CREVA

Active

Private limited companyfounded 2013active for 12 yearsKempenseweg 103, 3690 Zutendaal, BelgiumKBO/BCE: BE 0542.385.693

Summary

CREVA has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,121 and a net result of €89,951. Equity is growing by about 54% per year across the filed financial years. Its solvency ranks better than 63% of 1,883 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

CREVAActiveChecked score 93/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10711Retail sale of bread and pastry (bakery outlets) NACE 47241

1 site

Size

€460,812total assets 2025

Staff: 4.7 FTE
Equity: €203,121
Profit: €89,951

Turnover not published (micro format)

Financial health

93 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

BOBBAERS RobDirector

2025 accounts 26 days early1 of 3 deeds summarised

Why 93raises riskSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 1.40, cash €132,137Founded in 2013Equity €203,121 (44.1% of total assets)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 78% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 69+13

equity 44.1% of total assets

Liquidity 72-9

short-term debt 32.2% · cash 28.7%

Profitability 93+10

return on assets 19.5%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,079 companies, NACE 10, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.3%▼ -0.2 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.2%▼ -0.1 percentage points vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €18,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.4, compared with 1.37 in 2024, below the usual 1.5; short-term debt: 32.2% and cash: 28.7% of total assets), and 55.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 62% on solvency, 77% on liquidity, 86% on profitability and 88% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Manufacture of food products (NACE 10)

KBO

Liquidity: current ratio 1.40, cash €132,137

NBB · annual accounts

Founded in 2013

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €203,121 (44.1% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

26 days early

2024

19 days early

2023

28 days early

2022

8 days early

2021

48 days early

2020

19 days early

2019

25 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 5 January (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end28-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

05-01-2026 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Highest result from 2019 to 2025net €89,951 ▲105%
30-06-2025 Equity above €200,000equity €203,121 ▲71.4%

Key points

Positive: Equity rose in 2025from €118,503 to €203,121 ▲ 71.4% View
Positive: Among the best 8% on net resultsector median €8,193 · 1,885 companies €89,951 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €89,951 7 years View

By topic

Financials

Financial year: 2025
Total assets: €460,812
Profit: €89,951
Solvency: 44.1%

Total assets▲ 20.7%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

BOBBAERS RobDirector

Go to Board & ownership

Timeline

Events: 16
Since: 2016
Next accounts: by 31-01-2027

12-01-2025Annual accounts filed
30-06-2024Equity above €100,000
24-01-2024Resignation: BOBBAERS Rob (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of food productsNACE 10711
Founded: 21-11-2013
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 14

Who signs: Each director alone
Annual meeting: First Wednesday of December at 19:00
Purpose: “Het creëren van verschillende deegwaren voor het maken van pannenkoeken; Het maken van…” (deed in Dutch)

Go to Articles of association

Key facts about CREVA

What is the company number of CREVA?: 0542.385.693. In Belgium the VAT number is the company number with BE in front: BE 0542.385.693.
Where is CREVA based?: The registered office is at Kempenseweg 103, 3690 Zutendaal.Company details
What does CREVA do?: According to the KBO register, the main activity is manufacture of food products (NACE 10711).
What is the legal form of CREVA?: Private limited company (BV).
When was CREVA founded?: On 21-11-2013.
Is CREVA still active?: Yes, CREVA is an active enterprise in the KBO register.
How many employees does CREVA have?: On average 4.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CREVA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CREVA profitable?: In financial year 2025, CREVA made a profit of €89,951.
Where can I find the annual accounts of CREVA?: CREVA filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CREVA due?: By 31-01-2027, for financial year 2026.Timeline