Crisalyence
ActiveCrisalyence has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €19k. Its solvency ranks better than 77% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+14
Growth69
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 5.91 against 2.1 in 2024; short-term debt: 14.2% and cash: 55.7% of total assets), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
42%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-06-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
40 d late
2024
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€90k▲ 5.2%
2024 · €86k
2024: €86k
2024 → 2025
EBIT margin
26.5%▲ 1.0pp
2024 · 25.5%
2024: 25.5%
2024 → 2025
Net result
€19k▲ 9.5%
2024 · €17k
2024: €17k
2024 → 2025
Working capital
€32k▲ 128%
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€86k-€90k▲ 5.2%
Equity€20k-€39k▲ 95.7%
Operating result€22k-€24k▲ 9.6%
Net result€17k-€19k▲ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€7k▲ 21.9%
Current assets
€38k▲ 43.6%
Equity and liabilities €45k
Equity
€39k▲ 95.7%
Debt
€6k▼ 48.9%
The debt ratio falls from 38.8% to 14.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €23k
Cash flow
€21k▲
2024 · €19k
Solvency
85.8%▲
2024 · 61.2%
Current ratio
5.91▲
2024 · 2.10
Quick ratio
5.91▲
2024 · 2.10
Debt / equity
0.17▼
2024 · 0.63
ROE
48.9%▼
2024 · 87.4%
ROA
42.0%▼
2024 · 53.5%
Interest coverage
67.93
Debt
€6k▼
2024 · €13k
Debt ≤ 1 year
€6k▼
2024 · €13k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€45k▲
Fixed assets21/28€6k€7k▲
Tangible fixed assets22/27€6k€7k▲
Furniture and vehicles24€6k€7k▲
Current assets29/58€26k€38k▲
Amounts receivable within one year40/41€9k€12k▲
Trade receivables40€7k€3k▼
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€18k€25k▲
Deferred charges and accrued income490/1-€690
Equity and liabilities
Total equity and liabilities10/49€32k€45k▲
Equity10/15€20k€39k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€17k€36k▲
Amounts payable17/49€13k€6k▼
Amounts payable within one year42/48€13k€6k▼
Trade debts44€5k€62▼
Suppliers440/4€5k€62▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€6k€6k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Turnover70€86k€90k▲
Goods, raw materials, services and sundry goods60/61€62k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€390€1k▲
Gross operating margin9900€24k€28k▲
Operating profit (loss)9901€22k€24k▲
Financial income75/76B-€690
Recurring financial income75-€690
Financial charges65/66B-€389
Recurring financial charges65-€389
Profit (loss) for the period before taxes9903€22k€24k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€17k€19k▲
Profit (loss) for the period to be appropriated9905€17k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€36k▲
Profit (loss) brought forward from the previous period14P-€17k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
30-09
Financial
Liquidity triplescurrent ratio 5.91
Current ratio from 2.10 to 5.91; short-term debt falls from €13k to €6k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Elevage 121340 Ottignies-Louvain-la-NeuveGround area
904 m²
Building footprint
112 m²
Volume, LiDAR
814 m³
Parcel 25385C0128/00T000, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Crisalyence
since 20232.351.163.204
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25385C0128/00T000 | Wallonia | 904 m² | 1 · 112 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2023
Fiscal year end30-09
Activities, NACEBEL
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:francoise.legros@crisalyence.com
Phone:+32497924860
E-mail:info@crisalyence.com
Phone:+3210391634