CREMERS KOEN
ActiveCREMERS KOEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €25k. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 4547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-7
Solvency79▼-14
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.66 in 2024; short-term debt: 46% and cash: 22.7% of total assets), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
17%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €80k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
69 d late
2023
30 d late
2022
121 d late
2021
31 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 45.8%
2024 · €55k
2018: €95k
2019: €60k
2020: €68k
2021: €57k
2022: €43k
2023: €37k
2024: €55k
2018 → 2025
Total assets
€147k▲ 84.8%
2024 · €80k
2018: €178k
2019: €76k
2020: €77k
2021: €60k
2022: €45k
2023: €38k
2024: €80k
2018 → 2025
Net result
€25k▲ 40.3%
2024 · €18k
2018: €3k
2019: €-35k
2020: €8k
2021: €-11k
2022: €-14k
2023: €-6k
2024: €18k
2018 → 2025
Working capital
€51k▲ 206%
2024 · €17k
2018: €73k
2019: €60k
2020: €68k
2021: €57k
2022: €43k
2023: €37k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€43k▼ 24.3%€37k▼ 15.0%€55k▲ 48.5%€80k▲ 45.8%
Operating result€-10k-€-13k▼ 27.4%€-6k▲ 56.2%€19k€28k▲ 52.0%
Net result€-11k-€-14k▼ 25.3%€-6k▲ 53.2%€18k€25k▲ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€29k▼ 24.4%
Current assets
€119k▲ 184%
Equity and liabilities €147k
Equity
€80k▲ 45.8%
Debt
€68k▲ 169%
The debt ratio rises from 31.6% to 46.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €22k
Cash flow
€34k▲
2024 · €21k
Solvency
54.0%▼
2024 · 68.4%
Current ratio
1.75▲
2024 · 1.66
Quick ratio
1.75▲
2024 · 1.66
Debt / equity
0.85▲
2024 · 0.46
ROE
31.4%▼
2024 · 32.6%
ROA
17.0%▼
2024 · 22.3%
Interest coverage
53.18▲
2024 · 31.20
Debt
€68k▲
2024 · €25k
Debt ≤ 1 year
€68k▲
2024 · €25k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€147k▲
Fixed assets21/28€38k€29k▼
Tangible fixed assets22/27€38k€29k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€34k€27k▼
Current assets29/58€42k€119k▲
Amounts receivable within one year40/41€17k€85k▲
Trade receivables40€2k€57k▲
Other amounts receivable41€14k€28k▲
Cash at bank and in hand54/58€25k€33k▲
Equity and liabilities
Total equity and liabilities10/49€80k€147k▲
Equity10/15€55k€80k▲
Contributions10/11€19k€19k=
Reserves13€14k€38k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€12k€12k=
Distributable reserves133-€25k
Profit (loss) carried forward14€22k€23k▲
Amounts payable17/49€25k€68k▲
Amounts payable within one year42/48€25k€68k▲
Trade debts44€14k€25k▲
Suppliers440/4€14k€25k▲
Advances received on contracts in progress46-€30k
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€12k▲
Other amounts payable47/48€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€25k€43k▲
Operating profit (loss)9901€19k€28k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€710€703▼
Recurring financial charges65€710€703▼
Profit (loss) for the period before taxes9903€18k€27k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€18k€25k▲
Profit (loss) for the period to be appropriated9905€18k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€47k▲
Profit (loss) brought forward from the previous period14P€4k€22k▲
Transfer to equity691/2-€25k
To other reserves6921-€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €25k ▲40.3%
Operating result €28k, net result €25k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 121 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 19.56
Current ratio from 8.90 to 19.56; short-term debt falls from €9k to €3k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-35k ▼1292%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.81
Current ratio from 1.88 to 4.81; short-term debt falls from €83k to €16k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ohey · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Tige 275350 OheyGround area
2,585 m²
Building footprint
119 m²
Parcel 92040D0385/00X002, Wallonia. Linked by address, not a title deed.
1 establishment unit
KOBATRANS
since 20072.158.561.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92040D0385/00X002 | Wallonia | 2,585 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOhey2.158.561.091
Similar companies · same sector, comparable size
GEVATRANS
BE 0726.794.967
Wielsbeke · Eq €80k
Buvatra
BE 0769.827.731
Menen · Eq €79k
DM-Logistics
BE 0731.949.825
Bornem · Eq €79k
Vercatrans
BE 0717.806.334
Zonnebeke · Eq €79k
BY-GO GROUP
BE 0782.365.970
Grimbergen · Eq €80k
Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2007
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:cremersbart@hotmail.com
Phone:085/61.19.49
Fax:085/61.25.01