CROSS DENTAL PRACTICE
ActiveCROSS DENTAL PRACTICE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €15k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-22
Solvency32▲+13
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.78 in 2024), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
3.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 16424 sector peers (2025).
NBB · sector comparisonPosition among 16424 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
43 d early
2023
43 d early
2022
27 d early
2021
37 d early
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 18.5%
2024 · €80k
2018: €73k
2019: €68k
2020: €74k
2021: €74k
2022: €78k
2023: €32k
2024: €80k
2018 → 2025
Total assets
€399k▼ 8.6%
2024 · €437k
2018: €187k
2019: €132k
2020: €162k
2021: €142k
2022: €412k
2023: €449k
2024: €437k
2018 → 2025
Net result
€15k▼ 69.1%
2024 · €48k
2018: €25k
2019: €-5k
2020: €27k
2021: €463
2022: €4k
2023: €-13k
2024: €48k
2018 → 2025
Working capital
€-10k▲ 43.6%
2024 · €-18k
2018: €-9k
2019: €775
2020: €29k
2021: €20k
2022: €26k
2023: €-47k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€78k▲ 5.1%€32k▼ 58.5%€80k▲ 148%€95k▲ 18.5%
Operating result€6k-€14k▲ 125%€-727€81k€34k▼ 57.8%
Net result€463-€4k▲ 713%€-13k€48k€15k▼ 69.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399k
Fixed assets
€336k▼ 10.3%
Current assets
€64k▲ 1.2%
Equity and liabilities €399k
Equity
€95k▲ 18.5%
Debt
€304k▼ 14.7%
The debt ratio falls from 81.6% to 76.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€99k▼
2024 · €134k
Cash flow
€80k▼
2024 · €100k
Solvency
23.8%▲
2024 · 18.4%
Current ratio
0.86▲
2024 · 0.78
Quick ratio
0.83▲
2024 · 0.74
Debt / equity
3.20▼
2024 · 4.44
ROE
15.6%▼
2024 · 59.7%
ROA
3.7%▼
2024 · 11.0%
Interest coverage
8.04▼
2024 · 9.95
Debt
€304k▼
2024 · €356k
Debt ≤ 1 year
€73k▼
2024 · €80k
Debt > 1 year
€231k▼
2024 · €276k
Income taxes
€9k▼
2024 · €20k
Staff costs
€59k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€437k€399k▼
Fixed assets21/28€374k€336k▼
Tangible fixed assets22/27€374k€335k▼
Land and buildings22€190k€181k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€150k€117k▼
Leasing and similar rights25€2k€2k▼
Other tangible fixed assets26€9k€21k▲
Financial fixed assets28€120€120=
Current assets29/58€63k€64k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€14k€18k▲
Other amounts receivable41€14k€18k▲
Current investments50/53€14k€14k=
Cash at bank and in hand54/58€29k€23k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€437k€399k▼
Equity10/15€80k€95k▲
Contributions10/11€6k€6k=
Reserves13€74k€88k▲
Distributable reserves133€74k€88k▲
Profit (loss) carried forward14€462€463▲
Amounts payable17/49€356k€304k▼
Amounts payable after more than one year17€276k€231k▼
Financial debts170/4€276k€231k▼
Amounts payable within one year42/48€80k€73k▼
Current portion of amounts payable after more than one year42€45k€45k▲
Trade debts44€22k€10k▼
Suppliers440/4€22k€10k▼
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3-€1k
Remuneration and social security454/9€9k€9k=
Other amounts payable47/48€5k€8k▲
Accrued charges and deferred income492/3€449€89▼
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Remuneration, social security and pensions62€61k€59k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€65k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€200k€162k▼
Operating profit (loss)9901€81k€34k▼
Financial income75/76B€96€2k▲
Recurring financial income75€96€2k▲
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€68k€24k▼
Income taxes67/77€20k€9k▼
Profit (loss) for the period9904€48k€15k▼
Profit (loss) for the period to be appropriated9905€48k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€15k▼
Profit (loss) brought forward from the previous period14P€462€463▲
Transfer to equity691/2€48k€15k▼
To other reserves6921€48k€15k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼454%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 4061150 Sint-Pieters-WoluweGround area
413 m²
Building footprint
179 m²
Volume, LiDAR
2,017 m³
Parcel 21683D0371/00G069, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Cross Dental Practice SRL
since 20122.208.802.935
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0371/00G069 | Brussels | 413 m² | 1 · 179 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845003VH3FCDD57BJ03
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Of 6,936 companies in sector 86230 we hold annual accounts for 4,288. 3,589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2012
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.