Summary
Cross Chart is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €82,201 and a net result of €13,301. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 79% of 9,757 sector peers (NACE 64, financial year 2025). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-12-1993 Normal situation
- Activity
- Activities of holding companies NACE 64210and 1 other
- Establishment unit
- 2.065.882.145 2980 Zoersel, since 10-03-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Financial position
- Profit
- €13,301
- Equity
- €82,201
- ▲ 19.3%
- Total assets
- €101,245
- ▼ 2.1%
- 2025 accounts filed 27 days after the deadline
Signalsraises risk2025 accounts filed 27 days lateShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00433306.
Annual accounts 2025 filed on 27-08-2026 at the NBB all 32 filings
Every figure per financial year
The operating result for 2025 is a profit of €16,880, after a loss of €9,995 in 2024. It is the highest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,958 | €2,467 | - | - | - |
| Depreciation and write-downs of the year | €2,400 | €2,905 | €2,345 | €2,345 | €1,946 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | - | €1,373 | €144 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,763 | €3,461 | €3,728 | €2,400 | €2,905 | €2,345 | €2,345 | €1,946 | ▼ 17.0% |
| Other operating charges640/8 | - | - | - | €101 | - | €558 | €118 | €120 | ▲ 1.7% |
| Non-recurring operating charges66A | - | - | - | - | €14,693 | - | - | - | - |
| Gross operating margin9900 | €19,075 | €7,469 | €54,867 | €24,784 | €42,017 | -€801 | -€7,388 | €18,946 | - |
| Operating profit (loss)9901 | €14,643 | €1,871 | €50,289 | €22,283 | €24,419 | -€5,077 | -€9,995 | €16,880 | - |
| Financial income75/76B | - | - | - | €1,200 | - | €2,472 | €3,770 | €1,600 | ▼ 57.6% |
| Recurring financial income75 | €1,618 | €1,899 | €3,055 | €1,200 | - | €2,472 | €3,770 | €1,600 | ▼ 57.6% |
| Financial charges65/66B | - | - | - | €2,063 | €3,908 | €3,871 | €2,656 | €1,449 | ▼ 45.4% |
| Recurring financial charges65 | €1,552 | €2,217 | €1,930 | €2,063 | €3,908 | €3,871 | €2,656 | €1,449 | ▼ 45.4% |
| Profit (loss) for the period before taxes9903 | €14,709 | €1,553 | €51,414 | €21,420 | €20,512 | -€6,476 | -€8,881 | €17,031 | - |
| Income taxes67/77 | €4,217 | €2,682 | €13,506 | €6,139 | €8,004 | €1,544 | €448 | €3,729 | ▲ 733% |
| Profit (loss) for the period9904 | €10,491 | -€1,129 | €37,908 | €15,282 | €12,508 | -€8,020 | -€9,329 | €13,301 | - |
| Profit (loss) for the period to be appropriated9905 | €10,491 | -€1,129 | €37,908 | €15,282 | €12,508 | -€8,020 | -€9,329 | €13,301 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €42,969 | €46,314 | €89,441 | €102,052 | €115,903 | €107,093 | €103,417 | €101,245 | ▼ 2.1% |
| Fixed assets21/28 | €8,277 | €4,817 | €8,388 | €7,947 | €7,509 | €5,164 | €2,819 | €873 | ▼ 69.0% |
| Tangible fixed assets22/27 | €8,277 | €4,817 | €8,388 | €7,947 | €7,509 | €5,164 | €2,819 | €873 | ▼ 69.0% |
| Plant, machinery and equipment23 | - | - | - | €5,576 | €4,140 | €2,704 | €1,268 | €196 | ▼ 84.6% |
| Furniture and vehicles24 | - | - | - | €2,371 | €3,369 | €2,460 | €1,551 | €677 | ▼ 56.3% |
| Current assets29/58 | €34,692 | €41,498 | €81,052 | €94,105 | €108,395 | €101,930 | €100,598 | €100,372 | ▼ 0.2% |
| Amounts receivable after more than one year29 | - | - | - | €60,000 | €60,000 | €60,000 | €74,779 | €75,497 | ▲ 1.0% |
| Other amounts receivable291 | - | - | - | €60,000 | €60,000 | €60,000 | €74,779 | €75,497 | ▲ 1.0% |
| Amounts receivable within one year40/41 | €20,233 | €32,152 | €43,301 | €6,521 | €11,049 | €12,894 | €20,561 | €4,980 | ▼ 75.8% |
| Trade receivables40 | - | - | - | €5,160 | €2,467 | €2,438 | €10,330 | €4,980 | ▼ 51.8% |
| Other amounts receivable41 | - | - | - | €1,361 | €8,582 | €10,456 | €10,231 | - | - |
| Cash at bank and in hand54/58 | €13,515 | €8,039 | €36,429 | €27,356 | €35,462 | €27,325 | €3,616 | €18,786 | ▲ 419% |
| Deferred charges and accrued income490/1 | - | - | - | €229 | €1,884 | €1,711 | €1,642 | €1,110 | ▼ 32.4% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €42,969 | €46,314 | €89,441 | €102,052 | €115,903 | €107,093 | €103,417 | €101,245 | ▼ 2.1% |
| Equity10/15 | €38,280 | €37,151 | €75,059 | €90,341 | €102,848 | €78,229 | €68,900 | €82,201 | ▲ 19.3% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €19,680 | €18,551 | €56,459 | €71,741 | €84,248 | €76,229 | €66,900 | €80,201 | ▲ 19.9% |
| Non-distributable reserves130/1 | - | - | - | €3,718 | €3,718 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €3,718 | €3,718 | - | - | - | - |
| Distributable reserves133 | - | - | - | €68,022 | €80,530 | €76,229 | €66,900 | €80,201 | ▲ 19.9% |
| Amounts payable17/49 | €4,689 | €9,163 | €14,381 | €11,711 | €13,055 | €28,865 | €34,517 | €19,044 | ▼ 44.8% |
| Amounts payable within one year42/48 | €4,689 | €9,163 | €14,381 | €11,711 | €13,055 | €28,621 | €34,517 | €19,044 | ▼ 44.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | - | €2,035 | - | - |
| Trade debts44 | €201 | €2,713 | €597 | - | €7,452 | €23,729 | €32,482 | €12,597 | ▼ 61.2% |
| Suppliers440/4 | - | - | - | - | €7,452 | €23,729 | €32,482 | €12,597 | ▼ 61.2% |
| Taxes, remuneration and social security45 | - | - | - | €9,756 | €5,603 | €4,472 | - | €5,648 | - |
| Taxes450/3 | - | - | - | €9,756 | €5,603 | €4,472 | - | €5,648 | - |
| Other amounts payable47/48 | - | - | - | €1,955 | - | €420 | - | €800 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €243 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,491 | -€1,129 | €37,908 | €15,282 | €12,508 | -€8,020 | -€9,329 | €13,301 | - |
| + Depreciation and write-downs630 | €3,763 | €3,461 | €3,728 | €2,400 | €2,905 | €2,345 | €2,345 | €1,946 | ▼ 17.0% |
| Operating cash flow (approximation) | €14,255 | €2,332 | €41,636 | €17,682 | €15,413 | -€5,675 | -€6,984 | €15,247 | - |
| Investment in fixed assets (approximation) | - | €0 | -€7,300 | -€1,958 | -€2,467 | €0 | €0 | €0 | - |
| Change in cash | - | -€5,477 | €28,391 | -€9,074 | €8,106 | -€8,137 | -€23,709 | €15,169 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00433306 | |
| 31-12-2024 | micro format | 26-08-2025 | 2025-00403372 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00319864 | |
| 31-12-2022 | micro format | 04-08-2023 | 2023-00317173 | |
| 31-12-2021 | micro format | 06-09-2022 | 2022-20422033 | |
| 31-12-2020 | micro format | 26-08-2021 | 2021-54100060 | |
| 31-12-2019 | micro format | 06-10-2020 | 2020-59100399 | |
| 31-12-2018 | micro format | 05-08-2019 | 2019-44100382 | |
| 31-12-2017 | micro format | 30-08-2018 | 2018-54700185 | |
| 31-12-2016 | abbreviated format | 10-08-2017 | 2017-43300031 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 14-06-2023 Converted to unavailable equity · €22,318
Mandate history
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| Scheers, Jan |
|
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen”
Articles of association, deed of 14-06-2023 (in Dutch)
Network & group
Cross Chart shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Cross Chart. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
14-06
Gazette deed
Resignation: Scheers, Jan (manager)Reappointment: Scheers, Jan (director)5 points ▸
- Registered office clause, Orchideeënlaan 12, 2980 Zoersel, mentioned 3 times in the deed
- Power of attorney, Eric Laenens
- Director resignation, Scheers, Jan (manager), mentioned twice in the deed
- Director reappointment, Scheers, Jan (director (not named in the articles)), mentioned twice in the deed
- 100 shares
- The deed holds 7 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
12 activities
- 1) de activiteiten van management en consultancy in de meest ruime betekenis,omvattend onder meer,doch zonder dat dit beperkt is tot,het uitvoeren van uitvoeren van studies,het verstrekken van professionele en onafhankelijke adviezen en het verrichten van diensten aangaande om het even welk aspect van het bestuur en het beheer van het geheel of een onderdeel van vennootschappen,ondernemingen,bedrijvigheden,openbare besturen en administraties,organisaties en verenigingen,doch ook ten behoeve van zelfstandigen of beoefenaars van vrije beroepen
- 2) de activiteiten van marketing in de meest ruime betekenis,omvattend onder meer het ontwerpen en uitvoeren van marktstudies,marktonderzoeken,marktstrategieën,reclame en reclamecampagnes,public relations,sponsoring,product placement en alles wat rechtstreeks of onrechtstreeks,geheel of gedeeltelijk daarmee verbonden is,of daartoe bevorderlijk kan zijn
- 3) de activiteiten van human resources in de meest ruime betekenis,omvattend onder meer de selectie en rekrutering van personeelsleden,de adviesverstrekking inzake voorwaarden van loon,extralegale voordelen en arbeidsvoorwaarden in de ruimst mogelijke zin,carrièreplanningen,pensioenplannen,en alle andere zaken die verband houden met personeels- en managementbeleid
- 4) het optreden ais studie-,organisatie-,raadgevend en beherend bureau inzake bovenvermelde alsmede financiële,handels-,fiscale of sociale aangelegenheden,zowel ten behoeve van vennootschappen,ondernemingen,bedrijvigheden,verenigingen en particulieren
- 5) het optreden als tussenpersoon in de handel
- 6) het aankopen,verkopen,overdragen,beheren,te gelde maken en valoriseren,zowel voor eigen rekening als voor rekening van derden,van alle roerende waarden,aandelen,obligaties,staatsfondsen,van alle roerende en onroerende goederen en rechten,met uitzondering van de activiteiten die door de wet voorbehouden zijn aan vermogensbeheerders en beleggingsadviseurs
- 7) het verwerven van participaties,onder eender welke vorm,in alle nijverheids-,handels-,financiële,onroerende en andere vennootschappen en ondernemingen,bestaande en nog op te richten,alsmede alle investeringen en financiële verrichtingen,met uitzondering van deze die door de wet voorbehouden zijn aan depositobanken
- 8) het beheren,valoriseren en te gelde maken van deze participaties of belangen
- 9) het rechtstreeks of onrechtstreeks deelnemen aan het bestuur,de directie en de vereffening van de vennootschappen,ondernemingen,bedrijvigheden en verenigingen,waarin zij een belang of deelneming heeft
- 10) het aankopen,ruilen of anderszins verwerven,het verkopen,huren,verhuren,verkavelen,doen bouwen,doen verbouwen,doen bebouwen van alle al dan niet bebouwde onroerende goederen in België en in het buitenland,alsmede het verrichten van alle handelingen die nodig,nuttig of dienstig zijn voor het beheren en uitbaten van dit onroerend patrimonium van de vennootschap
- 11) op om het even welke wijze verwerven,uitbaten,te gelde maken en vervreemden van alle intellectuele rechten,tekeningen,modellen,het verwerven of toestaan van licenties dienaangaande
- 12) de inrichting en organisatie van alle opleidingen en trainingen inzake het bovenstaande;het schrijven en uitgeven van opleidingscursussen
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11017A0510/02A000 | Flanders | 1,775 m² | 1 · 167 m² | 7.1 m · 2 |