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Crèmerie Van Thillo

Active
Private limited companyfounded 2024active for 2 yearsNieuwstraat 56, 2910 Essen, BelgiumKBO/BCE: BE 1006.787.348
Summary

The computed 12-month bankruptcy probability of Crèmerie Van Thillo is 4.1% (elevated). The 2025 annual accounts show negative equity (-€34,010) and a net result of -€12,733. Its solvency ranks better than 6% of 12,777 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 05-03-2024 Normal situation
Activity
Retail sale of fruit and vegetables NACE 47210and 1 other
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.356.714.275 2910 Essen, since 05-03-2024
Financial year end
31 December
Peppol
Reachable since 28-01-2026

Board and ownership

Board

Financial position

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.1%
Annual accounts 2025
Gross margin
€16,983
▲ 63.7%
Turnover
≈ €240,000
estimated
Loss
€12,733
▼ 59.3%
Equity
-€34,010
▼ 59.8%
Total assets
€69,871
▼ 22.0%
Staff
0.4 FTE
▼ 83.3%
  • Negative equity on 31-12-2025
Score breakdownraises risk1 change of registered office in 24 monthsNegative equity -€34,010Founded in 2024lowers riskFigures for financial year 2025 (filed on 23-07-2026)Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0-1
equity -48.7% of total assets
Liquidity 22-16
short-term debt 66.3% · cash 5.4%
Profitability 18+18
return on assets -18.2%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 04-2025: 1.8%lowest value 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.2%▲ +0.3 percentage points vs 05-2025 07-2025: 2.3%▲ +0.1 percentage points vs 06-2025 08-2025: 3.0%▲ +0.7 percentage points vs 07-2025 09-2025: 3.0%● unchanged vs 08-2025 10-2025: 3.2%▲ +0.2 percentage points vs 09-2025 11-2025: 3.3%▲ +0.1 percentage points vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.2%▼ -0.1 percentage points vs 12-2025 02-2026: 3.3%▲ +0.1 percentage points vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.4%▲ +0.1 percentage points vs 03-2026 05-2026: 3.5%▲ +0.1 percentage points vs 04-2026 06-2026: 6.4%▲ +2.9 percentage points vs 05-2026 07-2026: 6.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 4.6%▼ -1.9 percentage points vs 07-2026 09-2026: 4.6%● unchanged vs 08-2026 10-2026: 4.3%▼ -0.3 percentage points vs 09-2026 11-2026: 4.1%▼ -0.2 percentage points vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.21 (0.33 in 2024), below 1. Short-term debt is 66.3% and cash 5.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 20% on liquidity, 21% on profitability and 9% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€34,010
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 23-07-2026)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€34,010
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
8 days early
2024
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 19 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€34,010 View
  • Caution: Lower solvency than 93% of companies in retail tradesector median 36.6% · 12,777 companies -48.7% View

Recent changes

  1. · Gazette deed Registered office moved within EssenNew seat: Nieuwstraat 56, 2910 Essen · Previous seat: Donkweg 103, 2910 Essen · Permanent representatives: Truyen Pieter and Van Thillo Eric
  2. · Gazette deed IncorporationAppointments: DEN HOLLANDER Leendert Antonie Adrianus (director) and DE DESEMBAKKER (director) · Permanent representative: VAN THILLO Eric Paul Jozef
All 4 events

Comparable companies

These companies have the same main activity as Crèmerie Van Thillo: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €38,500 and €102,000, founded between 2019 and 2024.

CompanyTotal assetsGross margin
Crèmerie Van Thillo Essen€69,871€16,983
Omarket Antwerpen€64,238€17,768
AS FRUIT Antwerpen€102,063€18,810
CREA CORPORATE Braine-l'Alleud€78,428€19,445
Le roi du Boudin Charleroi€85,052€13,546
HEYMAN SNACKS Aalst€38,451€30,443
REHOBOTH E. Aalst€48,501€18,593
Full comparison

Key facts about Crèmerie Van Thillo

What is the company number of Crèmerie Van Thillo?
The company number of Crèmerie Van Thillo is 1006.787.348. The VAT number is the same number with BE in front: BE 1006.787.348.
Where is Crèmerie Van Thillo based?
The registered office is at Nieuwstraat 56, 2910 Essen.Company details
What does Crèmerie Van Thillo do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of Crèmerie Van Thillo?
The legal form of Crèmerie Van Thillo is Private limited company (BV).
When was Crèmerie Van Thillo founded?
Crèmerie Van Thillo was founded on 05-03-2024.
Is Crèmerie Van Thillo still active?
Yes, Crèmerie Van Thillo is an active enterprise in the KBO register.
How many employees does Crèmerie Van Thillo have?
Crèmerie Van Thillo had an average of 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Crèmerie Van Thillo fall under?
In its 2025 annual accounts, Crèmerie Van Thillo states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of Crèmerie Van Thillo?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €16,983 and 114 comparable companies (NACE 472). It probably lies between €120,000 and €570,000. It is a rough estimate.
Is Crèmerie Van Thillo profitable?
In financial year 2025, Crèmerie Van Thillo made a loss of €12,733.
Where can I find the annual accounts of Crèmerie Van Thillo?
Crèmerie Van Thillo filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Crèmerie Van Thillo due?
Crèmerie Van Thillo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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