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CROMBE

Judicial reorganisation
Private limited companyfounded 198244 yrs activeHaachtsesteenweg 1465, 1130 Brussel, BelgiumKBO/BCE: BE 0423.159.926
Summary

The file of CROMBE contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €2.2m and a net result of €146,409. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 72% of 286 sector peers (fiscal year 2025).

Are you a creditor?

Judicial reorganisation Source: Belgian Official Gazette

Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.

The procedure

Court
French-language Enterprise Court of Brussels
Opened
22 September 2021
Track
Reorganisation by amicable settlement
Docket number
20210041
Moratorium until
20 October 2021 (passed; an extension would be in a later judgment)
Delegated judge
Cedric Van Zeeland
Official Gazette
22-10-2021 (pdf) ↗search the document for 2021/136091

What to do now

  1. Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
  2. An amicable settlement binds only the creditors who sign it. You decide whether you sign.
  3. What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
  4. The file is in RegSol, where you can read the documents of the procedure.

Deadlines: the judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette.

View the file in RegSol ↗ Watch Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.

General information, not legal advice. If in doubt, your lawyer or your accountant can help. Full guide for creditors

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Checked score

Score 2025
44 / 100
Weak
An ongoing judicial reorganisation from the Belgian State Gazette caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency89=
Growth78=
Track record60
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity ample (current ratio 1.56 against 1.49 in 2024; short-term debt: 20.6% and cash: 9% of total assets), and 36.2% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Belgian State Gazette
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
47 d late
2024
3 d early
2023
35 d early
2022
24 d early
2021
25 d early
2020
31 d late
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CROMBE was incorporated on 14 September 1982.1 Total assets rose from EUR 2.5 million in 2018 to EUR 3.5 million in 2025 and headcount from 13.7 to 25.1 full-time equivalents.2 A judicial reorganisation was opened on 22 September 2021.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025
  3. 3Belgian State Gazette, 22-10-2021

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€146,409▲ 3.2%
2024 · €141,860
Working capital
€408,400▲ 30.7%
2024 · €312,542
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€125,472€447,857▲ 257%€326,040▼ 27.2%€165,484▼ 49.2%€173,443▲ 4.8%
Net result€90,370€423,837▲ 369%€297,850▼ 29.7%€141,860▼ 52.4%€146,409▲ 3.2%
Equity€1.3m▲ 7.6%€1.7m▲ 33.6%€2.0m▲ 18.5%€2.1m▲ 6.6%€2.2m▲ 6.4%
Total assets€3.1m▲ 1.3%€3.3m▲ 5.7%€3.1m▼ 5.2%€3.3m▲ 4.4%€3.5m▲ 7.6%
Debt€1.9m▼ 2.5%€1.6m▼ 13.6%€1.1m▼ 29.5%€1.2m▲ 0.5%€1.3m▲ 9.9%
Working capital-€213,277▲ 50.4%-€16,635▲ 92.2%€257,399€312,542▲ 21.4%€408,400▲ 30.7%
Staff (FTE)24.1▲ 84.0%26.4▲ 9.5%24.8▼ 6.1%24.4▼ 1.6%25.1▲ 2.9%
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2021: €125,472€125,472Net result 2021: €90,370€90,370Operating result 2022: €447,857€447,857Net result 2022: €423,837€423,837Operating result 2023: €326,040€326,040Net result 2023: €297,850€297,850Operating result 2024: €165,484€165,484Net result 2024: €141,860€141,860Operating result 2025: €173,443€173,443Net result 2025: €146,409€146,40920212022202320242025€0€100,000€200,000€300,000Operating result 2023: €326,040€326,000Net result 2023: €297,850€298,000Operating result 2024: €165,484€165,000Net result 2024: €141,860€142,000Operating result 2025: €173,443€173,000Net result 2025: €146,409€146,000202320242025
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.5m
Fixed assets €2.4m ▲ 2.6%
Current assets €1.1m ▲ 19.9%
Equity and liabilities €3.5m
Equity €2.2m ▲ 6.4%
Provisions €12,900 =
Debt €1.3m ▲ 9.9%
Debt's share of the balance-sheet total rises from 35.1% to 35.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€374,026▲
2024 · €358,915
Cash flow
€346,992▲
2024 · €335,291
Current ratio
1.56▲
2024 · 1.49
Quick ratio
1.09▲
2024 · 0.95
Debt to equity
0.56▲
2024 · 0.54
ROE
6.5%▼
2024 · 6.7%
ROA
4.2%▼
2024 · 4.3%
Interest coverage
8.79▼
2024 · 9.53
Debt ≤ 1 year
€726,686▲
2024 · €634,277
Debt > 1 year
€428,015▼
2024 · €430,455
Income taxes
€1,449▼
2024 · €1,497
Staff costs
€1.4m▲
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 70 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.3m€3.5m▲
Fixed assets21/28€2.3m€2.4m▲
Intangible fixed assets21€1,297€257▼
Tangible fixed assets22/27€2.3m€2.4m▲
Land and buildings22€1.8m€1.9m▲
Plant, machinery and equipment23€249,637€214,816▼
Furniture and vehicles24€86,969€79,916▼
Leasing and similar rights25€195,911€197,085▲
Financial fixed assets28€6,946€6,946=
Current assets29/58€946,818€1.1m▲
Stocks and contracts in progress3€345,353€346,522▲
Stocks30/36€313,826€346,522▲
Contracts in progress37€31,528€0▼
Amounts receivable within one year40/41€410,252€452,079▲
Trade receivables40€383,486€396,554▲
Other amounts receivable41€26,765€55,525▲
Cash at bank and in hand54/58€181,029€316,602▲
Deferred charges and accrued income490/1€10,184€19,884▲
Equity and liabilities
Total equity and liabilities10/49€3.3m€3.5m▲
Equity10/15€2.1m€2.2m▲
Contributions10/11€557,000€557,000=
Capital10-€557,000
Issued capital100-€557,000
Outside capital11€557,000-
Share premium1100/10€557,000-
Revaluation surpluses12€1.7m€1.7m=
Reserves13€402,996€402,996=
Non-distributable reserves130/1€55,700€55,700=
Legal reserve130-€55,700
Reserves not available under the articles1311€55,700-
Distributable reserves133€347,296€347,296=
Profit (loss) carried forward14-€637,263-€490,854▲
Investment grants15€52,291€41,298▼
Provisions and deferred taxes16€12,900€12,900=
Provisions for liabilities and charges160/5€12,900€12,900=
Other liabilities and charges164/5€12,900€12,900=
Amounts payable17/49€1.2m€1.3m▲
Amounts payable after more than one year17€430,455€428,015▼
Financial debts170/4€163,189€315,236▲
Other amounts payable178/9€267,266€112,779▼
Amounts payable within one year42/48€634,277€726,686▲
Current portion of amounts payable after more than one year42€55,734€47,172▼
Financial debts43€27,435€28,100▲
Credit institutions430/8€27,435€28,100▲
Trade debts44€328,533€286,263▼
Suppliers440/4€328,533€286,263▼
Advances received on contracts in progress46€47,411€117,255▲
Taxes, remuneration and social security45€144,119€154,281▲
Taxes450/3€25,691€29,481▲
Remuneration and social security454/9€118,428€124,800▲
Other amounts payable47/48€31,044€93,616▲
Accrued charges and deferred income492/3€87,046€110,773▲
Income statement Code20242025
Remuneration, social security and pensions62€1.4m€1.4m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€193,431€200,583▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12,946-€18,207▼
Other operating charges640/8€108,922€155,395▲
Non-recurring operating charges66A€580€0▼
Gross operating margin9900€1.9m€2.0m▲
Operating profit (loss)9901€165,484€173,443▲
Financial income75/76B€15,520€16,952▲
Recurring financial income75€15,520€16,952▲
Financial charges65/66B€37,647€42,536▲
Recurring financial charges65€37,647€42,536▲
Profit (loss) for the period before taxes9903€143,357€147,858▲
Income taxes67/77€1,497€1,449▼
Profit (loss) for the period9904€141,860€146,409▲
Profit (loss) for the period to be appropriated9905€141,860€146,409▲
Appropriation of the result
Profit (loss) to be appropriated9906-€637,263-€490,854▲
Profit (loss) brought forward from the previous period14P-€779,122-€637,263▲
Social balance
Average headcount (FTE)908724.425.1▲

The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€1.1m€1.3m€1.4m€1.4m€1.4m▲ 2.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182,806€200,980€173,114€193,431€200,583▲ 3.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7,904€88,397-€12,946-€18,207▼ 241%
Provisions for liabilities and charges: additions (uses and reversals)635/8-€12,900----
Other operating charges640/8€167,339€98,475€100,630€108,922€155,395▲ 42.7%
Non-recurring operating charges66A-€1,406€300€580€0▼ 100%
Gross operating margin9900€1.6m€2.2m€2.0m€1.9m€2.0m▲ 3.2%
Operating profit (loss)9901€125,472€447,857€326,040€165,484€173,443▲ 4.8%
Financial income75/76B€18,053€20,522€12,574€15,520€16,952▲ 9.2%
Recurring financial income75€18,053€20,522€12,574€15,520€16,952▲ 9.2%
Financial charges65/66B€52,051€43,239€39,305€37,647€42,536▲ 13.0%
Recurring financial charges65€52,051€43,239€39,305€37,647€42,536▲ 13.0%
Profit (loss) for the period before taxes9903€91,475€425,140€299,309€143,357€147,858▲ 3.1%
Income taxes67/77€1,105€1,304€1,459€1,497€1,449▼ 3.2%
Profit (loss) for the period9904€90,370€423,837€297,850€141,860€146,409▲ 3.2%
Profit (loss) for the period to be appropriated9905€90,370€423,837€297,850€141,860€146,409▲ 3.2%
Line20212022202320242025Change
Assets
Total assets20/58€3.1m€3.3m€3.1m€3.3m€3.5m▲ 7.6%
Fixed assets21/28€2.4m€2.4m€2.3m€2.3m€2.4m▲ 2.6%
Intangible fixed assets21€5,485€3,878€2,338€1,297€257▼ 80.2%
Tangible fixed assets22/27€2.4m€2.4m€2.3m€2.3m€2.4m▲ 2.7%
Land and buildings22€2.0m€1.9m€1.9m€1.8m€1.9m▲ 5.7%
Plant, machinery and equipment23€46,733€75,082€89,191€249,637€214,816▼ 13.9%
Furniture and vehicles24€59,779€46,454€37,322€86,969€79,916▼ 8.1%
Leasing and similar rights25€284,621€373,135€293,487€195,911€197,085▲ 0.6%
Financial fixed assets28€6,946€6,946€6,946€6,946€6,946=
Current assets29/58€732,667€915,895€843,224€946,818€1.1m▲ 19.9%
Stocks and contracts in progress3€421,164€384,179€411,433€345,353€346,522▲ 0.3%
Stocks30/36€414,202€384,179€368,493€313,826€346,522▲ 10.4%
Contracts in progress37€6,962-€42,940€31,528€0▼ 100%
Amounts receivable within one year40/41€225,490€383,827€353,230€410,252€452,079▲ 10.2%
Trade receivables40€213,874€341,426€333,042€383,486€396,554▲ 3.4%
Other amounts receivable41€11,617€42,401€20,187€26,765€55,525▲ 107%
Cash at bank and in hand54/58€85,209€123,525€71,909€181,029€316,602▲ 74.9%
Deferred charges and accrued income490/1€804€24,364€6,653€10,184€19,884▲ 95.2%
Equity and liabilities
Total equity and liabilities10/49€3.1m€3.3m€3.1m€3.3m€3.5m▲ 7.6%
Equity10/15€1.3m€1.7m€2.0m€2.1m€2.2m▲ 6.4%
Contributions10/11€557,000€557,000€557,000€557,000€557,000=
Capital10----€557,000-
Issued capital100----€557,000-
Outside capital11-€557,000€557,000€557,000--
Share premium1100/10-€557,000€557,000€557,000--
Revaluation surpluses12€1.9m€1.9m€1.8m€1.7m€1.7m=
Reserves13€194,618€264,078€333,537€402,996€402,996=
Non-distributable reserves130/1€55,700€55,700€55,700€55,700€55,700=
Legal reserve130----€55,700-
Reserves not available under the articles1311€55,700€55,700€55,700€55,700--
Distributable reserves133€138,918€208,378€277,837€347,296€347,296=
Profit (loss) carried forward14-€1.5m-€1.1m-€779,122-€637,263-€490,854▲ 23.0%
Investment grants15€54,982€52,087€63,284€52,291€41,298▼ 21.0%
Provisions and deferred taxes16-€12,900€12,900€12,900€12,900=
Provisions for liabilities and charges160/5-€12,900€12,900€12,900€12,900=
Other liabilities and charges164/5-€12,900€12,900€12,900€12,900=
Amounts payable17/49€1.9m€1.6m€1.1m€1.2m€1.3m▲ 9.9%
Amounts payable after more than one year17€799,660€602,839€416,692€430,455€428,015▼ 0.6%
Financial debts170/4€222,313€214,052€118,382€163,189€315,236▲ 93.2%
Other amounts payable178/9€577,347€388,788€298,310€267,266€112,779▼ 57.8%
Amounts payable within one year42/48€945,944€932,530€585,825€634,277€726,686▲ 14.6%
Current portion of amounts payable after more than one year42€123,427€112,685€68,027€55,734€47,172▼ 15.4%
Financial debts43€245,025€111,254€47,643€27,435€28,100▲ 2.4%
Credit institutions430/8€245,025€111,254€47,643€27,435€28,100▲ 2.4%
Trade debts44€222,443€280,074€280,031€328,533€286,263▼ 12.9%
Suppliers440/4€222,443€280,074€280,031€328,533€286,263▼ 12.9%
Advances received on contracts in progress46€172,355€150,342€13,378€47,411€117,255▲ 147%
Taxes, remuneration and social security45€150,161€151,041€130,328€144,119€154,281▲ 7.1%
Taxes450/3€44,619€45,567€25,101€25,691€29,481▲ 14.8%
Remuneration and social security454/9€105,541€105,474€105,226€118,428€124,800▲ 5.4%
Other amounts payable47/48€32,534€127,135€46,419€31,044€93,616▲ 202%
Accrued charges and deferred income492/3€136,174€90,640€143,340€87,046€110,773▲ 27.3%
Line20212022202320242025Change
Profit (loss) for the period9904€90,370€423,837€297,850€141,860€146,409▲ 3.2%
+ Depreciation and write-downs630€182,806€200,980€173,114€193,431€200,583▲ 3.7%
Operating cash flow (approximation)€273,175€624,817€470,964€335,291€346,992▲ 3.5%
Investment in fixed assets (approximation)--€195,826-€74,679-€226,624-€261,428▼ 15.4%
Change in cash-€38,316-€51,616€109,120€135,572▲ 24.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-09
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 47 days late
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Equity above €2mEq €2.1m ▲6.6%
4 profitable years in a row build equity to €2.1m.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
07-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Highest result since 2018net €423,837 ▲369%
Operating result €447,857, net result €423,837, both a record.
06-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Back to profitnet €90,370
Net result €90,370 after one loss-making year.
22-10
Judicial reorganisation Opening
Tribunal de l’entreprise francophone de Bruxelles · amicable agreement · event 22-09-2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial Weakest financial yearnet -€1.6m
Net result drops to -€1.6m, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €1mEq €1.2m ▲62.8%
Equity rises from €714,887 to €1.2m.
Show earlier events
22-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
04-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1991
seat establishment The establishment unit on the map
Ground area
8,338 m²
Building footprint
5,546 m²
Volume, LiDAR
42,992 m³
Parcel 21821B0206/00C000, Brussels · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CROMBE SA
Haachtsesteenweg 1465, 1130 BrusselManufacture of computer, electronic and optical products
since 19912.142.871.936
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21821B0206/00C000 Brussels 8,338 m² 1 · 5,546 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 737 companies in sector 23700 we hold annual accounts for 489. 254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-09-1982
Fiscal year end31-12
Activities, NACEBEL 2025
23700Cutting, shaping and finishing of stone
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0423159926
Also 9925:BE0423159926

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.