Equity
Debts exceed assets in financial year 2020.
The KBO gives the legal form as “Foreign entity”. Checked does not compute a bankruptcy probability for it. The model is built on companies and gives no reliable figure for this form.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Crossknowledge Birmingham | €1.7m | €1.7m | -83.4% | 13.7 |
| INTERNATIONAL MONTESSORI HOF KLEINENBERG Zaventem | €2.0m | €1.2m | 45.4% | 16.9 |
| HURA Beerse | €1.6m | €1.5m | 28.9% | 16.4 |
| U2U Asse | €1.0m | €1.6m | 68.3% | 11 |
| LERIAN-ONLINE Ghent | €1.7m | €1.5m | 11.0% | 11.2 |
| Creax Kortrijk | €3.2m | €1.4m | -11.8% | 13.4 |
| Advise Food Safety Consult Roeselare | €1.3m | €1.6m | 9.2% | 24.2 |
These companies have the same main activity as Crossknowledge: other education (NACE 85599). They are comparable in size and age: total assets between €1m and €3.2m, founded between 2006 and 2016.
Crossknowledge has existed since 2011. In 2013 the gross margin rose from €280,751 to €798,320.
Solvency fell in 2020 from -58.5% to -83.4%.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
2021 annual accounts not yet filed, deadline passed on 30 November 2021 The financial year closed on 30 April 2021. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 5 financial years without a filing since the last one filed. Source: NBB filings, as of 13 November 2026.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €2.9m. Estimated: probably between €1.9m and €4.7m.
Lower than 95% of 528 companies in 2020.
Higher than 11% of 528 companies in 2020.
Higher than 36% of 525 companies in 2020.
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter · Staff: middle half
Staff costs divided by the average number of full-time equivalents.
In 2020, 3 people joined and 3 left.
| Line | Trend | 2020 | 2019 | 2018 | 2017 | 2016 | 201510 months | 2014 | 2013 | 201220 months |
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||
20/58 |
1.7m | 2.4m | 1.4m | 2.3m | 1.8m | 1.6m | 2.1m | 1.9m | 1.6m | |
21/28 |
16,549 | 19,644 | 25,142 | 31,796 | 36,080 | 42,531 | 32,418 | 15,300 | - | |
22/27 |
769 | 3,864 | 9,362 | 16,016 | 20,300 | 27,231 | 17,118 | - | - | |
24 |
769 | 3,864 | 9,362 | 16,016 | 20,300 | 27,231 | 17,118 | - | - | |
28 |
15,780 | 15,780 | 15,780 | 15,780 | 15,780 | 15,300 | 15,300 | 15,300 | - | |
29/58 |
1.7m | 2.4m | 1.4m | 2.3m | 1.8m | 1.6m | 2.1m | 1.9m | 1.6m | |
29 |
1.1m | 1.1m | - | - | - | - | - | - | - | |
291 |
1.1m | 1.1m | - | - | - | - | - | - | - | |
40/41 |
171,766 | 771,112 | 1.3m | 2.3m | 1.7m | 1.3m | 1.6m | 1.6m | 1.3m | |
40 |
171,766 | 771,112 | 1.2m | 1.5m | 1.6m | 1.1m | 1.1m | 1.5m | 1.1m | |
41 |
- | - | 19,134 | 798,261 | 30,000 | 201,725 | 543,969 | 115,058 | 231,685 | |
54/58 |
410,765 | 519,727 | 158,447 | 39,770 | - | - | - | - | - | |
490/1 |
4,750 | 5,125 | 179 | 10 | 109,435 | 327,762 | 432,759 | 341,134 | 261,662 | |
| Balance sheet: equity and liabilities | ||||||||||
10/49 |
1.7m | 2.4m | 1.4m | 2.3m | 1.8m | 1.6m | 2.1m | 1.9m | 1.6m | |
10/15 |
-1.4m | -1.4m | -1.4m | -953,985 | -664,147 | -277,611 | 59,480 | -135,764 | -214,493 | |
14 |
-1.4m | -1.4m | -1.4m | -953,985 | -664,147 | -277,611 | 59,480 | -135,764 | -214,493 | |
17/49 |
3.1m | 3.8m | 2.9m | 3.3m | 2.5m | 1.9m | 2.0m | 2.1m | 1.8m | |
42/48 |
2.5m | 3.1m | 1.9m | 2.0m | 1.4m | 928,485 | 955,157 | 817,663 | 701,163 | |
44 |
2.1m | 2.6m | 1.3m | 1.3m | 624,270 | 454,691 | 608,475 | 545,212 | 404,702 | |
440/4 |
2.1m | 2.6m | 1.3m | 1.3m | 624,270 | 454,691 | 608,475 | 545,212 | 404,702 | |
45 |
471,736 | 495,712 | 574,935 | 598,662 | 295,731 | 473,794 | 346,682 | 272,451 | 296,461 | |
450/3 |
45,611 | 169,362 | 208,180 | 217,039 | 162,663 | 182,871 | 193,171 | 167,478 | 296,461 | |
454/9 |
426,125 | 326,350 | 366,755 | 381,623 | 133,068 | 290,923 | 153,511 | 104,973 | - | |
47/48 |
- | - | - | 51,250 | 507,112 | - | - | - | - | |
492/3 |
526,627 | 758,465 | 1.0m | 1.3m | 1.1m | 988,516 | 1.1m | 1.3m | 1.1m | |
| Income statement | ||||||||||
70 |
- | - | - | - | - | - | - | - | 569,644 | |
76A |
1,886 | - | 65,525 | - | - | - | - | - | - | |
9900 |
1.7m | 1.7m | 744,922 | 1.5m | 774,468 | 618,367 | 1.0m | 798,320 | 280,751 | |
60/61 |
- | - | - | - | - | - | - | - | 288,893 | |
62 |
1.6m | 1.5m | 1.2m | 1.7m | 1.1m | 957,083 | 780,336 | 709,484 | 494,296 | |
630 |
3,095 | 5,498 | 12,603 | 11,640 | 12,192 | 5,429 | 3,787 | - | - | |
631/4 |
-2,662 | - | -12,420 | 46,300 | - | - | - | - | - | |
640/8 |
- | 6,159 | 1,800 | 10,594 | - | - | 114 | 683 | 577 | |
66A |
- | 12,305 | 188 | 19,604 | - | - | 2,194 | - | - | |
9901 |
68,701 | 105,943 | -497,125 | -266,772 | -358,939 | -344,145 | 233,307 | 88,153 | -214,122 | |
75/76B |
6,503 | - | 8,178 | 2,978 | 2,176 | 7,054 | 6,440 | 2,200 | - | |
75 |
4,617 | - | 8,178 | 2,978 | 2,176 | 7,054 | 6,440 | 2,200 | - | |
76B |
1,886 | - | - | - | - | - | - | - | - | |
65/66B |
11,390 | 25,534 | 2,320 | 26,044 | 659 | - | 2,070 | 11,624 | 371 | |
65 |
11,390 | 13,229 | 2,320 | 6,440 | 659 | - | 2,070 | 11,624 | 371 | |
66B |
- | 12,305 | - | 19,604 | - | - | - | - | - | |
9903 |
63,814 | 80,409 | -491,267 | -289,838 | -357,422 | -337,091 | 235,483 | 78,729 | -214,493 | |
67/77 |
51,990 | 42,095 | - | - | 29,114 | - | 40,239 | - | - | |
9904 |
11,824 | 38,314 | -491,267 | -289,838 | -386,536 | -337,091 | 195,244 | 78,729 | -214,493 | |
9905 |
11,824 | 38,314 | -491,267 | -289,838 | -386,536 | -337,091 | 195,244 | 78,729 | -214,493 | |
| Appropriation of the result | ||||||||||
9906 |
-1.4m | -1.4m | -1.4m | -953,985 | -664,147 | -277,611 | 59,480 | -135,764 | -214,493 | |
| Social balance sheet | ||||||||||
9087 |
13.7 | 12.5 | 12.6 | 14.2 | 11.8 | 9.9 | 8 | 7 | 5.9 | |
Hours worked1013 |
24,524 | 22,516 | 21,614 | 23,916 | 21,503 | 13,763 | 13,432 | 13,056 | 16,328 | |
| Document | ||||||||||
The accounts for financial year 2009 were filed as a document without figures as data, a scan for example.
Source: Annual accounts 2020 (PDF), filed on 29-12-2020.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-04-2020 | full format | 29-12-2020 | 2020-77300398 | |
| 30-04-2019 | full format | 28-02-2020 | 2020-05800257 | |
| 30-04-2018 | full format | 29-04-2019 | 2019-10900461 | |
| 30-04-2017 | full format | 20-03-2018 | 2018-07100025 | |
| 30-04-2016 | full format | 21-02-2017 | 2017-04800345 | |
| 30-04-2015 | full format | 23-12-2015 | 2015-70400431 | |
| 30-06-2014 | full format | 18-02-2015 | 2015-04300236 | |
| 30-06-2013 | full format | 28-02-2014 | 2014-05700055 | |
| 30-06-2012 | full format | 11-02-2013 | 2013-03000325 | |
| 30-06-2009 | unclassified schema | 18-04-2011 | 2011-07000055 |
| Line | Trend | 2020 | 2019 | 2018 | 2017 | 2016 | 201510 months | 2014 | 2013 | 201220 months |
|---|---|---|---|---|---|---|---|---|---|---|
| 71,796 | 111,441 | -484,522 | -255,132 | -346,747 | -338,716 | 237,094 | - | - | ||
| 14,919 | 43,812 | -478,664 | -278,198 | -374,344 | -331,662 | 199,031 | - | - | ||
| 0 | 0 | 7,498 | 7,356 | 5,741 | 15,542 | 20,905 | 15,300 | - | ||
| -108,962 | 361,280 | 118,677 | - | - | - | - | - | - | ||
| -885,036 | -668,117 | -463,864 | 352,141 | 353,009 | 668,374 | 1.1m | 1.1m | 910,415 | ||
| - | - | - | - | - | - | - | - | -37.6% | ||
| -83.4% | -58.5% | -99.8% | -40.7% | -36.6% | -16.9% | 2.8% | -7.0% | -13.3% | ||
| 0.65 | 0.78 | 0.75 | 1.18 | 1.25 | 1.72 | 2.17 | 2.36 | 2.30 | ||
| - | - | - | - | - | - | 34.46 | - | - | ||
| - | - | - | - | - | - | 328.3% | - | - | ||
| 0.7% | 1.6% | -33.9% | -12.4% | -21.3% | -20.6% | 9.3% | 4.0% | -13.3% | ||
| - | - | - | - | - | - | - | - | 717 days | ||
| - | - | - | - | - | - | - | - | 511 days |
EBIT margin: not included in this filing.
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2020 is 35% lower than in 2019.
Equity is negative. Debt (€3.1m) exceeds the balance-sheet total (€1.7m).
Crossknowledge has no parent and no holdings in its annual accounts. is the only director. Crossknowledge shares no director with another company.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Edmund Street Z/N registered office B3 2hj Birmingham, United Kingdom | ||
| Kortrijksesteenweg 321 8530 Harelbeke | 08-03-2011 | 2.246.365.590 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34013A1207/00G007 | 5,165 m² | 1 · 2,147 m² | 13.2 m · 4 |
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