Equity
€2,500 from €84,498 in 2024
Equity fell by 97% in 1 year.
Creinto
Lifetime
4 annual accounts with figures on one time axispeak €82,980 (2024)
€32,130▼ 61.3%
lowest -€3,490 (2022)
€21,885▼ 63.6%
peak €84,498 (2024)
€2,500▼ 97.0%
€47,738▲ 56.5%
Board1 name since 2021
1 directorHEX, Christopher Stefan
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €82,980 to €32,130Result from €60,041 to €21,885Dividend €103,883Equity from €84,498 to €2,500Debts from €30,505 to €47,738
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The micro format states no turnover.
Debts
€47,738 95% of the balance sheet
Suppliers 2%Taxes and wages 36%Other 62%
Of this, €47,188 falls due within a year.
Liquidity
0.95 was 3.56 in 2024
Short-term debts rose from €30,440 to €47,188.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 30 to 32 days before the end of the period.
Position in the sector
€2,500
Less equity than 83% of companies in other professional activities. Sector median €41,083 · 4,365 companies.
Checked score
82
Excellent
Financially stronger than 37% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.5%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 0.4%▼ -0.1 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €2,500 (5.0% of total assets)
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Liquidity: current ratio 0.95, cash €21,846
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 17% of them on solvency, 36% on liquidity, 88% on profitability and 5% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as Creinto has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
That fits the bankruptcy probability of Creinto itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Creinto. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4362 sector peers (2025).
NBB · sector comparisonPosition among 4362 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 days early
2024
32 days early
2023
30 days early
2022
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 31 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Holsbeek to Zelem
New registered office: Heesstraat 25 3545 Zelem · Previous registered office: Leuvensebaan 228 3220 Holsbeek · General meeting of 12-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0762573121
Incorporation
Founding capital of €2,500, 2,500 shares · Founder: HEX, Christopher Stefan · Appointment: HEX, Christopher Stefan (director) · published on 29-01-2021 · Gazette deed
First establishment
Heesstraat 25, Halen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Creinto Halen | €50,238 | €32,130 | 5.0% | - |
| Canthi Evergem | €47,255 | €27,956 | 74.0% | - |
| Van Gestel M.C. Zoersel | €56,995 | €30,461 | 71.8% | - |
| IMMoen Schaerbeek | €50,693 | €24,295 | 77.5% | - |
| COM&LEX EXPERTISES Woluwe-Saint-Lambert | €57,056 | €30,540 | 15.0% | - |
| PROF. DR. JAN VAN MEERBEECK Edegem | €66,364 | €36,622 | 90.2% | - |
| Vansteen Ostend | €38,836 | €31,128 | 60.4% | - |
These companies have the same main activity as Creinto: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €38,800 and €66,400, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 27-01-2021Normal situation
- Activity
- Other professional, scientific and technical activitiesNACE 74999
- Establishment unit
- 2.312.768.5253545 Halen, since 27-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2023
Annual accounts 2025
- €50,238▼ 56.3%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Creinto
Creinto files the micro format. That format states no turnover. The gross margin rose from -€2,847 in 2022 to €32,130 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Creinto
- What is the company number of Creinto?
- The company number of Creinto is 0762.573.121. The VAT number is the same number with BE in front: BE 0762.573.121.
- Where is Creinto based?
- The registered office is at Heesstraat 25, 3545 Halen.Company details
- What does Creinto do?
- According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
- What is the legal form of Creinto?
- Creinto is a private limited company (BV).
- When was Creinto founded?
- Creinto was founded on 27-01-2021.
- Is Creinto still active?
- Yes, Creinto is an active enterprise in the KBO register.
- What is the turnover of Creinto?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €32,130 and 2,934 comparable companies of the same size. It probably lies between €78,000 and €230,000. It is a rough estimate.Financials
- Is Creinto profitable?
- In financial year 2025, Creinto made a profit of €21,885.
- Where can I find the annual accounts of Creinto?
- Creinto filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Creinto due?
- Creinto must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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