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CREMER

Active Private limited companyfounded 1975active for 51 yearsRue de la Gare 11, 4950 WaimesKBO/BCE: BE 0414.835.643 #2 oldest company in Waimes, Accommodation and food service sector

Lifetime

20 annual accounts with figures on one time axis, 50 filings since 1976
peak €31,740 (2019)
€24,452▲ 28.9%
lowest -€21,136 (2012)
€4,495▲ 304%
peak €117,809 (2008)
€103,668▲ 4.5%
€4,588▲ 277%
Board1 name since 2021
1 director
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €18,964 to €24,452Result from €1,113 to €4,495Company renamed to CREMER 29-12Debts from €1,217 to €4,588Cash from €24,138 to €40,150

Key points

from the 2025 annual accounts

Equity

€103,668 ▲ 4.5%

CREMER has made a profit without a break since 2022.

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Liquidity

8.96 was 21.33 in 2024

Short-term debts rose from €1,217 to €4,588.

Filings

50 annual accounts since 1976
AprilJune31 JulyOctober1980199520102025

The last five annual accounts were filed 8 to 30 days before the end of the period.

Board

1 joined

New director. Latest change 29-12-2025 · 1 in office.

Position in the sector

95.8%

Higher solvency than 95% of companies in accommodation. Sector median 20.5% · 1,847 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,044 companies had the same profile as CREMER has now. Each dot stands for 43 companies, two years later.

94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,044 companies, not a prediction for CREMER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Company renamed to CREMER New name: CREMER · Change of role: , from manager to director · “La gestion pour son compte propre de tous ses biens ou droits immobiliers,et notamment la location le…” (deed in French) · General meeting of 18-12-2023 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0414835643
Amendment of the articles · Legal-form change · Resignations & appointments General meeting of 18-12-2023 · Gazette deed
First establishment Rue de la Gare 11, Waimes
All 66 events

Comparable companies

same main activity, similar in size and age
Company
CREMER Waimes - - 95.8% -
S.A. KABLIM Malmedy - - 53.8% -
ONDERLINGE DIENST VOOR HUISVESTING Middelkerke - - 48.7% -
IMMOVANHOC Erquelinnes - - -78.1% -
D.L.M.W. ET CO Bastogne - - 24.5% -
PROSPECTIVES III Burdinne €55,863 7.5% -20.6% -
ARDENNES ACCUEIL Ferrières €67,438 7.4% -74.7% -

These companies have the same main activity as CREMER: holiday cottages, homes and apartments (NACE 55203). They are comparable in size and age: total assets between €88,100 and €168,000, founded between 1988 and 2002.

Official details

Source: KBO
Status
Active since 02-01-1975Normal situation
Activity
Holiday cottages, homes and apartmentsNACE 55203
Establishment unit
2.010.748.1374950 Waimes, since 01-01-1975
Financial year end
31 December
Peppol
Reachable since 12-11-2025
Company details

Annual accounts 2025

€108,256▲ 7.8%
Filing
Filed on 01-07-2026, 30 days before the end of the filing period
Financials

Insights on CREMER

CREMER files the micro format. That format states no turnover. The gross margin rose from €11,926 in 2006 to €24,452 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CREMER

What is the company number of CREMER?
The company number of CREMER is 0414.835.643. The VAT number is the same number with BE in front: BE 0414.835.643.
Where is CREMER based?
The registered office is at Rue de la Gare 11, 4950 Waimes.Company details
What does CREMER do?
According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of CREMER?
CREMER is a private limited company (BV).
When was CREMER founded?
CREMER was founded on 02-01-1975.
Is CREMER still active?
Yes, CREMER is an active enterprise in the KBO register.
What is the turnover of CREMER?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €24,452 and 30 comparable companies (NACE 55). It probably lies between €71,000 and €200,000. It is a rough estimate.Financials
Is CREMER profitable?
In financial year 2025, CREMER made a profit of €4,495.
Where can I find the annual accounts of CREMER?
CREMER filed 50 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CREMER due?
CREMER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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