Creinto
ActiveCreinto has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €60k. Equity is growing by ~174.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency98▲+32
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 1.46 in 2023; short-term debt: 26.5% and cash: 19% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
30 d early
2022
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k▲ 245%
2023 · €24k
2022: €-990
2023: €24k
2022 → 2024
Total assets
€115k▲ 91.7%
2023 · €60k
2022: €4k
2023: €60k
2022 → 2024
Net result
€60k▲ 136%
2023 · €25k
2022: €-3k
2023: €25k
2022 → 2024
Working capital
€78k▲ 379%
2023 · €16k
2022: €-2k
2023: €16k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-990-€24k€84k▲ 245%
Operating result€-3k-€33k€80k▲ 141%
Net result€-3k-€25k€60k▲ 136%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 141% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €115k
Fixed assets
€7k▼ 20.9%
Current assets
€108k▲ 110%
Equity and liabilities €115k
Equity
€84k▲ 245%
Debt
€31k▼ 14.2%
The debt ratio falls from 59.2% to 26.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83k▲
2023 · €35k
Cash flow
€63k▲
2023 · €28k
Solvency
73.5%▲
2023 · 40.8%
Current ratio
3.56▲
2023 · 1.46
Quick ratio
3.56▲
2023 · 1.46
Debt / equity
0.36▼
2023 · 1.45
ROE
71.1%▼
2023 · 104.0%
ROA
52.2%▲
2023 · 42.4%
Interest coverage
25.22▼
2023 · 29.44
Debt
€31k▼
2023 · €36k
Debt ≤ 1 year
€30k▼
2023 · €35k
Income taxes
€16k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€115k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€52k€108k▲
Amounts receivable within one year40/41€25k€29k▲
Trade receivables40€25k€28k▲
Other amounts receivable41-€1k
Current investments50/53-€55k
Cash at bank and in hand54/58€25k€22k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€60k€115k▲
Equity10/15€24k€84k▲
Contributions10/11€3k€3k=
Reserves13€22k€82k▲
Distributable reserves133€22k€82k▲
Amounts payable17/49€36k€31k▼
Amounts payable within one year42/48€35k€30k▼
Trade debts44€65€821▲
Suppliers440/4€65€821▲
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€12k€14k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€22k€14k▼
Accrued charges and deferred income492/3€64€66▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8-€387
Gross operating margin9900€35k€83k▲
Operating profit (loss)9901€33k€80k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€32k€76k▲
Income taxes67/77€6k€16k▲
Profit (loss) for the period9904€25k€60k▲
Profit (loss) for the period to be appropriated9905€25k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€60k▲
Profit (loss) brought forward from the previous period14P€-3k-
Transfer to equity691/2€22k€60k▲
To other reserves6921€22k€60k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 12/06/2026
- Registered-office move, Heesstraat 25 3545 Zelem
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €60k ▲136%
Operating result €80k, net result €60k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.56
Current ratio from 1.46 to 3.56; short-term debt falls from €35k to €30k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.46
Current ratio from 0.70 to 1.46.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heesstraat 253545 HalenGround area
1,209 m²
Building footprint
126 m²
Volume, LiDAR
746 m³
Parcel 71063A0379/00S000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Creinto
since 20212.312.768.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71063A0379/00S000 | Flanders | 1,209 m² | 1 · 126 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2021
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.