Cromboom
ActiveSummary
The computed 12-month bankruptcy probability of Cromboom is 2.4% (moderate). The 2025 annual accounts show negative equity (-€123,241) and a net result of -€19,713. Equity is shrinking by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 4735 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability30▲+21
Solvency11▼-3
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.34 in 2024; short-term debt: 24.4% and cash: 0.2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-13.7%
Return on assets
-2.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€123,241
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
28 d early
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (3 of the last 3 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
In the rankings
#7 company by total assets in Herent, Other services sector
Equity
-€123,241▼ 19.0%
2024 · -€103,527
Total assets
€900,231▼ 5.9%
2024 · €956,669
Net result
-€19,713▲ 76.2%
2024 · -€82,951
Working capital
-€160,215▼ 9.9%
2024 · -€145,816
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€7,832--€40,184▼ 413%€27,993
Net result-€25,577below the sector's middle half--€82,951below the sector's middle half▼ 224%-€19,713below the sector's middle half▲ 76.2%
Equity-€20,577below the sector's middle half--€103,527below the sector's middle half▼ 403%-€123,241below the sector's middle half▼ 19.0%
Total assets€213,384above the sector's middle half-€956,669above the sector's middle half▲ 348%€900,231above the sector's middle half▼ 5.9%
Debt€233,960-€1.1m▲ 353%€1.0m▼ 3.5%
Working capital€7,195within the sector's middle half--€145,816below the sector's middle half-€160,215below the sector's middle half▼ 9.9%
Solvency-9.6%within the sector's middle half--10.8%within the sector's middle half▼ 1.2pp-13.7%below the sector's middle half▼ 2.9pp
Current ratio1.06within the sector's middle half-0.34below the sector's middle half▼ 0.710.27below the sector's middle half▼ 0.07
Return on assets (ROA)-12.0%below the sector's middle half--8.7%below the sector's middle half▲ 3.3pp-2.2%within the sector's middle half▲ 6.5pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27,993 after a loss of €40,184 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €900,231
Fixed assets
€840,686 ▼ 4.5%
Current assets
€59,545 ▼ 22.2%
Key figures and ratios
EBITDA
€81,575▲
2024 · €6,862
Cash flow
€33,869▲
2024 · -€35,905
Quick ratio
0.13▼
2024 · 0.23
Debt to equity
-8.30▲
2024 · -10.24
Interest coverage
1.71▲
2024 · 0.16
Debt ≤ 1 year
€219,761▼
2024 · €222,388
Debt > 1 year
€803,194▼
2024 · €837,809
Income taxes
€153▲
2024 · €149
Staff costs
€384▼
2024 · €4,547
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- negative equity
- a small loss
1.0%
went bankrupt
2.2%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €4,547 | €384 | ▼ 91.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,112 | €47,046 | €53,582 | ▲ 13.9% |
| Other operating charges640/8 | €3,316 | €20,523 | €7,868 | ▼ 61.7% |
| Gross operating margin9900 | €21,595 | €31,932 | €89,827 | ▲ 181% |
| Operating profit (loss)9901 | -€7,832 | -€40,184 | €27,993 | ▲ 170% |
| Financial income75/76B | €38 | €11 | €45 | ▲ 321% |
| Recurring financial income75 | €38 | €11 | €45 | ▲ 321% |
| Financial charges65/66B | €17,704 | €42,629 | €47,598 | ▲ 11.7% |
| Recurring financial charges65 | €17,704 | €42,629 | €47,598 | ▲ 11.7% |
| Profit (loss) for the period before taxes9903 | -€25,498 | -€82,802 | -€19,561 | ▲ 76.4% |
| Income taxes67/77 | €78 | €149 | €153 | ▲ 2.5% |
| Profit (loss) for the period9904 | -€25,577 | -€82,951 | -€19,713 | ▲ 76.2% |
| Profit (loss) for the period to be appropriated9905 | -€25,577 | -€82,951 | -€19,713 | ▲ 76.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €213,384 | €956,669 | €900,231 | ▼ 5.9% |
| Fixed assets21/28 | €78,859 | €880,097 | €840,686 | ▼ 4.5% |
| Intangible fixed assets21 | €12,622 | €11,122 | €9,622 | ▼ 13.5% |
| Tangible fixed assets22/27 | €65,027 | €866,515 | €828,604 | ▼ 4.4% |
| Land and buildings22 | - | €786,495 | €760,728 | ▼ 3.3% |
| Plant, machinery and equipment23 | €29,926 | €24,556 | €18,780 | ▼ 23.5% |
| Furniture and vehicles24 | €15,120 | €739 | €569 | ▼ 23.0% |
| Other tangible fixed assets26 | €19,980 | €54,726 | €48,527 | ▼ 11.3% |
| Financial fixed assets28 | €1,210 | €2,460 | €2,460 | = |
| Current assets29/58 | €134,525 | €76,572 | €59,545 | ▼ 22.2% |
| Stocks and contracts in progress3 | €28,447 | €26,525 | €30,428 | ▲ 14.7% |
| Stocks30/36 | €28,447 | €26,525 | €30,428 | ▲ 14.7% |
| Amounts receivable within one year40/41 | €97,535 | €42,187 | €23,009 | ▼ 45.5% |
| Trade receivables40 | €93,048 | €35,019 | €22,330 | ▼ 36.2% |
| Other amounts receivable41 | €4,487 | €7,168 | €680 | ▼ 90.5% |
| Cash at bank and in hand54/58 | €5,011 | €2,709 | €1,363 | ▼ 49.7% |
| Deferred charges and accrued income490/1 | €3,533 | €5,152 | €4,745 | ▼ 7.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €213,384 | €956,669 | €900,231 | ▼ 5.9% |
| Equity10/15 | -€20,577 | -€103,527 | -€123,241 | ▼ 19.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€25,577 | -€108,527 | -€128,241 | ▼ 18.2% |
| Amounts payable17/49 | €233,960 | €1.1m | €1.0m | ▼ 3.5% |
| Amounts payable after more than one year17 | €105,289 | €837,809 | €803,194 | ▼ 4.1% |
| Financial debts170/4 | €105,289 | €837,809 | €803,194 | ▼ 4.1% |
| Amounts payable within one year42/48 | €127,331 | €222,388 | €219,761 | ▼ 1.2% |
| Current portion of amounts payable after more than one year42 | €25,980 | €48,294 | €50,513 | ▲ 4.6% |
| Financial debts43 | - | €4,985 | €2,317 | ▼ 53.5% |
| Credit institutions430/8 | - | €4,985 | €2,317 | ▼ 53.5% |
| Trade debts44 | €95,534 | €56,213 | €48,535 | ▼ 13.7% |
| Suppliers440/4 | €95,534 | €56,213 | €48,535 | ▼ 13.7% |
| Advances received on contracts in progress46 | €3,350 | €5,138 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €76 | €2,904 | €153 | ▼ 94.7% |
| Taxes450/3 | €76 | €304 | €153 | ▼ 49.8% |
| Remuneration and social security454/9 | - | €2,600 | €0 | ▼ 100% |
| Other amounts payable47/48 | €2,391 | €104,855 | €118,244 | ▲ 12.8% |
| Accrued charges and deferred income492/3 | €1,341 | €0 | €518 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,577 | -€82,951 | -€19,713 | ▲ 76.2% |
| + Depreciation and write-downs630 | €26,112 | €47,046 | €53,582 | ▲ 13.9% |
| Operating cash flow (approximation) | €535 | -€35,905 | €33,869 | ▲ 194% |
| Investment in fixed assets (approximation) | - | -€848,284 | -€14,171 | ▲ 98.3% |
| Change in cash | - | -€2,301 | -€1,346 | ▲ 41.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€82,951
Net result drops to -€82,951, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 2 establishment units since 2022
Ground area
1,359 m²
Building footprint
475 m²
Volume, LiDAR
2,423 m³
3 parcels, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Uitvaartzorg Cromboom
since 20222.329.201.216
Uitvaartzorg Cromboom
since 20222.329.201.315
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24111E0583/00P000 | Flanders | 761 m² | 1 · 133 m² | 5.8 m · 1 fl. |
| 24055B0231/00L000 | Flanders | 428 m² | 1 · 260 m² | 9.1 m · 2 fl. |
| 24061F0170/00P000 | Flanders | 169 m² | 1 · 82 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 17,360 EUR awarded · 17,360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 15,360 EUR | 15,360 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBertem2.329.201.216
Kortenberg2.329.201.315
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 903 companies in sector 96301 we hold annual accounts for 612. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
96301Funeral services
47553Retail trade
47784Retail sale of souvenirs and religious articles
47789Other retail sale of new goods
Contact
E-mail
cromboombv@icloud.com
E-mail
davidcromboom@me.com
Website
www.uitvaartzorgcromboom.beBertem
E-mail
info@uitvaartzorgcromboom.beBertem
Phone
026884494Bertem
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783343492
Also
9925:BE0783343492
Registered
20-10-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.