CREOLABO
ActiveCREOLABO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €118k and a net result of €41k. Equity is growing by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 8967 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+25
Growth52=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.4 against 1.87 in 2023; short-term debt: 17.2% and cash: 73.6% of total assets), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-06-2025, 57 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
57 d early
2023
47 d early
2022
27 d early
2021
57 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€118k▲ 54.1%
2023 · €76k
2021: €56k
2022: €78k
2023: €76k
2021 → 2024
Total assets
€142k▼ 6.3%
2023 · €152k
2021: €98k
2022: €118k
2023: €152k
2021 → 2024
Net result
€41k▼ 10.8%
2023 · €46k
2021: €67k
2022: €41k
2023: €46k
2021 → 2024
Working capital
€107k▲ 63.7%
2023 · €66k
2021: €43k
2022: €67k
2023: €66k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€56k-€78k▲ 39.9%€76k▼ 2.2%€118k▲ 54.1%
Operating result€84k-€52k▼ 37.9%€60k▲ 15.4%€56k▼ 7.3%
Net result€67k-€41k▼ 38.6%€46k▲ 12.9%€41k▼ 10.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €142k
Fixed assets
€10k▼ 2.5%
Current assets
€132k▼ 6.4%
Equity and liabilities €142k
Equity
€118k▲ 54.1%
Debt
€24k▼ 67.6%
The debt ratio falls from 49.6% to 17.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▼
2023 · €64k
Cash flow
€46k▼
2023 · €50k
Solvency
82.8%▲
2023 · 50.4%
Current ratio
5.40▲
2023 · 1.87
Quick ratio
5.40▲
2023 · 1.87
Debt / equity
0.21▼
2023 · 0.99
ROE
35.1%▼
2023 · 60.7%
ROA
29.1%▼
2023 · 30.5%
Interest coverage
28.29▼
2023 · 41.31
Debt
€24k▼
2023 · €75k
Debt ≤ 1 year
€24k▼
2023 · €75k
Income taxes
€12k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€152k€142k▼
Formation expenses20€516€232▼
Fixed assets21/28€10k€10k▼
Tangible fixed assets22/27€10k€10k▼
Furniture and vehicles24€6k€6k▲
Other tangible fixed assets26€4k€4k▼
Current assets29/58€141k€132k▼
Amounts receivable within one year40/41€9k€27k▲
Trade receivables40€9k€27k▲
Cash at bank and in hand54/58€131k€104k▼
Deferred charges and accrued income490/1€297€184▼
Equity and liabilities
Total equity and liabilities10/49€152k€142k▼
Equity10/15€76k€118k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€73k€115k▲
Amounts payable17/49€75k€24k▼
Amounts payable within one year42/48€75k€24k▼
Trade debts44€311€2k▲
Suppliers440/4€311€2k▲
Taxes, remuneration and social security45€25k€20k▼
Taxes450/3€25k€20k▼
Other amounts payable47/48€50k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€575€406▼
Gross operating margin9900€65k€61k▼
Operating profit (loss)9901€60k€56k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€58k€54k▼
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€46k€41k▼
Profit (loss) for the period to be appropriated9905€46k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€121k€115k▼
Profit (loss) brought forward from the previous period14P€75k€73k▼
Profit to be distributed694/7€48k-
Return on contributions (dividend)694€48k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.40
Current ratio from 1.87 to 5.40; short-term debt falls from €75k to €24k.
31-12
Financial
Equity above €100kEq €118k ▲54.1%
4 profitable years in a row build equity to €118k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €41k ▼38.6%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Cerf 431332 RixensartGround area
271 m²
Building footprint
86 m²
Volume, LiDAR
891 m³
Parcel 25033A0696/00A000, Wallonia · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CREOLABO
since 20202.309.155.274
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033A0696/00A000 | Wallonia | 271 m² | 1 · 86 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MINTH
BE 0552.535.358
Herent · Eq €118k
MOVEBO
BE 0766.814.791
Zoersel · Eq €117k
Baeten Sarah
BE 0764.647.733
Haaltert · Eq €118k
QUIFACTUM
BE 0755.958.117
Brugge · Eq €117k
OPTI-MUS
BE 0732.478.276
Sint-Gillis-Waas · Eq €118k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
73200Market research and public opinion polling
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.