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CRISTAL COMPTA

Active
Private limited companyfounded 198541 yrs activeChemin du Stocquoy 1, 1300 Wavre, BelgiumKBO/BCE: BE 0427.369.726
Summary

CRISTAL COMPTA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €79,424 and a net result of -€10,869. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 15377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch ReportCompare
CRISTAL COMPTAActiveChecked score 62/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
1 site
Size
€282,835total assets 2024
Staff
2 FTE
Equity
€79,424
Loss
-€10,869
Turnover not published (abridged schema)
Financial health
62 Healthy Checked score 2024
Bankruptcy chance 12 m
1.5%
Structure
Accounts 66 d overdue0 of 6 deeds read
Why 62- Liquidity: current ratio 0.46, cash €0, halved- Figures for FY 2024 (filed 05-10-2025)+ Sector Legal and accounting activities (NACE 69)+ Founded in 1985Show the evidence

Checked score

Score 2024
62 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 17% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 53=
equity 28.1% of total assets
Liquidity 30-3
short-term debt 42.1% · cash 0.0%
Profitability 34-26
return on assets -3.8%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,003 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -0.8% vs 12-2024lowest value 02-2025: 0.2%● 0.0% vs 01-2025lowest value 03-2025: 0.3%▲ +14.2% vs 02-2025 04-2025: 0.3%▲ +0.4% vs 03-2025 05-2025: 0.3%▼ -5.7% vs 04-2025 06-2025: 0.3%▲ +10.9% vs 05-2025 07-2025: 0.4%▲ +22.4% vs 06-2025 08-2025: 0.5%▲ +51.2% vs 07-2025 09-2025: 0.6%▲ +18.1% vs 08-2025 10-2025: 0.8%▲ +29.3% vs 09-2025 11-2025: 0.6%▼ -22.8% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.6%▼ -5.4% vs 01-2026 03-2026: 0.7%▲ +11.7% vs 02-2026 04-2026: 0.7%▼ -2.5% vs 03-2026 05-2026: 0.6%▼ -10.7% vs 04-2026 06-2026: 0.7%▲ +10.5% vs 05-2026 07-2026: 0.7%▲ +1.7% vs 06-2026 08-2026: 1.0%▲ +48.3% vs 07-2026 09-2026: 1.1%▲ +16.4% vs 08-2026 10-2026: 1.5%▲ +27.8% vs 09-2026highest value
  • Liquidity: current ratio 0.46, cash €0, halved raises the probability
  • Figures for FY 2024 (filed 05-10-2025) raises the probability
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Founded in 1985 lowers the probability for this profile
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.61 in 2023; short-term debt: 42.1% and cash: 0% of total assets), and 71.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 28%, liquidity 9%, profitability 7%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.46, cash €0, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 05-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 15377 sector peers (2024).
NBB · sector comparison
Position among 15377 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
57 d late
2021
136 d late
2020
30 d late
2019
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 83 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Incorporation · Registered office clauseFounding capital · Bank account
  2. Incorporation · Founding capitalCorporate purpose · Founder
  3. Incorporation · FounderOther statement · Founding capital

Key points

  • Caution: Among the weakest 5% on net resultsector median €34,126 · 15,371 companies -€10,869 View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Active since 1985founded 07-06-1985 41 years View

By topic

Financials

Fiscal year
2024
Total assets
€282,835
Loss
-€10,869
Solvency
28.1%
Total assets▼ 11.9%
Net result
20182024
Go to Financials

Timeline

Events
16
Since
2016
  1. 03-09-2026Incorporation · Registered office clause
  2. 19-08-2026Incorporation · Founding capital
  3. 12-03-2026Incorporation · Founder
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
07-06-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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