CRENIER ONE CONCEPT
ActiveSummary
CRENIER ONE CONCEPT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €159k and a net result of €7k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▼-42
Solvency100▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 2.76 in 2023; short-term debt: 24.8% and cash: 55% of total assets), and 24.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
24 d early
2022
2 d early
2021
32 d early
2020
2 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€159k▲ 4.7%
2023 · €152k
2019: €70k
2020: €80k
2021: €77k
2022: €107k
2023: €152k
2019 → 2024
Total assets
€211k▼ 12.4%
2023 · €241k
2019: €174k
2020: €236k
2021: €224k
2022: €242k
2023: €241k
2019 → 2024
Net result
€7k▼ 84.2%
2023 · €45k
2019: €-7k
2020: €9k
2021: €-3k
2022: €30k
2023: €45k
2019 → 2024
Working capital
€156k▲ 2.2%
2023 · €153k
2019: €56k
2020: €-6k
2021: €-5k
2022: €77k
2023: €153k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€80k-€77k▼ 3.3%€107k▲ 38.4%€152k▲ 42.2%€159k▲ 4.7%
Operating result€6k-€-5k€32k€60k▲ 85.9%€10k▼ 83.3%
Net result€9k-€-3k€30k€45k▲ 52.2%€7k▼ 84.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 83% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €211k
Fixed assets
€3k ▲ 56.3%
Current assets
€208k ▼ 12.9%
Equity and liabilities €211k
Equity
€159k ▲ 4.7%
Debt
€52k ▼ 41.4%
Debt's share of the balance-sheet total falls from 37.1% to 24.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▼
2023 · €61k
Cash flow
€8k▼
2023 · €45k
Current ratio
3.98▲
2023 · 2.76
Quick ratio
2.71▲
2023 · 1.94
Debt to equity
0.33▼
2023 · 0.59
ROE
4.5%▼
2023 · 29.7%
ROA
3.4%▼
2023 · 18.7%
Interest coverage
3.27▼
2023 · 15.17
Debt ≤ 1 year
€52k▼
2023 · €87k
Income taxes
€3k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€241k€211k▼
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23€2k€1k▼
Other tangible fixed assets26-€1k
Current assets29/58€239k€208k▼
Stocks and contracts in progress3€72k€66k▼
Stocks30/36€72k€66k▼
Amounts receivable within one year40/41€59k€26k▼
Trade receivables40€29k€19k▼
Other amounts receivable41€30k€7k▼
Cash at bank and in hand54/58€109k€116k▲
Equity and liabilities
Total equity and liabilities10/49€241k€211k▼
Equity10/15€152k€159k▲
Contributions10/11€19k€19k=
Reserves13€104k€111k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€102k€109k▲
Profit (loss) carried forward14€29k€29k▲
Amounts payable17/49€89k€52k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€87k€52k▼
Current portion of amounts payable after more than one year42€12k€3k▼
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Advances received on contracts in progress46€5k€2k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€15k€14k▼
Other amounts payable47/48€38k€32k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323€649▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€62k€12k▼
Operating profit (loss)9901€60k€10k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€59k€10k▼
Income taxes67/77€14k€3k▼
Profit (loss) for the period9904€45k€7k▼
Profit (loss) for the period to be appropriated9905€45k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€36k▼
Profit (loss) brought forward from the previous period14P€29k€29k▲
Transfer to equity691/2€45k€7k▼
To other reserves6921€45k€7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €45k ▲52.2%
Operating result €60k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €152k ▲42.2%
2 profitable years in a row build equity to €152k.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲38.4%
Equity rises from €77k to €107k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Limite 34460 Grâce-HollogneGround area
7,902 m²
Building footprint
1,540 m²
Volume, LiDAR
11,878 m³
Parcel 62046A0021/03A000, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Limite 3, 4460 Grâce-Hollogne
since 20012.040.589.295
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0021/03A000 | Wallonia | 7,902 m² | 1 · 1,540 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.V. TRADING
BE 0474.403.937
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Werfkoning
BE 0761.599.755
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IDEAL-THERM
BE 0894.951.593
Paliseul · Eq €167,630
Juro Unirek
BE 0561.953.068
Destelbergen · Eq €167,934
AE SYSTEMS
BE 0545.941.140
Lokeren · Eq €149,461
Of 395 companies in sector 46839 we hold annual accounts for 251. 172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-06-1988
Fiscal year end31-12
Activities, NACEBEL 2025
46839Wholesale trade
47784Retail sale of souvenirs and religious articles
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.