Checked.be · Company dossierhttps://checked.be/en/c/creme-karamel-0674684290 · as of 11-10-2026
CREME KARAMEL
Active
Coöperatieve vennootschap met onbeperkte aansprakelijkheid · founded 2017 · active for 9 yearsLippenslaan 110, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0674.684.290
Summary
The computed 12-month bankruptcy probability of CREME KARAMEL is 9.1% (elevated). The 2018 annual accounts show negative equity (-€47,956) and a net result of -€49,156. The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
NACE 56111Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€11,227total assets 2018
Staff
1.2 FTE
Equity
-€47,956
Loss
-€49,156
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
9.1%
2018 figures too old to score
Structure
Accounts filed 28 days late0 of 1 deed read
Signalsraises riskFigures for financial year 2018 (filed 04-09-2019)3 financial years not filed after the legal deadline; latest accounts 28 days lateLoss of €49,156 (financial year 2018)lowers riskLiquidity: current ratio 0.17, cash €9,870neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2018 are too old to assess current financial health.
Bankruptcy probability: Elevated
Financial strength, FY 2018
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0
equity -427.2% of total assets
Liquidity50
short-term debt 527.2% · cash 87.9%
Profitability0
return on assets -437.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
9.1%Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.8% (23,710 companies, NACE 56, micro)
Last 24 months11-2024: 10.1%12-2024: 10.0%▼ -0.1 percentage points vs 11-202401-2025: 10.2%▲ +0.2 percentage points vs 12-2024highest value02-2025: 10.2%● unchanged vs 01-2025highest value03-2025: 10.2%● unchanged vs 02-2025highest value04-2025: 10.2%● unchanged vs 03-2025highest value05-2025: 9.4%▼ -0.8 percentage points vs 04-202506-2025: 9.2%▼ -0.2 percentage points vs 05-202507-2025: 9.2%● unchanged vs 06-202508-2025: 9.2%● unchanged vs 07-202509-2025: 9.1%▼ -0.1 percentage points vs 08-2025lowest value10-2025: 9.1%● unchanged vs 09-2025lowest value11-2025: 9.1%● unchanged vs 10-2025lowest value12-2025: 9.1%● unchanged vs 11-2025lowest value01-2026: 9.1%● unchanged vs 12-2025lowest value02-2026: 9.1%● unchanged vs 01-2026lowest value03-2026: 9.1%● unchanged vs 02-2026lowest value04-2026: 9.1%● unchanged vs 03-2026lowest value05-2026: 9.1%● unchanged vs 04-2026lowest value06-2026: 9.1%● unchanged vs 05-2026lowest value07-2026: 9.1%● unchanged vs 06-2026lowest value08-2026: 9.1%● unchanged vs 07-2026lowest value09-2026: 9.1%● unchanged vs 08-2026lowest value10-2026: 9.1%● unchanged vs 09-2026lowest value
The financial year that closed on 31-12-2018 was due by 31-07-2019 and was filed on 28-08-2019, 28 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its 2018 accounts 28 days after the deadline; the sector median (NACE 56) for financial year 2018 is 12 days after the deadline, and 55% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2018 · micro…
Key points
Risk: Negative equityfinancial year 2018: debts exceed assets-€47,956View