CREWO HORECA
ActiveCREWO HORECA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €28k. Equity is growing by ~41% per year across the filed fiscal years. Its solvency ranks better than 84% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-15
Solvency96▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 9.34 against 5.71 in 2024; short-term debt: 6% and cash: 54% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
6.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
8 d early
2023
1 d early
2022
3 d early
2021
3 d early
2020
3 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€297k▲ 10.3%
2024 · €269k
2019: €47k
2020: €53k
2021: €66k
2022: €67k
2023: €193k
2024: €269k
2019 → 2025
Total assets
€416k▲ 2.9%
2024 · €404k
2019: €146k
2020: €143k
2021: €163k
2022: €155k
2023: €332k
2024: €404k
2019 → 2025
Net result
€28k▼ 63.8%
2024 · €77k
2019: €10k
2020: €8k
2021: €14k
2022: €944
2023: €125k
2024: €77k
2019 → 2025
Working capital
€206k▲ 24.8%
2024 · €165k
2019: €15k
2020: €24k
2021: €36k
2022: €36k
2023: €106k
2024: €165k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€67k▲ 1.4%€193k▲ 186%€269k▲ 39.7%€297k▲ 10.3%
Operating result€17k-€2k▼ 88.3%€182k▲ 9,309%€79k▼ 56.8%€38k▼ 51.1%
Net result€14k-€944▼ 93.2%€125k▲ 13,192%€77k▼ 39.0%€28k▼ 63.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €416k
Fixed assets
€185k▼ 9.4%
Current assets
€231k▲ 15.3%
Equity and liabilities €416k
Equity
€297k▲ 10.3%
Provisions
€52k▼ 4.9%
Debt
€67k▼ 16.9%
The debt ratio falls from 19.8% to 16.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €99k
Cash flow
€48k▼
2024 · €97k
Solvency
71.5%▲
2024 · 66.6%
Current ratio
9.34▲
2024 · 5.71
Quick ratio
9.34▲
2024 · 5.71
Debt / equity
0.22▼
2024 · 0.30
ROE
9.3%▼
2024 · 28.4%
ROA
6.7%▼
2024 · 18.9%
Interest coverage
77.13▲
2024 · 48.72
Debt
€67k▼
2024 · €80k
Debt ≤ 1 year
€25k▼
2024 · €35k
Debt > 1 year
€42k▼
2024 · €45k
Income taxes
€16k▲
2024 · €1k
Staff costs
€36k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€404k€416k▲
Fixed assets21/28€204k€185k▼
Tangible fixed assets22/27€204k€185k▼
Land and buildings22€175k€158k▼
Plant, machinery and equipment23€17k€21k▲
Furniture and vehicles24€12k€6k▼
Current assets29/58€200k€231k▲
Amounts receivable after more than one year29€3k-
Other amounts receivable291€3k-
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40-€4k
Other amounts receivable41€4k€1k▼
Current investments50/53€125k-
Cash at bank and in hand54/58€68k€224k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€404k€416k▲
Equity10/15€269k€297k▲
Contributions10/11€19k€19k=
Reserves13€180k€192k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€165k€157k▼
Distributable reserves133€14k€36k▲
Profit (loss) carried forward14€71k€86k▲
Provisions and deferred taxes16€55k€52k▼
Deferred taxes168€55k€52k▼
Amounts payable17/49€80k€67k▼
Amounts payable after more than one year17€45k€42k▼
Financial debts170/4€45k€42k▼
Amounts payable within one year42/48€35k€25k▼
Current portion of amounts payable after more than one year42€824-
Trade debts44€29k€5k▼
Suppliers440/4€29k€5k▼
Taxes, remuneration and social security45€5k€19k▲
Taxes450/3€1k€16k▲
Remuneration and social security454/9€4k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€39k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€144k€98k▼
Operating profit (loss)9901€79k€38k▼
Financial income75/76B€180€4k▲
Recurring financial income75€180€4k▲
Financial charges65/66B€2k€767▼
Recurring financial charges65€2k€767▼
Profit (loss) for the period before taxes9903€77k€41k▼
Transfer from deferred taxes780€1k€3k▲
Income taxes67/77€1k€16k▲
Profit (loss) for the period9904€77k€28k▼
Transfer from tax-exempt reserves789€3k€8k▲
Profit (loss) for the period to be appropriated9905€80k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€106k▲
Profit (loss) brought forward from the previous period14P€-9k€71k▲
Transfer to equity691/2-€20k
To other reserves6921-€20k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €269k ▲39.7%
6 profitable years in a row build equity to €269k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €125k ▲13192%
Operating result €182k, net result €125k, both a record.
31-03
Financial
Equity above €150kEq €193k ▲186%
5 profitable years in a row build equity to €193k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €944 ▼93.2%
Net result drops to €944, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 533600 GenkGround area
360 m²
Building footprint
229 m²
Volume, LiDAR
978 m³
Parcel 71016I1113/00X000, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CREWO HORECA
since 20042.144.424.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I1113/00X000 | Flanders | 360 m² | 1 · 229 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.144.424.728
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 7,672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2004
Fiscal year end31-03
Activities, NACEBEL
55301
55302
56101Full-service restaurants
56111Full-service restaurants
55510
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
71408
74872
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.