CROSSPOINT
ActiveSummary
CROSSPOINT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €538,127 and a net result of €12,944. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 9046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability67▼-10
Solvency100▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 6.73 against 3.12 in 2023; short-term debt: 14.6% and cash: 52.1% of total assets), and 14.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.4%
Return on assets
2.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
34 d early
2022
32 d early
2021
32 d early
2020
108 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Turnover
€3.1m
EBIT margin
5.1%
Net result
€12,944▼ 75.1%
2023 · €51,890
Working capital
€528,846▲ 3.0%
2023 · €513,287
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€3.1m
Operating result€131,861▲ 75.4%€229,426▲ 74.0%€154,277▼ 32.8%€75,671▼ 51.0%€21,347▼ 71.8%
Net result€89,910▲ 85.2%€150,433▲ 67.3%€106,165▼ 29.4%€51,890▼ 51.1%€12,944▼ 75.1%
EBIT margin5.1%
Equity€216,694▲ 70.9%€367,128▲ 69.4%€473,293▲ 28.9%€525,182▲ 11.0%€538,127▲ 2.5%
Total assets€1.0m▲ 48.1%€855,410▼ 18.1%€961,273▲ 12.4%€767,823▼ 20.1%€630,358▼ 17.9%
Debt€828,132▲ 43.1%€488,282▼ 41.0%€487,981▼ 0.1%€242,641▼ 50.3%€92,231▼ 62.0%
Working capital€197,762▲ 71.6%€354,347▲ 79.2%€458,319▲ 29.3%€513,287▲ 12.0%€528,846▲ 3.0%
Staff (FTE)0.51▲ 100%1=1=
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2021 Equity +69% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 72% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €630,358
Fixed assets
€9,281 ▼ 22.0%
Current assets
€621,077 ▼ 17.8%
Equity and liabilities €630,358
Equity
€538,127 ▲ 2.5%
Debt
€92,231 ▼ 62.0%
Debt's share of the balance-sheet total falls from 31.6% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,962▼
2023 · €78,310
Cash flow
€15,559▼
2023 · €54,528
Current ratio
6.73▲
2023 · 3.12
Quick ratio
5.32▲
2023 · 2.48
Debt to equity
0.17▼
2023 · 0.46
ROE
2.4%▼
2023 · 9.9%
ROA
2.1%▼
2023 · 6.8%
Interest coverage
5.44▼
2023 · 14.61
Debt ≤ 1 year
€92,231▼
2023 · €242,641
Income taxes
€6,737▼
2023 · €24,879
Staff costs
€35,348▲
2023 · €34,251
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €3.1m | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €2.9m | - | - | - |
| Remuneration, social security and pensions62 | - | €15,401 | €31,341 | €34,251 | €35,348 | ▲ 3.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,624 | €6,302 | €3,022 | €2,638 | €2,615 | ▼ 0.9% |
| Other operating charges640/8 | - | €630 | €1,070 | €1,119 | €1,136 | ▲ 1.5% |
| Gross operating margin9900 | €143,518 | €251,759 | €189,710 | €113,680 | €60,445 | ▼ 46.8% |
| Operating profit (loss)9901 | €131,861 | €229,426 | €154,277 | €75,671 | €21,347 | ▼ 71.8% |
| Financial income75/76B | - | €10,808 | €9,623 | €6,456 | €2,742 | ▼ 57.5% |
| Recurring financial income75 | €9,074 | €10,808 | €9,623 | €6,456 | €2,742 | ▼ 57.5% |
| Financial charges65/66B | - | €17,013 | €7,368 | €5,359 | €4,408 | ▼ 17.7% |
| Recurring financial charges65 | €9,112 | €17,013 | €7,293 | €5,359 | €4,408 | ▼ 17.7% |
| Non-recurring financial charges66B | - | - | €75 | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €131,823 | €223,220 | €156,532 | €76,769 | €19,681 | ▼ 74.4% |
| Income taxes67/77 | €41,913 | €72,787 | €50,367 | €24,879 | €6,737 | ▼ 72.9% |
| Profit (loss) for the period9904 | €89,910 | €150,433 | €106,165 | €51,890 | €12,944 | ▼ 75.1% |
| Profit (loss) for the period to be appropriated9905 | €89,910 | €150,433 | €106,165 | €51,890 | €12,944 | ▼ 75.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €855,410 | €961,273 | €767,823 | €630,358 | ▼ 17.9% |
| Fixed assets21/28 | €18,933 | €12,781 | €14,974 | €11,896 | €9,281 | ▼ 22.0% |
| Tangible fixed assets22/27 | €15,183 | €8,881 | €5,859 | €3,221 | €606 | ▼ 81.2% |
| Plant, machinery and equipment23 | - | €430 | €23 | €0 | - | - |
| Furniture and vehicles24 | - | €5,012 | €3,423 | €1,834 | €246 | ▼ 86.6% |
| Other tangible fixed assets26 | - | €3,439 | €2,413 | €1,387 | €361 | ▼ 74.0% |
| Financial fixed assets28 | €3,750 | €3,900 | €9,115 | €8,675 | €8,675 | = |
| Current assets29/58 | €1.0m | €842,629 | €946,299 | €755,927 | €621,077 | ▼ 17.8% |
| Amounts receivable after more than one year29 | - | - | - | €31,200 | €30,000 | ▼ 3.8% |
| Other amounts receivable291 | - | - | - | €31,200 | €30,000 | ▼ 3.8% |
| Stocks and contracts in progress3 | €80,977 | €88,082 | €155,013 | €155,287 | €130,499 | ▼ 16.0% |
| Stocks30/36 | - | €88,082 | €155,013 | €155,287 | €130,499 | ▼ 16.0% |
| Amounts receivable within one year40/41 | €441,814 | €536,532 | €517,474 | €250,527 | €131,433 | ▼ 47.5% |
| Trade receivables40 | - | €536,532 | €512,224 | €245,227 | €111,875 | ▼ 54.4% |
| Other amounts receivable41 | - | - | €5,250 | €5,300 | €19,558 | ▲ 269% |
| Cash at bank and in hand54/58 | €502,786 | €217,442 | €272,676 | €318,118 | €328,310 | ▲ 3.2% |
| Deferred charges and accrued income490/1 | - | €574 | €1,135 | €796 | €835 | ▲ 5.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €855,410 | €961,273 | €767,823 | €630,358 | ▼ 17.9% |
| Equity10/15 | €216,694 | €367,128 | €473,293 | €525,182 | €538,127 | ▲ 2.5% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €198,094 | €348,528 | €454,693 | €506,582 | €519,527 | ▲ 2.6% |
| Distributable reserves133 | - | €348,528 | €454,693 | €506,582 | €519,527 | ▲ 2.6% |
| Amounts payable17/49 | €828,132 | €488,282 | €487,981 | €242,641 | €92,231 | ▼ 62.0% |
| Amounts payable within one year42/48 | €828,132 | €488,282 | €487,981 | €242,641 | €92,231 | ▼ 62.0% |
| Current portion of amounts payable after more than one year42 | - | €8,381 | €8,387 | €8,515 | €8,456 | ▼ 0.7% |
| Financial debts43 | - | €150,000 | €0 | - | - | - |
| Credit institutions430/8 | - | €150,000 | €0 | - | - | - |
| Trade debts44 | €584,437 | €222,828 | €397,475 | €196,120 | €65,110 | ▼ 66.8% |
| Suppliers440/4 | - | €222,828 | €397,475 | €196,120 | €65,110 | ▼ 66.8% |
| Taxes, remuneration and social security45 | - | €107,073 | €82,119 | €38,006 | €18,666 | ▼ 50.9% |
| Taxes450/3 | - | €105,016 | €74,850 | €33,033 | €10,370 | ▼ 68.6% |
| Remuneration and social security454/9 | - | €2,057 | €7,269 | €4,973 | €8,295 | ▲ 66.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €89,910 | €150,433 | €106,165 | €51,890 | €12,944 | ▼ 75.1% |
| + Depreciation and write-downs630 | €10,624 | €6,302 | €3,022 | €2,638 | €2,615 | ▼ 0.9% |
| Operating cash flow (approximation) | €100,534 | €156,735 | €109,187 | €54,528 | €15,559 | ▼ 71.5% |
| Investment in fixed assets (approximation) | - | -€150 | -€5,215 | €440 | €0 | ▼ 100% |
| Change in cash | - | -€285,345 | €55,235 | €45,441 | €10,192 | ▼ 77.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €12,944 ▼75.1%
Net result drops to €12,944, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 6.73
Current ratio from 3.12 to 6.73; short-term debt falls from €242,641 to €92,231.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500,000Eq €525,182 ▲11%
6 profitable years in a row build equity to €525,182.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €150,433 ▲67.3%
Operating result €229,426, net result €150,433, both a record.
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200,000Eq €216,694 ▲70.9%
3 profitable years in a row build equity to €216,694.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
12-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2010
Ground area
1,147 m²
Building footprint
529 m²
Volume, LiDAR
10 m³
Parcel 13322C1198/00H002, Flanders · tallest building 3.4 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Hoge Mauw 1300, 2370 Arendonk
since 20102.192.074.888
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13322C1198/00H002 | Flanders | 1,147 m² | 1 · 529 m² | 3.4 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
- MarCam Europe BEsubsidiaryEquity €13,458Result €10,264100%
According to the 2024 annual accounts of CROSSPOINT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,403. 1,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0829152634
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.