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CROVA CONSTRUCT

Active
Private limited companyfounded 20232 years activeKBO/BCE: BE 1004.010.574
Summary

The computed 12-month bankruptcy probability of CROVA CONSTRUCT is 3.3% (moderate). The 2025 annual accounts show equity of €28,341 and a net result of €8,341. The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Activity not known1 site
Size
€31,649total assets 2025
Equity
€28,341
Profit
€8,341
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy probability, 12 months
3.3%
Structure
Largest shareholder
CROMBEZ CONSTRUCT · 50%
Accounts filed 146 days late0 of 1 deed read
Why 53- Latest accounts 146 days late; 1 of the last 3 late- Founded in 2023- Ex-officio strike-off in the KBO+ Liquidity: current ratio 9.57, cash €15,562Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 87% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 100
equity 89.5% of total assets
Liquidity 100
short-term debt 10.5% · cash 49.2%
Profitability 100
return on assets 26.4%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2025: 2.4%lowest value 02-2025: 2.4%● unchanged vs 01-2025lowest value 03-2025: 2.5%▲ +0.1 percentage points vs 02-2025 04-2025: 2.9%▲ +0.4 percentage points vs 03-2025 05-2025: 3.1%▲ +0.2 percentage points vs 04-2025 06-2025: 3.4%▲ +0.3 percentage points vs 05-2025 07-2025: 3.4%● unchanged vs 06-2025 08-2025: 3.6%▲ +0.2 percentage points vs 07-2025 09-2025: 3.6%● unchanged vs 08-2025 10-2025: 3.5%▼ -0.1 percentage points vs 09-2025 11-2025: 3.9%▲ +0.4 percentage points vs 10-2025 12-2025: 3.8%▼ -0.1 percentage points vs 11-2025 01-2026: 4.6%▲ +0.8 percentage points vs 12-2025 02-2026: 4.6%● unchanged vs 01-2026 03-2026: 4.6%● unchanged vs 02-2026 04-2026: 4.6%● unchanged vs 03-2026 05-2026: 4.6%● unchanged vs 04-2026 06-2026: 4.6%● unchanged vs 05-2026 07-2026: 11.7%▲ +7.1 percentage points vs 06-2026highest value 08-2026: 11.7%● unchanged vs 07-2026highest value 09-2026: 11.7%● unchanged vs 08-2026highest value 10-2026: 3.3%▼ -8.4 percentage points vs 09-2026
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 9.57; short-term debt: 10.5% and cash: 49.2% of total assets), and 10.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 90% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk
raises risk · Latest accounts 146 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 9.57, cash €15,562
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-09-2026, 146 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2025
146 days late
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Address struckevent 14-07-2026

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 146 days View
  • Total assets 2025first fiscal year filed €31,649 View
  • Active since 2023founded 28-12-2023 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€31,649
Profit
€8,341
Solvency
89.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
28-12-2023
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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