CrescBenDo
ActiveCrescBenDo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 2027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency60▼-40
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 4.75 in 2024; short-term debt: 61.6% and cash: 16.8% of total assets), and 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
31%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
29 d early
2024
37 d early
2023
34 d early
2022
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 75.6%
2024 · €41k
2022: €14k
2023: €31k
2024: €41k
2022 → 2025
Total assets
€29k▼ 43.9%
2024 · €51k
2022: €26k
2023: €40k
2024: €51k
2022 → 2025
Net result
€9k▼ 17.3%
2024 · €11k
2022: €9k
2023: €16k
2024: €11k
2022 → 2025
Working capital
€7k▼ 79.5%
2024 · €36k
2022: €13k
2023: €24k
2024: €36k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€31k▲ 113%€41k▲ 35.0%€10k▼ 75.6%
Operating result€14k-€22k▲ 59.2%€15k▼ 31.9%€12k▼ 17.6%
Net result€9k-€16k▲ 73.9%€11k▼ 34.1%€9k▼ 17.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€4k▼ 28.9%
Current assets
€25k▼ 45.6%
Equity and liabilities €29k
Equity
€10k▼ 75.6%
Debt
€18k▲ 90.9%
The debt ratio rises from 19.0% to 64.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €16k
Cash flow
€10k▼
2024 · €12k
Solvency
35.3%▼
2024 · 81.0%
Current ratio
1.42▼
2024 · 4.75
Quick ratio
1.42▼
2024 · 4.75
Debt / equity
1.83▲
2024 · 0.23
ROE
87.8%▲
2024 · 25.9%
ROA
31.0%▲
2024 · 21.0%
Interest coverage
13.89▲
2024 · 13.75
Debt
€18k▲
2024 · €10k
Debt ≤ 1 year
€18k▲
2024 · €10k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€29k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€46k€25k▼
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40€11k€11k▼
Other amounts receivable41-€6k
Current investments50/53-€3k
Cash at bank and in hand54/58€35k€5k▼
Equity and liabilities
Total equity and liabilities10/49€51k€29k▼
Equity10/15€41k€10k▼
Contributions10/11€5k€5k=
Reserves13€36k€5k▼
Distributable reserves133€36k€5k▼
Amounts payable17/49€10k€18k▲
Amounts payable within one year42/48€10k€18k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€339€10k▲
Accrued charges and deferred income492/3-€893
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€179€462▲
Gross operating margin9900€17k€14k▼
Operating profit (loss)9901€15k€12k▼
Financial charges65/66B€1k€987▼
Recurring financial charges65€1k€987▼
Profit (loss) for the period before taxes9903€14k€11k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Transfer from equity791/2-€32k
Transfer to equity691/2€11k€839▼
To other reserves6921€11k€839▼
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €9k ▼17.3%
Net result drops to €9k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €16k ▲73.9%
Operating result €22k, net result €16k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vredestraat 383500 HasseltGround area
262 m²
Building footprint
98 m²
Volume, LiDAR
575 m³
Parcel 71326F0173/00N000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CrescBenDo
since 20222.327.022.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0173/00N000 | Flanders | 262 m² | 1 · 98 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WRKSHP
BE 0781.516.825
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OMG Coaching
BE 0719.723.667
Nazareth-De Pinte · Eq €10k
EDUGAR
BE 0778.857.936
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Re-Transmission
BE 0641.679.843
Brussel · Eq €10k
MATHEMENCE
BE 1022.624.082
Marche-en-Famenne · Eq €10k
Of 11,668 companies in sector 85599 we hold annual accounts for 1,329. 766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2022
Fiscal year end31-12
Activities, NACEBEL
85599Other education
73200Market research and public opinion polling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.