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CREO Advisory

Active
Private limited companyfounded 2017active for 9 yearsVan Meyelstraat 28, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0671.771.421

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CREO Advisory has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,052 and a net result of €34,338. Equity has been shrinking by about 8% per year since 2018. Its solvency ranks better than 15% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 23-02-2017 Normal situation
Registered office
11 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Business and other management consultancy NACE 70200and 4 others
Establishment unit
2.263.682.565 1080 Sint-Jans-Molenbeek, since 23-02-2017
Financial year end
31 December
Peppol
Reachable since 17-03-2025

Board and ownership

Board
  • Depreay VirginieDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€101,801
▲ 59.4%
Turnover
≈ €170,000
estimated
Profit
€34,338
▲ 48.2%
Equity
€21,052
▼ 81.2%
Total assets
€256,671
▼ 2.4%
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 3 of the last 3 accounts lateEquity €21,052 (8.2% of total assets)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.25, cash €66,585Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 17% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency 33-34
equity 8.2% of total assets
Liquidity 41-34
short-term debt 76.8% · cash 25.9%
Profitability 59-21
return on assets 13.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.7%▲ +0.6 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -1.5 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.25 (2.0 in 2024), below the usual 1.5. Short-term debt is 76.8% and cash 25.9% of total assets. 91.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 16% of them on solvency, 20% on liquidity, 27% on profitability and 7% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.25, cash €66,585
NBB · annual accounts
raises risk · Equity €21,052 (8.2% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 39242 sector peers (2025).
NBB · sector comparison
Position among 39242 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
31 days late
2024
68 days late
2023
65 days late
2022
81 days late
2021
26 days late
2020
89 days late
2019
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 60 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €111,714 to €21,052 ▼ 81.2% View
  • Caution: Lower solvency than 84% of companies in head offices and management consultancysector median 55.6% · 39,242 companies 8.2% View

Comparable companies

These companies have the same main activity as CREO Advisory: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €218,000 and €295,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
CREO Advisory Sint-Jans-Molenbeek€256,671€101,801
Advanced Functional Technologies Brussel€272,516€94,836
ZADIG Consulting Brussel€232,106€113,956
RWT Global Solutions Ganshoren€228,625€111,168
FLEXCITY Jette€217,840€98,709
STUBIK Ukkel€294,781€99,569
DUVIVCO Sint-Pieters-Woluwe€238,212€84,640
Full comparison

Documents

Key facts about CREO Advisory

What is the company number of CREO Advisory?
The company number of CREO Advisory is 0671.771.421. The VAT number is the same number with BE in front: BE 0671.771.421.
Where is CREO Advisory based?
The registered office is at Van Meyelstraat 28, 1080 Sint-Jans-Molenbeek.Company details
What does CREO Advisory do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of CREO Advisory?
The legal form of CREO Advisory is Private limited company (BV).
When was CREO Advisory founded?
CREO Advisory was founded on 23-02-2017.
Is CREO Advisory still active?
Yes, CREO Advisory is an active enterprise in the KBO register.
What is the turnover of CREO Advisory?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €101,801 and 110 comparable companies (NACE 70200). It probably lies between €150,000 and €210,000.Financials
Is CREO Advisory profitable?
In financial year 2025, CREO Advisory made a profit of €34,338.
Where can I find the annual accounts of CREO Advisory?
CREO Advisory filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CREO Advisory due?
CREO Advisory must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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