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CRISPER

Open bankruptcy
Public limited companyfounded 1985Tramstraat 7, 8750 Wingene, BelgiumKBO/BCE: BE 0427.682.601

A bankruptcy procedure is open for CRISPER according to publications in the Belgian State Gazette; curator: MARIE-ANNE DEDEURWAERDERE.

Summary

The file additionally contains 1 interim measure. The 2023 annual accounts show negative equity (-€137,826) and a net result of -€95,512.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Ghent, Bruges division
Declared bankrupt
15 September 2025
Supervising judge
Peter Van Renterghem
Official Gazette
19-09-2025 (pdf) ↗search the document for 2025/137520

Deadlines

Provisional date payments stopped
15 September 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 4 October 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 15 October 2025art. XX.104 and XX.155 CEL
First verification report
passed on 27 October 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 15 September 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 05-06-2024, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
56 d early
2022
102 d early
2021
31 d early
2020
29 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 September 1985, CRISPER was incorporated.1 Total assets went from EUR 735,814 in 2018 to EUR 410,352 in 2023.2 The company was declared bankrupt on 15 September 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023
  3. 3Belgian State Gazette, 19-09-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, abbreviated schema

Equity
-€137,826▼ 226%
2022 · -€42,314
Total assets
€410,352▼ 23.8%
2022 · €538,648
Net result
-€95,512▲ 65.7%
2022 · -€278,114
Working capital
€12,337▼ 89.7%
2022 · €119,734
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result-€62,422▲ 35.7%-€46,012▲ 26.3%-€5,752▲ 87.5%-€268,381▼ 4,566%-€94,647▲ 64.7%
Net result-€69,625▲ 33.4%-€50,628below the sector's middle half▲ 27.3%-€13,548below the sector's middle half▲ 73.2%-€278,114below the sector's middle half▼ 1,953%-€95,512below the sector's middle half▲ 65.7%
Equity€299,976▼ 18.8%€249,348within the sector's middle half▼ 16.9%€235,800within the sector's middle half▼ 5.4%-€42,314below the sector's middle half-€137,826below the sector's middle half▼ 226%
Total assets€655,689▼ 10.9%€609,930within the sector's middle half▼ 7.0%€599,497within the sector's middle half▼ 1.7%€538,648below the sector's middle half▼ 10.2%€410,352below the sector's middle half▼ 23.8%
Debt€228,869▼ 4.3%€235,582▲ 2.9%€238,697▲ 1.3%€28,598▼ 88.0%€18,058▼ 36.9%
Working capital-€157,164▼ 25.8%-€175,880▼ 11.9%-€149,575▲ 15.0%€119,734€12,337▼ 89.7%
Solvency45.7%▼ 4.5pp40.9%within the sector's middle half▼ 4.9pp39.3%within the sector's middle half▼ 1.5pp-7.9%below the sector's middle half▼ 47.2pp-33.6%below the sector's middle half▼ 25.7pp
Staff (FTE)0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0Operating result 2019: -€62,422-€62,422Net result 2019: -€69,625-€69,625Operating result 2020: -€46,012-€46,012Net result 2020: -€50,628-€50,628Operating result 2021: -€5,752-€5,752Net result 2021: -€13,548-€13,548Operating result 2022: -€268,381-€268,381Net result 2022: -€278,114-€278,114Operating result 2023: -€94,647-€94,647Net result 2023: -€95,512-€95,51220192020202120222023-€300,000-€200,000-€100,000€0Operating result 2021: -€5,752-€5,750Net result 2021: -€13,548-€13,500Operating result 2022: -€268,381-€268,000Net result 2022: -€278,114-€278,000Operating result 2023: -€94,647-€94,600Net result 2023: -€95,512-€95,500202120222023
The operating result stays negative: a loss of €94,647 in 2023 against €268,381 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €410,352
Fixed assets €379,957 ▼ 2.7%
Current assets €30,395 ▼ 79.5%
Key figures and ratios
2023 value · change against 2022
EBITDA
-€62,263▲
2022 · -€235,049
Cash flow
-€63,128▲
2022 · -€244,782
Current ratio
1.68▼
2022 · 5.19
Quick ratio
0.92▼
2022 · 4.68
Debt to equity
-0.13▲
2022 · -0.68
ROA
-23.3%▲
2022 · -51.6%
Interest coverage
-71.96▼
2022 · -24.15
Debt ≤ 1 year
€18,058▼
2022 · €28,598
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 53 lines
Balance sheet Code20222023
Assets
Total assets20/58€538,648€410,352▼
Fixed assets21/28€390,316€379,957▼
Tangible fixed assets22/27€390,145€379,787▼
Land and buildings22€386,026€376,720▼
Plant, machinery and equipment23€1,216€703▼
Furniture and vehicles24€2,904€2,364▼
Financial fixed assets28€170€170=
Current assets29/58€148,332€30,395▼
Stocks and contracts in progress3€14,578€13,736▼
Stocks30/36€14,578€13,736▼
Amounts receivable within one year40/41€3,370€1,328▼
Other amounts receivable41€3,370€1,328▼
Cash at bank and in hand54/58€126,458€10,218▼
Deferred charges and accrued income490/1€3,926€5,113▲
Equity and liabilities
Total equity and liabilities10/49€538,648€410,352▼
Equity10/15-€42,314-€137,826▼
Contributions10/11€70,000€70,000=
Capital10€70,000€70,000=
Issued capital100€70,000€70,000=
Reserves13€115,750€115,750=
Non-distributable reserves130/1€7,000€7,000=
Legal reserve130€7,000€7,000=
Tax-exempt reserves132€28,750€28,750=
Distributable reserves133€80,000€80,000=
Profit (loss) carried forward14-€228,064-€323,576▼
Provisions and deferred taxes16€552,364€530,120▼
Provisions for liabilities and charges160/5€552,364€530,120▼
Other liabilities and charges164/5€552,364€530,120▼
Amounts payable17/49€28,598€18,058▼
Amounts payable within one year42/48€28,598€18,058▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€16,245€4,935▼
Suppliers440/4€16,245€4,935▼
Taxes, remuneration and social security45€4,275€0▼
Taxes450/3€4,275€0▼
Other amounts payable47/48€8,078€13,123▲
Income statement Code20222023
Non-recurring operating income76A€273,704€289▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,332€32,384▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€427,364-€22,243▼
Other operating charges640/8€11,551€11,366▼
Non-recurring operating charges66A-€11,714
Gross operating margin9900€203,866-€61,426▼
Operating profit (loss)9901-€268,381-€94,647▲
Financial charges65/66B€9,733€865▼
Recurring financial charges65€9,733€865▼
Profit (loss) for the period before taxes9903-€278,114-€95,512▲
Profit (loss) for the period9904-€278,114-€95,512▲
Profit (loss) for the period to be appropriated9905-€278,114-€95,512▲
Appropriation of the result
Profit (loss) to be appropriated9906-€228,064-€323,576▼
Profit (loss) brought forward from the previous period14P€50,050-€228,064▼
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Non-recurring operating income76A--€56,801€273,704€289▼ 99.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42,642€42,963€44,308€33,332€32,384▼ 2.8%
Provisions for liabilities and charges: additions (uses and reversals)635/8---€427,364-€22,243▼ 105%
Other operating charges640/8--€11,096€11,551€11,366▼ 1.6%
Non-recurring operating charges66A----€11,714-
Gross operating margin9900€1,481€9,368€49,652€203,866-€61,426▼ 130%
Operating profit (loss)9901-€62,422-€46,012-€5,752-€268,381-€94,647▲ 64.7%
Recurring financial income75€0-----
Financial charges65/66B--€7,796€9,733€865▼ 91.1%
Recurring financial charges65€7,287€6,460€7,796€9,733€865▼ 91.1%
Profit (loss) for the period before taxes9903-€69,709-€52,471-€13,548-€278,114-€95,512▲ 65.7%
Transfer from deferred taxes780--€0---
Income taxes67/77€30€0----
Profit (loss) for the period9904-€69,625-€50,628-€13,548-€278,114-€95,512▲ 65.7%
Transfer from tax-exempt reserves789--€0---
Profit (loss) for the period to be appropriated9905-€69,411-€47,136-€13,548-€278,114-€95,512▲ 65.7%
Line20192020202120222023Change
Assets
Total assets20/58€655,689€609,930€599,497€538,648€410,352▼ 23.8%
Fixed assets21/28€590,663€551,103€510,375€390,316€379,957▼ 2.7%
Tangible fixed assets22/27€590,492€550,932€510,204€390,145€379,787▼ 2.7%
Land and buildings22--€505,062€386,026€376,720▼ 2.4%
Plant, machinery and equipment23--€3,738€1,216€703▼ 42.2%
Furniture and vehicles24--€1,404€2,904€2,364▼ 18.6%
Financial fixed assets28€170€170€170€170€170=
Current assets29/58€65,026€58,828€89,123€148,332€30,395▼ 79.5%
Stocks and contracts in progress3€43,117€28,519€22,512€14,578€13,736▼ 5.8%
Stocks30/36--€22,512€14,578€13,736▼ 5.8%
Amounts receivable within one year40/41€11,256€0€52,694€3,370€1,328▼ 60.6%
Other amounts receivable41--€52,694€3,370€1,328▼ 60.6%
Cash at bank and in hand54/58€10,653€20,408€8,864€126,458€10,218▼ 91.9%
Deferred charges and accrued income490/1--€5,052€3,926€5,113▲ 30.2%
Equity and liabilities
Total equity and liabilities10/49€655,689€609,930€599,497€538,648€410,352▼ 23.8%
Equity10/15€299,976€249,348€235,800-€42,314-€137,826▼ 226%
Contributions10/11€70,000€70,000€70,000€70,000€70,000=
Capital10--€70,000€70,000€70,000=
Issued capital100--€70,000€70,000€70,000=
Reserves13€119,242€115,750€115,750€115,750€115,750=
Non-distributable reserves130/1--€7,000€7,000€7,000=
Legal reserve130--€7,000€7,000€7,000=
Tax-exempt reserves132--€28,750€28,750€28,750=
Distributable reserves133--€80,000€80,000€80,000=
Profit (loss) carried forward14€110,734€63,598€50,050-€228,064-€323,576▼ 41.9%
Provisions and deferred taxes16€126,844€125,000€125,000€552,364€530,120▼ 4.0%
Provisions for liabilities and charges160/5--€125,000€552,364€530,120▼ 4.0%
Other liabilities and charges164/5--€125,000€552,364€530,120▼ 4.0%
Amounts payable17/49€228,869€235,582€238,697€28,598€18,058▼ 36.9%
Amounts payable after more than one year17€6,059€874€0---
Financial debts170/4--€0---
Amounts payable within one year42/48€222,189€234,708€238,697€28,598€18,058▼ 36.9%
Current portion of amounts payable after more than one year42--€874€0--
Financial debts43--€80,000€0--
Credit institutions430/8--€80,000€0--
Trade debts44€4,345€29,014€36,578€16,245€4,935▼ 69.6%
Suppliers440/4--€36,578€16,245€4,935▼ 69.6%
Taxes, remuneration and social security45--€0€4,275€0▼ 100%
Taxes450/3--€0€4,275€0▼ 100%
Other amounts payable47/48--€121,245€8,078€13,123▲ 62.5%
Line20192020202120222023Change
Profit (loss) for the period9904-€69,625-€50,628-€13,548-€278,114-€95,512▲ 65.7%
+ Depreciation and write-downs630€42,642€42,963€44,308€33,332€32,384▼ 2.8%
Operating cash flow (approximation)-€26,983-€7,664€30,760-€244,782-€63,128▲ 74.2%
Investment in fixed assets (approximation)--€3,403-€3,580€86,727-€22,026▼ 125%
Change in cash-€9,756-€11,544€117,593-€116,240▼ 199%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
19-09
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Brugge · event 15-09-2025
05-08
Interim measure Provisional administrator
Ondernemingsrechtbank Gent
2024
05-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet -€278,114
Net result drops to -€278,114, the lowest in the series.
31-12
Financial Liquidity times 14current ratio 5.19
Current ratio from 0.37 to 5.19; short-term debt falls from €238,697 to €28,598.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
08-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
30-06
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
2,968 m²
Building footprint
418 m²
Volume, LiDAR
2,042 m³
Parcel 37019B0742/00F004, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
CRISPER NV
Tramstraat 7, 8750 WingeneNACE 5248302
since 19852.027.906.150
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37019B0742/00F004 Flanders 2,968 m² 1 · 418 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator MARIE-ANNE DEDEURWAERDERE
TRAMWEG 6, 8755 WINGENE
15-09-2025 → present

Structure & network

Owners and holdings

1 owner

Chain of control

  1. CRISPER INVEST 99.54%
  2. CRISPER

Highest known parent: CRISPER INVEST. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2023 list no holdings, and no other source names one.

According to the 2023 annual accounts of CRISPER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 958 companies in sector 46319 we hold annual accounts for 611. 425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded02-09-1985
Fiscal year end31-12
Activities, NACEBEL 2025
46319Wholesale of fruit and vegetables, excluding potatoes
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.