CRIFIL
BankruptcyThe KBO register records for CRIFIL the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €37k and a net result of €-4k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 28-06-2024, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
33 d early
2022
219 d late
2021
31 d late
2020
30 d late
2019
139 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€37k▼ 9.7%
2022 · €41k
2018: €6k
2019: €5k
2020: €39k
2021: €68k
2022: €41k
2018 → 2023
Total assets
€165k▲ 18.7%
2022 · €139k
2018: €35k
2019: €27k
2020: €73k
2021: €121k
2022: €139k
2018 → 2023
Net result
€-4k▲ 85.5%
2022 · €-28k
2018: €10k
2019: €-692
2020: €34k
2021: €29k
2022: €-28k
2018 → 2023
Working capital
€27k▼ 24.6%
2022 · €36k
2018: €-3k
2019: €14k
2020: €26k
2021: €60k
2022: €36k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€5k-€39k▲ 644%€68k▲ 74.5%€41k▼ 40.3%€37k▼ 9.7%
Operating result€-91-€47k€38k▼ 19.2%€-28k€-2k▲ 92.5%
Net result€-692-€34k€29k▼ 13.9%€-28k€-4k▲ 85.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2023 against €28k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €165k
Fixed assets
€9k▼ 2.1%
Current assets
€155k▲ 20.2%
Equity and liabilities €165k
Equity
€37k▼ 9.7%
Debt
€128k▲ 30.5%
The debt ratio rises from 70.5% to 77.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▲
2022 · €-27k
Cash flow
€-4k▲
2022 · €-27k
Solvency
22.4%▼
2022 · 29.5%
Current ratio
1.21▼
2022 · 1.39
Quick ratio
1.20▼
2022 · 1.38
Debt / equity
3.46▲
2022 · 2.39
ROE
-10.8%▲
2022 · -67.4%
ROA
-2.4%▲
2022 · -19.9%
Interest coverage
-0.69▲
2022 · -40.84
Debt
€128k▲
2022 · €98k
Debt ≤ 1 year
€128k▲
2022 · €93k
Income taxes
€0
Staff costs
€38k▲
2022 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€139k€165k▲
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€700€498▼
Furniture and vehicles24€700€498▼
Financial fixed assets28€9k€9k=
Current assets29/58€129k€155k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€51k€148k▲
Trade receivables40€46k€120k▲
Other amounts receivable41€5k€28k▲
Cash at bank and in hand54/58€74k€6k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€139k€165k▲
Equity10/15€41k€37k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€33k€29k▼
Amounts payable17/49€98k€128k▲
Amounts payable within one year42/48€93k€128k▲
Trade debts44€45k€52k▲
Suppliers440/4€45k€52k▲
Taxes, remuneration and social security45€48k€76k▲
Taxes450/3€44k€66k▲
Remuneration and social security454/9€4k€10k▲
Accrued charges and deferred income492/3€5k-
Income statement
Code20222023
Remuneration, social security and pensions62€28k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€778€202▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€66k-
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A-€102k
Gross operating margin9900€72k€140k▲
Operating profit (loss)9901€-28k€-2k▲
Financial income75/76B€824€786▼
Recurring financial income75€824€786▼
Financial charges65/66B€660€3k▲
Recurring financial charges65€660€3k▲
Profit (loss) for the period before taxes9903€-28k€-4k▲
Income taxes67/77-€0
Profit (loss) for the period9904€-28k€-4k▲
Profit (loss) for the period to be appropriated9905€-28k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€29k▼
Profit (loss) brought forward from the previous period14P€60k€33k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 219 days late
2022
31-12
Financial
Weakest financial yearnet €-28k ▼194%
Net result drops to €-28k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 139 days late
2019
31-12
Financial
Liquidity times 9current ratio 7.83
Current ratio from 0.91 to 7.83; short-term debt falls from €29k to €2k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notelaarsstraat 1011000 BrusselGround area
168 m²
Building footprint
149 m²
Volume, LiDAR
2,035 m³
Parcel 21806F0051/00Y000, Brussels · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CRIFIL
since 20052.143.232.717
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0051/00Y000 | Brussels | 168 m² | 1 · 149 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.143.232.717
Similar companies · same sector, comparable size
SAVAS
BE 1002.149.461
Roeselare · Eq €37k
Ylkris
BE 0670.756.978
Sint-Pieters-Leeuw · Eq €37k
BURKE
BE 0862.350.982
Kortrijk · Eq €37k
BRASSEL
BE 0423.068.369
Elsene · Eq €37k
MONDIAL7
BE 0564.996.195
Antwerpen · Eq €37k
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 4,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2004
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.