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CROMASOM

Active
Private limited companyfounded 2024active for 2 yearsEyckeveld 2, 3050 Oud-Heverlee, BelgiumKBO/BCE: BE 1013.475.596

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 25 days after the deadline Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00444362.

Annual accounts 2025 filed on 25-08-2026 at the NBB

Turnover
≈ €140,000
Estimated: probably between €71,000 and €290,000
Total assets
€237,518
Net result
€28,622
Working capital
€29,415

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €237,518
Fixed assets €1,207
Current assets €236,312
Equity and liabilities €237,518
Equity €30,622
Debt €206,897
Debt's share of the balance-sheet total is 87.1%.
Key figures and ratios
2025 value
EBITDA
€40,775
Cash flow
€29,543
Current ratio
1.14
Quick ratio
0.16
Debt to equity
6.76
ROE
93.5%
ROA
12.1%
Interest coverage
over 100
Debt ≤ 1 year
€206,897
Income taxes
€11,224

Comparable companies

These companies have the same main activity as CROMASOM: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €186,000 and €401,000, founded between 2023 and 2024.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
CROMASOM Oud-Heverlee2024€237,518€30,622€53,362-€28,6222025
Lorel Capital Chaumont-Gistoux2024€276,081€7,391€29,371-€4,8912025
PTL Invest Charleroi2024€186,364€161,447€100,988-€67,0372025
VNV Estate Kluisbergen2023€271,420€95,056€75,305-€56,2632025
DCSR Liège2024€241,990€75,133€117,508-€81,3142025
Projects 36 Antwerpen2024€400,686€31,120€68,714-€24,1202025
GLC Projects Lubbeek2024€336,740€138,320€114,463€525,349€78,3202025

They were chosen from the 5,832 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 7,976 companies had the same profile as CROMASOM has now. Two years later, 3.6% had gone bankrupt and 94.3% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of CROMASOM itself is lower: 0.4% within 12 months. It rests on far more data about CROMASOM than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for CROMASOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Subsidies and aid

Flemish government

2025 · 1 entry · €898 awarded · €898 paid
Schemes
1 entry · €898 · €898 paid · Fonds voor Innoveren en Ondernemen
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines

Source: Annual accounts 2025 at the NBB, filed on 25-08-2026.

Balance sheet Code2025
Assets
Total assets20/58€237,518
Fixed assets21/28€1,207
Tangible fixed assets22/27€1,207
Furniture and vehicles24€1,207
Current assets29/58€236,312
Stocks and contracts in progress3€204,101
Stocks30/36€204,101
Cash at bank and in hand54/58€31,460
Deferred charges and accrued income490/1€751
Equity and liabilities
Total equity and liabilities10/49€237,518
Equity10/15€30,622
Contributions10/11€2,000
Contributions outside capital11€2,000
Other1109/19€2,000
Reserves13€28,622
Distributable reserves133€28,622
Amounts payable17/49€206,897
Amounts payable within one year42/48€206,897
Trade debts44€7,745
Suppliers440/4€7,745
Taxes, remuneration and social security45€12,888
Taxes450/3€12,888
Other amounts payable47/48€186,264
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€921
Other operating charges640/8€12,587
Gross operating margin9900€53,362
Operating profit (loss)9901€39,854
Financial income75/76B€59
Recurring financial income75€59
Financial charges65/66B€67
Recurring financial charges65€67
Profit (loss) for the period before taxes9903€39,846
Income taxes67/77€11,224
Profit (loss) for the period9904€28,622
Profit (loss) for the period to be appropriated9905€28,622
Appropriation of the result
Profit (loss) to be appropriated9906€28,622
Transfer to equity691/2€28,622
To other reserves6921€28,622

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€921
Other operating charges640/8€12,587
Gross operating margin9900€53,362
Operating profit (loss)9901€39,854
Financial income75/76B€59
Recurring financial income75€59
Financial charges65/66B€67
Recurring financial charges65€67
Profit (loss) for the period before taxes9903€39,846
Income taxes67/77€11,224
Profit (loss) for the period9904€28,622
Profit (loss) for the period to be appropriated9905€28,622
Line2025
Assets
Total assets20/58€237,518
Fixed assets21/28€1,207
Tangible fixed assets22/27€1,207
Furniture and vehicles24€1,207
Current assets29/58€236,312
Stocks and contracts in progress3€204,101
Stocks30/36€204,101
Cash at bank and in hand54/58€31,460
Deferred charges and accrued income490/1€751
Equity and liabilities
Total equity and liabilities10/49€237,518
Equity10/15€30,622
Contributions10/11€2,000
Contributions outside capital11€2,000
Other1109/19€2,000
Reserves13€28,622
Distributable reserves133€28,622
Amounts payable17/49€206,897
Amounts payable within one year42/48€206,897
Trade debts44€7,745
Suppliers440/4€7,745
Taxes, remuneration and social security45€12,888
Taxes450/3€12,888
Other amounts payable47/48€186,264
Line2025
Profit (loss) for the period9904€28,622
+ Depreciation and write-downs630€921
Operating cash flow (approximation)€29,543

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 25-08-2026 2026-00444362 NBB

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