CREVINA
ActiveCREVINA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €15k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-21
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.12 against 4.11 in 2024), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
13%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
28 d late
2023
23 d early
2022
21 d early
2021
20 d early
2020
2 d early
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€108k▲ 15.9%
2024 · €93k
2018: €89k
2019: €83k
2020: €55k
2021: €56k
2022: €63k
2023: €77k
2024: €93k
2018 → 2025
Total assets
€114k▲ 14.3%
2024 · €100k
2018: €94k
2019: €293k
2020: €264k
2021: €269k
2022: €288k
2023: €293k
2024: €100k
2018 → 2025
Net result
€15k▼ 11.4%
2024 · €17k
2018: €1k
2019: €-6k
2020: €-28k
2021: €631
2022: €8k
2023: €13k
2024: €17k
2018 → 2025
Working capital
€34k▲ 76.5%
2024 · €19k
2018: €30k
2019: €112k
2020: €-1k
2021: €12k
2022: €7k
2023: €-181k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€63k▲ 13.7%€77k▲ 21.2%€93k▲ 21.9%€108k▲ 15.9%
Operating result€-3k-€2k€15k▲ 533%€11k▼ 22.2%€12k▲ 10.2%
Net result€631-€8k▲ 1,110%€13k▲ 75.5%€17k▲ 25.2%€15k▼ 11.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€74k=
Current assets
€40k▲ 55.4%
Equity and liabilities €114k
Equity
€108k▲ 15.9%
Debt
€6k▼ 10.3%
The debt ratio falls from 6.3% to 4.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€13k▲
2024 · €12k
Cash flow
€16k▼
2024 · €17k
Solvency
95.1%▲
2024 · 93.7%
Current ratio
7.12▲
2024 · 4.11
Quick ratio
7.12▲
2024 · 4.11
Debt / equity
0.05▼
2024 · 0.07
ROE
13.7%▼
2024 · 17.9%
ROA
13.0%▼
2024 · 16.8%
Interest coverage
122.74▲
2024 · 2.77
Debt
€6k▼
2024 · €6k
Debt ≤ 1 year
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€114k▲
Fixed assets21/28€74k€74k=
Tangible fixed assets22/27€52k€51k▼
Land and buildings22€50k€50k▼
Plant, machinery and equipment23€431€287▼
Furniture and vehicles24€1k€657▼
Financial fixed assets28€22k€23k▲
Current assets29/58€26k€40k▲
Amounts receivable within one year40/41€25k€39k▲
Other amounts receivable41€25k€39k▲
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€947€560▼
Equity and liabilities
Total equity and liabilities10/49€100k€114k▲
Equity10/15€93k€108k▲
Contributions10/11€149k€149k=
Reserves13€19k€19k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€-74k€-59k▲
Amounts payable17/49€6k€6k▼
Amounts payable within one year42/48€6k€6k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€481€5k▲
Credit institutions430/8€481€5k▲
Trade debts44€6k€785▼
Suppliers440/4€6k€785▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€607€772▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€19k€21k▲
Operating profit (loss)9901€11k€12k▲
Financial income75/76B€10k€3k▼
Recurring financial income75€10k€3k▼
Financial charges65/66B€4k€108▼
Recurring financial charges65€4k€108▼
Profit (loss) for the period before taxes9903€17k€15k▼
Profit (loss) for the period9904€17k€15k▼
Profit (loss) for the period to be appropriated9905€17k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-59k▲
Profit (loss) brought forward from the previous period14P€-91k€-74k▲
Transfer from equity791/2€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €108k ▲15.9%
5 profitable years in a row build equity to €108k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €17k ▲25.2%
Net result €17k, the highest in the series.
31-12
Financial
Liquidity times 29current ratio 4.11
Current ratio from 0.14 to 4.11; short-term debt falls from €211k to €6k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €631
Net result €631 after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 2.54
Current ratio from 0.64 to 2.54.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 23.65
Current ratio from 7.48 to 23.65.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spijkerlaan 1178791 WaregemGround area
350 m²
Building footprint
214 m²
Parcel 34006B0487/00X008, Flanders. Linked by address, not a title deed.
1 establishment unit
CREVINA NV
since 19952.071.153.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006B0487/00X008 | Flanders | 350 m² | 1 · 214 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACROSTORE
BE 0681.504.677
Aalter · Eq €108k
BARTEAU
BE 1011.648.632
Destelbergen · Eq €108k
COMMONSENSE
BE 0899.163.571
Lochristi · Eq €108k
SERVICE GROEP THEYS
BE 0448.991.917
Lubbeek · Eq €108k
SKOGEN
BE 0717.946.785
Sint-Pieters-Woluwe · Eq €108k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.