Equity
CRIVATECH paid out €50,000 in dividends. That is 76% of the 2025 profit.
CRIVATECH paid out €50,000 in dividends. That is 76% of the 2025 profit.
The micro format states no turnover.
Short-term debts fell from €21,350 to €14,311.
The last five annual accounts were filed 1 to 24 days before the end of the period.
Higher solvency than 83% of companies in head offices and management consultancy. Sector median 55.5% · 41,211 companies.
In July 2024, 26,969 companies had the same profile as CRIVATECH has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for CRIVATECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CRIVATECH Nazareth-De Pinte | €97,361 | €85,624 | 85.3% | - |
| U-MEN Beveren-Kruibeke-Zwijndrecht | €97,715 | €92,348 | 7.7% | - |
| Astima Lochristi | €89,810 | €92,694 | 26.7% | - |
| Pieter Kempenaers Ghent | €85,838 | €91,233 | 45.8% | - |
| JOVAGA Dendermonde | €109,296 | €80,568 | 50.0% | - |
| NOLIS Ghent | €84,251 | €81,544 | 18.0% | - |
| VERCON PROJECTS Sint-Niklaas | €82,313 | €86,536 | 36.3% | - |
These companies have the same main activity as CRIVATECH: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €82,300 and €109,000, founded between 2019 and 2020.
CRIVATECH files the micro format. That format states no turnover. The gross margin rose from €50,266 in 2021 to €85,624 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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