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CRESTA

Active Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 2016active for 10 yearsEugène Flageyplein 18, 1050 IxellesKBO/BCE: BE 0655.746.526

Lifetime

9 annual accounts with figures on one time axis
peak €96,910 (2019)
€42,654▼ 6.7%
lowest -€2,739 (2025)
-€2,739▼ €3,343
peak €31,626 (2024)
€28,887▼ 8.7%
€1.1m▲ 23.5%
Board8 names since 2017
3 directorsSC SPRL LSA and 2 others
Documentsfilings and deeds
12-02-202612 days late
2025financial year
Loss of €2,739Debts from €903,011 to €1.1mCash from €207,659 to €117,117

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The accounts state no turnover.

Debts

€1.1m 97% of the balance sheet
Financial debts 2%Suppliers 97%Taxes and wages 0%

Of this, €1.1m falls due within a year.

Filings

9 annual accounts 5 late
deadline20202025

The 2021 accounts came latest: 44 days after the end of the period.

Position in the sector

-€2,739

Lower net result than 90% of companies in legal and accounting. Sector median €119,810 · 1,050 companies.

Public support

€116,137 awarded from 2022 to 2025
20222025

EU support: Erasmus+.

Checked score

87
Excellent
Financially stronger than 13% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -0.2 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Weak

28=equity 2.5% of total assets
13-15short-term debt 96.0% · cash 10.2%
68-1return on assets -0.2%

Score breakdown

raises risk
Equity €28,887 (2.5% of total assets)
Last filed accounts filed 13 days late; 1 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €1.1m
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 8% of them on solvency, 3% on liquidity, 17% on profitability and 25% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 912 companies had the same profile as CRESTA has now. Each dot stands for 3 companies, two years later.

95.3%
were still trading
2.1%
stopped another way
2.4%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of CRESTA itself is lower: 0.1% within 12 months. It rests on far more data about CRESTA than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 912 companies, not a prediction for CRESTA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.98 (0.95 in 2024), below 1. Short-term debt is 96% and cash 10.2% of total assets. 97.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €28,887 (2.5% of total assets)
NBB · annual accounts
raises risk · Last filed accounts filed 13 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 1057 sector peers (2025).
NBB · sector comparison
Position among 1057 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-02-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
12 days late
2024
6 days late
2023
42 days late
2022
28 days early
2021
44 days late
2020
37 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 12 February (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SS
SC SPRL LSA
AB
AKA BV
Director, since 27-11-2020
JB
JAW BV
Director, Wouter Janssens, since 27-11-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0655746526
2 directors appointed, 2 resignations Resignations: Wouter Janssens and Arnaut Kint · Appointments: JAW BV and Arnaut Kint Avocat BV · Permanent representatives: Wouter Janssens and Arnaut Kint · General meeting of 27-11-2020 · Gazette deed
2 directors appointed, 1 resignation Resignation: Sébastien Ledure · Appointments: SC SPRL Ledure Sébastien Avocat-Advocaat and SC SPRL LSA (chair of the board) · Permanent representative: Sébastien Ledure · Board meeting of 28-04-2017 · Gazette deed
Incorporation published on 07-06-2016 · Gazette deed
All 16 events

Comparable companies

same main activity, similar in size and age
Company
CRESTA Ixelles €1.1m €42,654 2.5% -
HS AVOCATS Watermael-Boitsfort €1.0m €54,655 12.6% -
ADVOCATENKANTOOR MARC VERDOODT Dendermonde €1.1m €46,460 15.2% -
ELANCE Verviers €1.3m €36,848 55.7% -
TAXPATRIA TAX & LEGAL Antwerp €0.7m €50,262 4.0% 0.9
Baudouin Paquot Genappe €1.1m €55,599 94.5% -
ADVOCAAT BUNTINX Antwerp €0.7m €53,497 70.5% -

These companies have the same main activity as CRESTA: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €723,000 and €1.3m, founded between 2011 and 2017.

Official details

Source: KBO
Status
Active since 30-05-2016Normal situation
Registered office
50 active companies are registered at this address8 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Activities of lawyersNACE 69101
Establishment unit
2.253.700.3741050 Ixelles, since 30-05-2016
Financial year end
30 June
Peppol
Reachable since 22-11-2025
Company details

Annual accounts to 30-06-2025

€1.1m▲ 22.4%
Filing
Filed on 12-02-2026
Financials

Insights on CRESTA

CRESTA has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,887 and a net result of -€2,739.

Equity grew by about 1.9% per year on average since 2019. In 2025 it fell by 8.7%. Its solvency ranks better than 15% of 1,057 sector peers (NACE 69, financial year 2025).

The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CRESTA

What is the company number of CRESTA?
The company number of CRESTA is 0655.746.526. The VAT number is the same number with BE in front: BE 0655.746.526.
Where is CRESTA based?
The registered office is at Eugène Flageyplein 18, 1050 Ixelles.Company details
What does CRESTA do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of CRESTA?
Legal form of CRESTA: Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was CRESTA founded?
CRESTA was founded on 30-05-2016.
Is CRESTA still active?
Yes, CRESTA is an active enterprise in the KBO register.
What is the turnover of CRESTA?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €42,654 and 93 comparable companies (NACE 69). It probably lies between €76,000 and €150,000.Financials
Is CRESTA profitable?
In financial year 2025, CRESTA made a loss of €2,739.
Where can I find the annual accounts of CRESTA?
CRESTA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CRESTA due?
CRESTA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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