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Cremers

Active
Private limited companyfounded 20233 yrs activeOosteindestraat 2, 9940 Evergem, BelgiumKBO/BCE: BE 1000.485.318
Summary

The computed 12-month bankruptcy probability of Cremers is 3.3% (moderate). The 2024 annual accounts show equity of €34,161 and a net result of €33,561. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency97
Growth-
Track record79
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.32; short-term debt: 28.1% and cash: 40.7% of total assets), and 28.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
46 d early
2024
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 September 2023, Cremers was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€34,161
Total assets
€47,533
Net result
€33,561
Working capital
€17,613

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €47,533
Fixed assets €16,548
Current assets €30,985
Equity and liabilities €47,533
Equity €34,161
Debt €13,372
Debt finances 28.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€52,210
Cash flow
€42,122
Current ratio
2.32
Debt to equity
0.39
ROE
98.2%
ROA
70.6%
Interest coverage
539.64
Debt ≤ 1 year
€13,372
Income taxes
€9,992

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€47,533
Fixed assets21/28€16,548
Tangible fixed assets22/27€16,548
Plant, machinery and equipment23€8,795
Furniture and vehicles24€7,753
Current assets29/58€30,985
Amounts receivable within one year40/41€10,802
Trade receivables40€9,451
Other amounts receivable41€1,352
Cash at bank and in hand54/58€19,342
Deferred charges and accrued income490/1€841
Equity and liabilities
Total equity and liabilities10/49€47,533
Equity10/15€34,161
Contributions10/11€600
Profit (loss) carried forward14€33,561
Amounts payable17/49€13,372
Amounts payable within one year42/48€13,372
Trade debts44€2,581
Suppliers440/4€2,581
Taxes, remuneration and social security45€10,792
Taxes450/3€10,792
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,561
Other operating charges640/8€1,813
Gross operating margin9900€54,023
Operating profit (loss)9901€43,649
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€97
Recurring financial charges65€97
Profit (loss) for the period before taxes9903€43,553
Income taxes67/77€9,992
Profit (loss) for the period9904€33,561
Profit (loss) for the period to be appropriated9905€33,561
Appropriation of the result
Profit (loss) to be appropriated9906€33,561

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,561
Other operating charges640/8€1,813
Gross operating margin9900€54,023
Operating profit (loss)9901€43,649
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€97
Recurring financial charges65€97
Profit (loss) for the period before taxes9903€43,553
Income taxes67/77€9,992
Profit (loss) for the period9904€33,561
Profit (loss) for the period to be appropriated9905€33,561
Line2024
Assets
Total assets20/58€47,533
Fixed assets21/28€16,548
Tangible fixed assets22/27€16,548
Plant, machinery and equipment23€8,795
Furniture and vehicles24€7,753
Current assets29/58€30,985
Amounts receivable within one year40/41€10,802
Trade receivables40€9,451
Other amounts receivable41€1,352
Cash at bank and in hand54/58€19,342
Deferred charges and accrued income490/1€841
Equity and liabilities
Total equity and liabilities10/49€47,533
Equity10/15€34,161
Contributions10/11€600
Profit (loss) carried forward14€33,561
Amounts payable17/49€13,372
Amounts payable within one year42/48€13,372
Trade debts44€2,581
Suppliers440/4€2,581
Taxes, remuneration and social security45€10,792
Taxes450/3€10,792
Line2024
Profit (loss) for the period9904€33,561
+ Depreciation and write-downs630€8,561
Operating cash flow (approximation)€42,122

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,191 m²
Building footprint
226 m²
Volume, LiDAR
1,084 m³
Parcel 44302E1084/00W000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Cremers
Oosteindestraat 2, 9940 EvergemAgents in non-specialised wholesale trade
since 20232.350.683.845
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44302E1084/00W000 Flanders 1,191 m² 1 · 225 m² 9.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded29-09-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000485318
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.