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CRONTAB

Active
Private limited companyfounded 200818 years activeGriettensstraat 12, 8900 Ieper, BelgiumKBO/BCE: BE 0899.437.844
Summary

CRONTAB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €157,658 and a net result of €50,967. Equity is shrinking by ~32.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 65% of 6,174 sector peers (NACE 64, fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
€231,643total assets 2024
Equity
€157,658
Profit
€50,967
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Holdings
1
Accounts 68 days overdue0 of 2 deeds read
Signals+ Growing equityLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €157,658
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-05-2025, 76 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
76 days early
2023
30 days late
2022
77 days early
2021
83 days early
2020
13 days late
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Highest result since 2018net €50,967 ▲205%
  3. Equity above €150,000Eq €157,658 ▲47.8%

Financials · fiscal year 2024, abbreviated schema

Equity
€157,658▲ 47.8%
2023 · €106,690
Net result
€50,967▲ 205%
2023 · €16,729
Total assets
€231,643▲ 18.0%
2023 · €196,368
Solvency
68.1%▲ 13.7pp
2023 · 54.3%
Trend over the years

2020 to 2024, 5 fiscal years 2018 to 2024, 7 fiscal years

The operating result recovers in 2024; 2024 is 152% above 2023 and is the highest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€76,685 2024 Net result€50,967 2024

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2018201920202021202220232024
Operating result€10,577-€6,871▼ 35.0%€42,004▲ 511%€50,670▲ 20.6%€45,867▼ 9.5%€30,402▼ 33.7%€76,685▲ 152%
Net result€4,547-€3,135▼ 31.0%€30,007within the sector's middle half▲ 857%€33,069within the sector's middle half▲ 10.2%€29,709within the sector's middle half▼ 10.2%€16,729within the sector's middle half▼ 43.7%€50,967within the sector's middle half▲ 205%
Equity€409,710-€412,846▲ 0.8%€427,183within the sector's middle half▲ 3.5%€80,252below the sector's middle half▼ 81.2%€109,961below the sector's middle half▲ 37.0%€106,690below the sector's middle half▼ 3.0%€157,658below the sector's middle half▲ 47.8%
Total assets€440,327-€428,035▼ 2.8%€450,795below the sector's middle half▲ 5.3%€170,528below the sector's middle half▼ 62.2%€183,426below the sector's middle half▲ 7.6%€196,368below the sector's middle half▲ 7.1%€231,643below the sector's middle half▲ 18.0%
Debt€30,617-€15,189▼ 50.4%€23,611▲ 55.4%€90,276▲ 282%€73,465▼ 18.6%€89,677▲ 22.1%€73,985▼ 17.5%
Working capital€388,208-€396,097▲ 2.0%€408,104above the sector's middle half▲ 3.0%€65,083within the sector's middle half▼ 84.1%€106,034within the sector's middle half▲ 62.9%€69,152within the sector's middle half▼ 34.8%€123,586within the sector's middle half▲ 78.7%
Solvency93.0%-96.5%▲ 3.4pp94.8%above the sector's middle half▼ 1.7pp47.1%within the sector's middle half▼ 47.7pp59.9%within the sector's middle half▲ 12.9pp54.3%within the sector's middle half▼ 5.6pp68.1%within the sector's middle half▲ 13.7pp
Current ratio13.68-27.08▲ 13.4018.28above the sector's middle half▼ 8.791.72within the sector's middle half▼ 16.562.44within the sector's middle half▲ 0.722.08within the sector's middle half▼ 0.363.05within the sector's middle half▲ 0.97
Return on assets (ROA)1.0%-0.7%▼ 0.3pp6.7%within the sector's middle half▲ 5.9pp19.4%above the sector's middle half▲ 12.7pp16.2%above the sector's middle half▼ 3.2pp8.5%within the sector's middle half▼ 7.7pp22.0%above the sector's middle half▲ 13.5pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €231,643
Fixed assets €47,624 ▼ 24.5%
Current assets €184,019 ▲ 38.1%
Equity and liabilities €231,643
Equity €157,658 ▲ 47.8%
Debt €73,985 ▼ 17.5%
Debt's share of the balance-sheet total falls from 45.7% to 31.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
32.3%▲
2023 · 15.7%
Debt ≤ 1 year
€60,433▼
2023 · €64,127
Debt > 1 year
€13,553▼
2023 · €25,551
Income taxes
€22,306▲
2023 · €9,387
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€196,368€231,643▲
Fixed assets21/28€63,089€47,624▼
Tangible fixed assets22/27€63,089€47,624▼
Land and buildings22€10,782€10,753▼
Furniture and vehicles24€1,200€2,302▲
Leasing and similar rights25€51,107€34,570▼
Current assets29/58€133,279€184,019▲
Amounts receivable within one year40/41€15,629€77,641▲
Trade receivables40€13,000€73,776▲
Other amounts receivable41€2,629€3,865▲
Cash at bank and in hand54/58€113,916€102,800▼
Deferred charges and accrued income490/1€3,734€3,578▼
Equity and liabilities
Total equity and liabilities10/49€196,368€231,643▲
Equity10/15€106,690€157,658▲
Contributions10/11€6,200€6,200=
Reserves13€100,490€151,458▲
Distributable reserves133€100,490€151,458▲
Amounts payable17/49€89,677€73,985▼
Amounts payable after more than one year17€25,551€13,553▼
Financial debts170/4€25,551€13,553▼
Amounts payable within one year42/48€64,127€60,433▼
Current portion of amounts payable after more than one year42€11,527€11,998▲
Trade debts44€5,073€5,111▲
Suppliers440/4€5,073€5,111▲
Taxes, remuneration and social security45€14,359€40,368▲
Taxes450/3€12,380€38,389▲
Remuneration and social security454/9€1,978€1,978=
Other amounts payable47/48€33,168€2,956▼
Income statement Code20232024
Non-recurring operating income76A€826-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,474€20,123▲
Other operating charges640/8€5,103€2,803▼
Gross operating margin9900€52,978€99,611▲
Operating profit (loss)9901€30,402€76,685▲
Financial charges65/66B€4,286€3,412▼
Recurring financial charges65€4,286€3,412▼
Profit (loss) for the period before taxes9903€26,116€73,273▲
Income taxes67/77€9,387€22,306▲
Profit (loss) for the period9904€16,729€50,967▲
Profit (loss) for the period to be appropriated9905€16,729€50,967▲
Appropriation of the result
Profit (loss) to be appropriated9906€16,729€50,967▲
Transfer from equity791/2€20,000-
Transfer to equity691/2€16,729€50,967▲
To other reserves6921€16,729€50,967▲
Profit to be distributed694/7€20,000-
Return on contributions (dividend)694€20,000-

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920202021202220232024Change
Non-recurring operating income76A---€5,785-€826--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,334€6,774€5,410€3,430€2,216€17,474€20,123▲ 15.2%
Other operating charges640/8---€1,255€1,142€5,103€2,803▼ 45.1%
Non-recurring operating charges66A----€5---
Gross operating margin9900€18,380€15,983€50,383€55,355€49,230€52,978€99,611▲ 88.0%
Operating profit (loss)9901€10,577€6,871€42,004€50,670€45,867€30,402€76,685▲ 152%
Recurring financial income75-€64------
Financial charges65/66B---€1,821€2,509€4,286€3,412▼ 20.4%
Recurring financial charges65€51€257€118€1,821€2,509€4,286€3,412▼ 20.4%
Profit (loss) for the period before taxes9903€8,722€6,678€41,885€48,849€43,358€26,116€73,273▲ 181%
Income taxes67/77€4,176€3,543€11,878€15,780€13,649€9,387€22,306▲ 138%
Profit (loss) for the period9904€4,547€3,135€30,007€33,069€29,709€16,729€50,967▲ 205%
Profit (loss) for the period to be appropriated9905€4,547€3,135€30,007€33,069€29,709€16,729€50,967▲ 205%
Line2018201920202021202220232024Change
Assets
Total assets20/58€440,327€428,035€450,795€170,528€183,426€196,368€231,643▲ 18.0%
Fixed assets21/28€21,502€16,749€19,079€15,169€3,927€63,089€47,624▼ 24.5%
Intangible fixed assets21-€2,431------
Tangible fixed assets22/27€12,142€8,983€9,573€6,143€3,927€63,089€47,624▼ 24.5%
Land and buildings22---€1,583€1,047€10,782€10,753▼ 0.3%
Furniture and vehicles24---€4,560€2,880€1,200€2,302▲ 91.8%
Leasing and similar rights25-----€51,107€34,570▼ 32.4%
Financial fixed assets28€9,360€5,335€9,506€9,026----
Current assets29/58€418,825€411,286€431,715€155,359€179,498€133,279€184,019▲ 38.1%
Amounts receivable within one year40/41€11,481€11,363€12,515€29,504€29,332€15,629€77,641▲ 397%
Trade receivables40---€12,500€25,977€13,000€73,776▲ 468%
Other amounts receivable41---€17,004€3,355€2,629€3,865▲ 47.0%
Cash at bank and in hand54/58€406,172€399,326€418,863€124,088€148,371€113,916€102,800▼ 9.8%
Deferred charges and accrued income490/1---€1,767€1,796€3,734€3,578▼ 4.2%
Equity and liabilities
Total equity and liabilities10/49€440,327€428,035€450,795€170,528€183,426€196,368€231,643▲ 18.0%
Equity10/15€409,710€412,846€427,183€80,252€109,961€106,690€157,658▲ 47.8%
Contributions10/11€6,200€6,200-€6,200€6,200€6,200€6,200=
Reserves13€417,530€417,530€420,983€74,052€103,761€100,490€151,458▲ 50.7%
Non-distributable reserves130/1---€1,860€1,860---
Other1319---€1,860€1,860---
Distributable reserves133---€72,192€101,901€100,490€151,458▲ 50.7%
Profit (loss) carried forward14-€14,019-€10,884-€14,019-----
Amounts payable17/49€30,617€15,189€23,611€90,276€73,465€89,677€73,985▼ 17.5%
Amounts payable after more than one year17-----€25,551€13,553▼ 47.0%
Financial debts170/4-----€25,551€13,553▼ 47.0%
Amounts payable within one year42/48€30,617€15,189€23,611€90,276€73,465€64,127€60,433▼ 5.8%
Current portion of amounts payable after more than one year42-----€11,527€11,998▲ 4.1%
Trade debts44€3,614€4,443€2,290€2,918€5,099€5,073€5,111▲ 0.7%
Suppliers440/4---€2,918€5,099€5,073€5,111▲ 0.7%
Taxes, remuneration and social security45---€18,771€25,496€14,359€40,368▲ 181%
Taxes450/3---€18,771€23,518€12,380€38,389▲ 210%
Remuneration and social security454/9----€1,978€1,978€1,978=
Other amounts payable47/48---€68,588€42,870€33,168€2,956▼ 91.1%
Line2018201920202021202220232024Change
Profit (loss) for the period9904€4,547€3,135€30,007€33,069€29,709€16,729€50,967▲ 205%
+ Depreciation and write-downs630€6,334€6,774€5,410€3,430€2,216€17,474€20,123▲ 15.2%
Operating cash flow (approximation)€10,881€9,909€35,417€36,499€31,925€34,203€71,090▲ 108%
Investment in fixed assets (approximation)--€2,021-€7,740€480€9,026-€76,635-€4,658▲ 93.9%
Change in cash--€6,846€19,536-€294,774€24,283-€34,455-€11,115▲ 67.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 24,717 companies in this sector we hold annual accounts for 20,201. 13,596 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2021 annual accounts of CRONTAB and those of the other companies, the acts in the Belgian Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Companies Code and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 2 Gazette acts processed.

History

On 23 July 2008, CRONTAB was incorporated.1 Total assets went from €440,327 in 2018 to €231,643 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Acts, filings and financial milestones

2025
16-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €50,967 ▲205%
Operating result €76,685, net result €50,967, both a record.
31-12
Financial Equity above €150,000Eq €157,658 ▲47.8%
7 profitable years in a row build equity to €157,658.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
15-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €100,000Eq €109,961 ▲37%
5 profitable years in a row build equity to €109,961.
09-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet €3,135 ▼31%
Net result drops to €3,135, the lowest in the series; recovery starts the following year.
24-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
15-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
25-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded23-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail kristof.derdaele@gmail.com
Phone 0478723452
E-invoicing
Reachable via Peppol
Peppol ID 0208:0899437844
Also 9925:BE0899437844

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 7 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
649 m²
Building footprint
144 m²
Volume, LiDAR
791 m³
Parcel 33303E0249/00F002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CRONTAB BVBA
Griettensstraat 12, 8900 IeperFinancial service activities, except insurance and pension funding
since 2008unit no. 2.173.132.867
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33303E0249/00F002 Flanders 649 m² 1 · 144 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.