CROWN BUSINESS DEVELOPMENT
ActiveThe computed 12-month bankruptcy probability of CROWN BUSINESS DEVELOPMENT is 1.5% (moderate). The 2025 annual accounts show equity of €41k and a net result of €12k. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 11209 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92=
Solvency92▲+15
Growth52=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 1.95 in 2024; short-term debt: 33.3% and cash: 7.7% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
27 d late
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 39.3%
2024 · €29k
2023: €19k
2024: €29k
2023 → 2025
Total assets
€61k▲ 9.0%
2024 · €56k
2023: €35k
2024: €56k
2023 → 2025
Net result
€12k▲ 8.8%
2024 · €11k
2023: €17k
2024: €11k
2023 → 2025
Working capital
€39k▲ 50.6%
2024 · €26k
2023: €14k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€29k▲ 56.6%€41k▲ 39.3%
Operating result€22k-€14k▼ 37.7%€15k▲ 5.8%
Net result€17k-€11k▼ 36.7%€12k▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€2k▼ 36.5%
Current assets
€59k▲ 12.3%
Equity and liabilities €61k
Equity
€41k▲ 39.3%
Debt
€20k▼ 24.2%
The debt ratio falls from 47.8% to 33.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €15k
Cash flow
€13k▲
2024 · €12k
Solvency
66.7%▲
2024 · 52.2%
Current ratio
2.89▲
2024 · 1.95
Quick ratio
2.89▲
2024 · 1.95
Debt / equity
0.50▼
2024 · 0.92
ROE
28.2%▼
2024 · 36.1%
ROA
18.8%▼
2024 · 18.9%
Interest coverage
14.30▲
2024 · 13.56
Debt
€20k▼
2024 · €27k
Debt ≤ 1 year
€20k▼
2024 · €27k
Income taxes
€3k▲
2024 · €3k
Staff costs
€0▼
2024 · €536
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€61k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€359€71▼
Current assets29/58€53k€59k▲
Amounts receivable within one year40/41€53k€54k▲
Trade receivables40€21k€6k▼
Other amounts receivable41€32k€48k▲
Cash at bank and in hand54/58€0€5k▲
Equity and liabilities
Total equity and liabilities10/49€56k€61k▲
Equity10/15€29k€41k▲
Contributions10/11€2k€2k=
Reserves13-€39k
Distributable reserves133-€39k
Profit (loss) carried forward14€27k€0▼
Amounts payable17/49€27k€20k▼
Amounts payable within one year42/48€27k€20k▼
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€17k€10k▼
Suppliers440/4€17k€10k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€536€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€426€120▼
Gross operating margin9900€16k€16k▼
Operating profit (loss)9901€14k€15k▲
Financial income75/76B€957€1k▲
Recurring financial income75€957€1k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€14k€15k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€11k€12k▲
Profit (loss) for the period to be appropriated9905€11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€39k▲
Profit (loss) brought forward from the previous period14P€17k€27k▲
Transfer to equity691/2-€39k
To the legal reserve6920-€39k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €11k ▼36.7%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenlaan 162470 RetieGround area
1,846 m²
Building footprint
224 m²
Volume, LiDAR
1,369 m³
Parcel 13036E0495/00H029, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CROWN BUSINESS DEVELOPMENT
since 20222.338.842.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036E0495/00H029 | Flanders | 1,846 m² | 1 · 224 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BE HOME EUROPE
BE 0704.779.828
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MCCA
BE 0761.999.534
Gembloux · Eq €41k
BM TRADING
BE 0665.850.857
Kortrijk · Eq €41k
GAB CONSULT
BE 0769.537.523
Aywaille · Eq €41k
SUNCOMFORT PROJECTS
BE 0787.444.218
Wielsbeke · Eq €41k
Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2022
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
47750Retail sale of cosmetics and toilet articles
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
81100Combined facilities support activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.