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CROWN BUILDING

Active
Public limited companyfounded 198541 years activeLesbroussartstraat 45, 1050 Elsene, BelgiumKBO/BCE: BE 0427.485.433
Summary

CROWN BUILDING has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €952,996 and a net result of -€547,513. Equity is shrinking by ~17.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 19% of 5,669 sector peers (NACE 68, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€18.5mtotal assets 2025
Equity
€952,996
Loss
-€547,513
Financial health
93 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Parent
EPGF Luxembourg SA · 100%
Board
2 members
Auditor: KPMG Réviseurs d'Entreprises BV/SRLAccounts filed 12 days late
Why 93- 1 change of registered office in 24 months- Equity €952,996 (5.1% of total assets)+ Size: total assets €18.5m+ Figures for FY 2025 (filed 12-08-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (NACE 68, medium-sized)
Financial strength · tick = 2024
Average
Solvency 30-4
equity 5.1% of total assets
Liquidity 73+9
short-term debt 12.2% · cash 19.6%
Profitability 38-3
return on assets -3.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,718 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €85,000 at 30 days acceptable
Liquidity ample (current ratio 3.99; short-term debt: 12.2% and cash: 19.6% of total assets), but 94.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized): better than 23% on solvency, 95% on liquidity, 43% on profitability and 10% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €18.5m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Equity €952,996 (5.1% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 12-08-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€547,513
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5669 sector peers (2025).
NBB · sector comparison
Position among 5669 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
24 days early
2023
47 days early
2022
14 days early
2021
30 days late
2020
52 days early
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Permanent representatives: Thierry Schoofs and Dave…State Gazette act
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: 8 loss-making years in a rowloss fiscal year 2025 -€547,513 View
  • Caution: Among the weakest 6% on net resultsector median €21,361 · 5,675 companies -€547,513 View
  • Controlled by EPGF Luxembourg SAknown shareholders 100% 100% View
  • Caution: Equity fell in 2025from €1.5m to €952,996 ▼ 36.5% View

By topic

Financials

Fiscal year
2025
Total assets
€18.5m
Loss
-€547,513
Solvency
5.1%
Total assets▲ 10.2%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
EPGF Luxembourg SA · 100%
Known shareholders
100%
Auditor
KPMG Réviseurs d'Entreprises BV/SRL
Go to Board & ownership

Timeline

Events
43
Since
2005
Next accounts
by 31-07-2027
  1. 24-01-2025Resignations: DECLERCK Serge (director) and PHILIPPSON Gérard…
  2. 31-12-2024Weakest financial year
  3. 31-12-2024Liquidity times 5
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Real estate agency activitiesNACE 68310
Founded
13-06-1985
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
1
Purpose
L'achat, la vente, l'échange, la transformation, la construction, la rénovation, la…
Go to Articles of association

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