CRI-PTOS
ActiveCRI-PTOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253k and a net result of €27k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 16414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-21
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.43 against 5.76 in 2024), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
9.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
5 d early
2022
1 d early
2021
3 d early
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€253k▲ 2.7%
2024 · €246k
2019: €29k
2020: €88k
2021: €150k
2022: €174k
2023: €211k
2024: €246k
2019 → 2025
Total assets
€280k▲ 1.3%
2024 · €277k
2019: €84k
2020: €146k
2021: €179k
2022: €201k
2023: €238k
2024: €277k
2019 → 2025
Net result
€27k▼ 26.0%
2024 · €37k
2019: €21k
2020: €59k
2021: €62k
2022: €24k
2023: €37k
2024: €37k
2019 → 2025
Working capital
€146k▲ 2.6%
2024 · €142k
2019: €26k
2020: €67k
2021: €116k
2022: €132k
2023: €167k
2024: €142k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€174k▲ 16.3%€211k▲ 21.2%€246k▲ 16.7%€253k▲ 2.7%
Operating result€88k-€38k▼ 56.8%€53k▲ 39.8%€51k▼ 3.5%€39k▼ 22.7%
Net result€62k-€24k▼ 60.6%€37k▲ 51.2%€37k▲ 0.5%€27k▼ 26.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €280k
Fixed assets
€108k▲ 2.9%
Current assets
€173k▲ 0.4%
Equity and liabilities €280k
Equity
€253k▲ 2.7%
Debt
€28k▼ 9.8%
The debt ratio falls from 11.1% to 9.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▼
2024 · €64k
Cash flow
€47k▼
2024 · €50k
Solvency
90.1%▲
2024 · 88.9%
Current ratio
6.43▲
2024 · 5.76
Quick ratio
6.43▲
2024 · 5.76
Debt / equity
0.11▼
2024 · 0.12
ROE
10.8%▼
2024 · 15.0%
ROA
9.8%▼
2024 · 13.4%
Interest coverage
18.22▼
2024 · 59.04
Debt
€28k▼
2024 · €31k
Debt ≤ 1 year
€27k▼
2024 · €30k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€277k€280k▲
Fixed assets21/28€105k€108k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€105k€105k▲
Furniture and vehicles24€45k€48k▲
Other tangible fixed assets26€60k€57k▼
Current assets29/58€172k€173k▲
Amounts receivable within one year40/41€56k€64k▲
Trade receivables40€22k€29k▲
Other amounts receivable41€34k€35k▲
Cash at bank and in hand54/58€113k€104k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€277k€280k▲
Equity10/15€246k€253k▲
Contributions10/11€6k€6k=
Reserves13€240k€247k▲
Non-distributable reserves130/1€0-
Distributable reserves133€240k€247k▲
Amounts payable17/49€31k€28k▼
Amounts payable within one year42/48€30k€27k▼
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€14k€10k▼
Other amounts payable47/48-€0
Accrued charges and deferred income492/3€806€811▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€66k€63k▼
Operating profit (loss)9901€51k€39k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€52k€38k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€37k€27k▼
Profit (loss) for the period to be appropriated9905€37k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€27k▼
Transfer from equity791/2€2k€21k▲
Transfer to equity691/2€37k€27k▼
To other reserves6921€37k€27k▼
Profit to be distributed694/7€2k€21k▲
Return on contributions (dividend)694€2k€21k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €211k ▲21.2%
5 profitable years in a row build equity to €211k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €174k ▲16.3%
4 profitable years in a row build equity to €174k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €62k ▲4.8%
Operating result €88k, net result €62k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 5.07
Current ratio from 2.16 to 5.07; short-term debt falls from €58k to €28k.
30-06
Financial
Equity above €100kEq €150k ▲70.5%
3 profitable years in a row build equity to €150k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Vincent 184840 WelkenraedtGround area
894 m²
Building footprint
135 m²
Volume, LiDAR
842 m³
Parcel 63084B0052/00H000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Vincent 18, 4840 Welkenraedt
since 20122.213.492.290
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63084B0052/00H000 | Wallonia | 894 m² | 1 · 135 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FEDATIMA
BE 0865.383.223
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H.VERHALLE
BE 0687.659.427
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Move & Sense
BE 0475.200.129
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SILSTELLA
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Of 10,459 companies in sector 86995 we hold annual accounts for 883. 621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2012
Fiscal year end30-06
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.