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CRISTOFARO

Active
Private limited companyfounded 199432 yrs activeAvenue Alexandre Dumas 24, 1410 Waterloo, BelgiumKBO/BCE: BE 0451.899.244
Summary

CRISTOFARO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179,470 and a net result of €17,477. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 47% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

What they do
Event catering
NACE 56210Retail sale of footwear NACE 47721NACE 52431
4 sites
How big
€660,974total assets 2025
Staff
4.4 FTE
Equity
€179,470
Profit
€17,477
Financially healthy?
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts filed 31 d late0 of 5 deeds read
Why 70- Sector Food and beverage service activities (NACE 56)- Latest accounts 31 days late; 2 of the last 3 late+ Founded in 1994+ Size: total assets €660,974Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 55% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 52+6
equity 27.2% of total assets
Liquidity 55+6
short-term debt 18.5% · cash 8.0%
Profitability 72+1
return on assets 2.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Founded in 1994 lowers the probability for this profile
  • Size: total assets €660,974 lowers the probability for this profile
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.29 in 2024; short-term debt: 18.5% and cash: 8% of total assets), and 72.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 48%, liquidity 58%, profitability 52%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1994
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €660,974
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
31 d late
2021
47 d late
2020
2 d late
2019
53 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €150,000Eq €155,798 ▲9.5%

Key points

  • Positive: Among the best 12% on equitysector median €29,271 · 14,705 companies €179,470 View
  • Positive: 7 profitable years in a rowprofit 2025: €17,477 7 years View
  • Active since 1994founded 03-01-1994 32 years View

By topic

Financials

Fiscal year
2025
Total assets
€660,974
Profit
€17,477
Solvency
27.2%
Total assets▼ 10.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Equity above €150,000
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Event cateringNACE 56210
Founded
03-01-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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