Financials
- Financial year
- 2025
- Total assets
- €218,706
- Loss
- -€173
- Solvency
- 44.6%
Total assets▲ 22.6%
Net result
20182025
Croque & Co
ActiveSummary
Croque & Co has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,502 and a net result of -€173. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 63% of 16,824 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€218,706total assets 2025
- Equity
- €97,502
- Loss
- -€173
Turnover not published (micro format)
Structure
2025 accounts 1 day early6 deeds in the Belgian Official Gazette
Why 84raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €218,706lowers riskFounded in 2014Liquidity: current ratio 1.47, cash €37,556Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency
70-10
equity 44.6% of total assets
Liquidity
62-13
short-term debt 24.4% · cash 17.2%
Profitability
63+20
return on assets -0.1%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%● unchanged vs 11-2024
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.5 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.3%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.47, compared with 3.09 in 2024, below the usual 1.5; short-term debt: 24.4% and cash: 17.2% of total assets), and 55.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 63% on solvency, 67% on liquidity, 43% on profitability and 40% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
25 days late
2023
on the day
2022
4 days early
2021
2 days early
2020
9 days early
2019
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€4,233
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- Next accounts
- by 31-07-2027
- 31-12-2024Liquidity more than doubled
- 31-07-2024Annual accounts filed
- 31-12-2023Highest result from 2018 to 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 09-04-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Croque & Co
- What is the company number of Croque & Co?
- 0550.511.919. In Belgium the VAT number is the company number with BE in front: BE 0550.511.919.
- Where is Croque & Co based?
- The registered office is at Tiensestraat 35, 3000 Leuven.Company details
- What does Croque & Co do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of Croque & Co?
- Private limited company (BV).
- When was Croque & Co founded?
- On 09-04-2014.
- Is Croque & Co still active?
- Yes, Croque & Co is an active enterprise in the KBO register.
- How many employees does Croque & Co have?
- On average 10 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of Croque & Co?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Croque & Co profitable?
- In financial year 2025, Croque & Co made a loss of €173.
- Where can I find the annual accounts of Croque & Co?
- Croque & Co filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Croque & Co due?
- By 31-07-2027, for financial year 2026.Timeline
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