CRO Consulting
ActiveCRO Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €78k. Equity is shrinking by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.5%
Return on assets
78.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
165 d early
2024
149 d early
2023
167 d early
2022
125 d early
2021
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k=
2024 · €3k
2021: €11k
2022: €41k
2023: €3k
2024: €3k
2021 → 2025
Total assets
€99k▲ 25.6%
2024 · €78k
2021: €36k
2022: €61k
2023: €106k
2024: €78k
2021 → 2025
Net result
€78k▲ 29.4%
2024 · €60k
2021: €9k
2022: €30k
2023: €43k
2024: €60k
2021 → 2025
Working capital
€2k
2024 · €-842
2021: €-10k
2022: €25k
2023: €-7k
2024: €-842
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€41k▲ 261%€3k▼ 94.0%€3k=€3k=
Operating result€12k-€39k▲ 223%€56k▲ 41.3%€77k▲ 38.2%€99k▲ 28.4%
Net result€9k-€30k▲ 234%€43k▲ 43.9%€60k▲ 39.0%€78k▲ 29.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€863▼ 74.2%
Current assets
€98k▲ 30.1%
Equity and liabilities €99k
Equity
€3k=
Debt
€96k▲ 26.5%
The debt ratio rises from 96.8% to 97.5%. Debt is higher.
Key figures and ratios
EBITDA
€102k▲
2024 · €83k
Cash flow
€81k▲
2024 · €66k
Solvency
2.5%▼
2024 · 3.2%
Current ratio
1.02▲
2024 · 0.99
Quick ratio
1.02▲
2024 · 0.99
Debt / equity
38.42▲
2024 · 30.38
ROA
78.7%▲
2024 · 76.4%
Interest coverage
2531.89▲
2024 · 1727.53
Debt
€96k▲
2024 · €76k
Debt ≤ 1 year
€96k▲
2024 · €76k
Income taxes
€21k▲
2024 · €17k
A ratio outside any meaningful range has been withheld (balance sheet total €99k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€99k▲
Fixed assets21/28€3k€863▼
Tangible fixed assets22/27€3k€863▼
Furniture and vehicles24€3k€863▼
Current assets29/58€75k€98k▲
Amounts receivable within one year40/41€16k€34k▲
Trade receivables40€16k€34k▲
Other amounts receivable41€91€0▼
Cash at bank and in hand54/58€59k€63k▲
Deferred charges and accrued income490/1€733€748▲
Equity and liabilities
Total equity and liabilities10/49€78k€99k▲
Equity10/15€3k€3k=
Contributions10/11€3k€3k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€76k€96k▲
Amounts payable within one year42/48€76k€96k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€60k€78k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€771€460▼
Non-recurring operating charges66A-€8
Gross operating margin9900€84k€103k▲
Operating profit (loss)9901€77k€99k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€48€40▼
Recurring financial charges65€48€40▼
Profit (loss) for the period before taxes9903€77k€99k▲
Income taxes67/77€17k€21k▲
Profit (loss) for the period9904€60k€78k▲
Profit (loss) for the period to be appropriated9905€60k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€78k▲
Profit (loss) brought forward from the previous period14P€0-
Profit to be distributed694/7€60k€78k▲
Return on contributions (dividend)694€60k€78k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €78k ▲29.4%
Operating result €99k, net result €78k, both a record.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 2.31
Current ratio from 0.58 to 2.31; short-term debt falls from €24k to €19k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valkenaard 702242 ZandhovenGround area
876 m²
Building footprint
140 m²
Volume, LiDAR
831 m³
Parcel 11033B0441/00G002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRO Consulting
since 20212.322.433.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11033B0441/00G002 | Flanders | 876 m² | 1 · 140 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 162 EUR awarded · 162 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 162 EUR | 162 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 2,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.