k€237k▲
Amounts receivable within one year40/41€144k€208k▲
Trade receivables40€132k€108k▼
Other amounts receivable41€12k€100k▲
Cash at bank and in hand54/58€21k€29k▲
Deferred charges and accrued income490/1€129€129=
Equity and liabilities
Total equity and liabilities10/49€222k€280k▲
Equity10/15€86k€96k▲
Contributions10/11€4k€6k▲
Capital10€4k-
Issued capital100€16k-
Uncalled capital101€12k-
Outside capital11-€6k
Other1109/19-€6k
Profit (loss) carried forward14€82k€89k▲
Amounts payable17/49€136k€184k▲
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€130k€184k▲
Current portion of amounts payable after more than one year42€9k-
Trade debts44€57k€85k▲
Suppliers440/4€57k€85k▲
Taxes, remuneration and social security45€11k€42k▲
Taxes450/3€7k€15k▲
Remuneration and social security454/9€4k€27k▲
Other amounts payable47/48€53k€58k▲
Income statement
Code20232024
Remuneration, social security and pensions62€116k€123k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€1k€790▼
Gross operating margin9900€145k€149k▲
Operating profit (loss)9901€14k€11k▼
Financial charges65/66B€1k€565▼
Recurring financial charges65€1k€565▼
Profit (loss) for the period before taxes9903€13k€11k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€11k€7k▼
Profit (loss) for the period to be appropriated9905€11k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€89k▲
Profit (loss) brought forward from the previous period14P€71k€82k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼90.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 132 days late
2019
31-12
Financial
Highest result since 2018net €78k ▲152%
Operating result €78k, net result €78k, both a record.
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bastenakenplein 71081 KoekelbergGround area
159 m²
Building footprint
100 m²
Volume, LiDAR
1,626 m³
Parcel 21011A0045/00L005, Brussels · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CRT & Fils
since 20172.270.706.157
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0045/00L005 | Brussels | 159 m² | 1 · 100 m² | 19.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesCRT & Fils Sprl SRL44802
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 8,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
33130Repair, maintenance and installation of machinery and equipment
33200Installation of industrial machinery and equipment
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
62900Other information technology and computer services
95100Repair and maintenance of computers and communication equipment
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:crt.fils@gmail.com
Phone:0486917435